REGISTERED No. DL—33001/2001

The Gazette of India

PUBLISHED BY AUTHORITY

No. 46]

NEW DELHI, SATURDAY, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

(Separate paging is given to this Part in order that it may be filed as a separate compilation)

[PART III —SECTION 4]

[Miscellaneous Notifications including Notifications, Orders, Advertisements and Notices issued

by Statutory Bodies]

l_329GI/2001

(5985)

59S6

P\RI I([ -Sic 4]

TUF GA7LTTF OI INDIA NOVLMBFR 17,2001 (KARTIKA 26 1 W )

59K7

RLSFRVF BANK OF [NUT A

DEPARTMENT OI NON-BANKING SUPrRVISION

CENTRAL Of-FICF, C'CN TRC 1 WORI D FRADL

CFN1RI , CU1-FL PARADE Col ABA

Mumhai-400 005 the M s l O m t a 2001

No DNBS LSI/CGMlLMI") 2001— Hie Reseivt Bank

ol India, having consideied it neeessaiv m ihe publiL uitoicsl

and being satisfied thai loi the puiposi. ol enabling the

Bank lo regulate the uedit system to the ailv.anl.age ol the

eountiy, it is necessary to amend the Non Banking Financial

Companies Acceptance ol Public Deposits (Rescive Bank)

UiKcttons, 1498, m exeiuse of the powers eoniened b\

Sections 4iJ, 15K. 4SL ami 4SMA ol the Respive Bank ol

India Act 19M (2 ol 19U) and ol all the powers enabling

it in this behall, heieKv duetts that the said dnections

contained in Notification No DFC 1 1H/DG (SP'l )/9X dated

January M, 1998 stand amended, with immedi ite ellect, as

lollows, namely—

In Paragraph 4, sub-paragraph (7) shall be subsinulaJ h)

the following, namel)

'(7) On and ttom Novcmbei 1 2001 no non banking

financial company shall invite oi accept oi icncw

public deposit at a late ol mleiest exceeding twelve

and a hall pet cent pei annum Inteiest nuv he paid

oi compounded at lests which shall not be shoitci

than monthly tests'

L M FONSFCA

Cluel Gcncial Managei-in Chaige

No DNBS

l52/CGM(LMri 2nOI--lhe I^seive Bank

ot" India, having consideied it necessan

in the public

lnLetest and being satisfied thai loi the puipose ol enabling

the Bank lo legulate the uedu system to the advantage

ol the country it is necessaiy to amend the Miscellaneous

Non-Banking Companies iResene Bank) Directions, W77

in exejcise ol the poweis eoniened by Sections 451, 45K,

and 45L ol the Reseive Bank ol India Act, U)U (2¹ ol

\^L)M) and ol all the povveis enablmj: it in this behall,

heiehy dnccts that the said dneetions contained in

Notification No

DNBL

WDG (H) 77 dated June 20

1977 stand amended, with immediate effect, as lollowt,,

namely—

1 In Paragiaph ^A, lor tht word and liguies,

Octohei M), 199S", the word & figuies

No\embei 1,

2001

shall be substituted

2 In paiagraph 9A, in clause (a), 1oi the word (ouiieen ,

the woids twelve and a hall

shall be substituted

I

M FONSFCA

Chiel Gencial Managei m-Chaice

ANDHRA BANK

HIZAD OFHCE

H\derabad, the 4th lulv 2001

No 6d6/VlR/410—In exercise ol the povveis conlcncd

by Section 19 ol the Banking Companies (Acquisition and

lianslei ol Undertakings) Act, 1980 (40 ol I'M)), the Bonid

ol Ditectors of Andhia Bank in consultation with the Reseue

Bank ol India and with the pievunis sanction ol the Ccntial

Government hereh\ makes the lollowmg Regulations (o

amend the Andhia Bank Odicei Employees (Conduct I

Regulations, I9H2 namely —

1

(i)

These Regulations mav be called the Andhra Bank

Ofdcei

Fuiplovees

(Conduct) Amendment

Regulations, 2001

(n)

They shall come into loice on the dale of then

publication in the Olticial Ga/etle'

2 In the Andhia Bank Ollicei Fmplovees' (Conduct)

Regulations, 1982, in regulation 20, loi sub-ieguhuion (4)

the following shall be substituted namel\ —

(4) livery olhcei employee shall icpoit to the

competent authority evei\ transaction concerning

movable piopeilv owned oi held h\ him cilhei in his

name oi in the name ol a memheT o1 his lamilv il the

value ol such a propeitv exceeds Rs 25000/

Provided that the pievious sanction ol the competent

authonty shall be obtained il any such liansadion is

la) with a pel son having olfiual dealings with the

Office) employee oi

(b) otheiwise than thiough a legulai oi reputed dealei

'«!<

THE GAZETT^ OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26 192i)

[P\RT HI—Sic 4

[ iot Note —The amendments to the Pnncipul

! emulations weie published in the Ga/ettc of India as pei

'stalls given below

Mo

1

1

Notification No

14

41

18

43

8

Dated

26 10 1990

04 12 1990

02 05 1998

21 10 2000

17 01 2001

A V SURYANARAYANA RAO

Geneial Managei (Personnel)

INDIAN BANK

HEAD OFFICE,

31 RAIAJI SALAI

Chennai-600 001 the 15th Octobci 2001

f o 223/SRC—In exercise ol the powcis tonlened by

(•on 19 of the Banking Companies (Acquisition and

i

i kt of Undutakings) Act 1970 (5 ol 1970) the Boaid

f i hdi Bank in consultation with the Reseive Bank ol

ruin ml with the pievious sanction of the Cential

ju>ein ricnt, heieby makes the following Regulations to

menu the Indian Bank Otlieer Employees (Conduct)

< -gulations, 1976 namely —

<

!n

These Regulations may be called the Indian Bank

Jfticer Employees' (Conduct) Amendment Regulations,

•000

• a)

They shall come into toice on the date ol their

,»iiMication in the "Official Gazette"

' In the Indian Bank Oflicei Employees (Conduct)

filiations 19"⁷6.—

(D in legulation 3, for sub-iegulation (1) the following

shall be substituted, namely —

'(1) Eveiy officei employee shall, at all times take

all possible steps to enswe and piotect the inteiesls of the

bank and dischaige his duties with utmost integnty, honesty,

devotion and diligence and do nothing which is unbecoming

ol an officei employee"

Oi) in legulation 3, after sub-regulation (3) the following

proviso shall be inserted, namely —

"Piovided wheievei such directions are oral in nature

ihc same shall be eonfnmed in writing by his superior

olficiai"

(m) in legulation 6, in sub-regulation (1), foi the existing

puniso, the following shall be substituted namely —

"Piovided that an officei employee may, without such

sanction undertake honoiaiy woik of a social oi chantablc

nature oi occasional work of a literary, aitistic, scientihc,

piofessional, cultural, educational, religious oi social

chaiactei sub|ect to the condition that his official duties do

not theieby sutler but he shall not undeitake or shall

discontinue such woik if so duected by the Competent

Authonty alter lecording leasons foi the same '

(n ) in regulation 6, for sub-regulation (4). the following

shall be substituted, namely —

"(4) No officer employee shall accept any payment,

in the loim ol lee lemuneration, honoianum and the like in

cash oi kind loi any woik done by him foi any public body

or any private person without the sanction of the Competent

Authonty'

SELVAM VEERARAGHAVAN

Asstt General Manager (PL)

PARI III—SEC 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

5989

NATIONAL BANK FOR AGRICULTURE AND

RURAL DEVELOPMENT

MUMBAJ

C-24, 'G^v Block

Bandra-Kurta Complex

P B. No. 8121

Bandr»(East)

Murabai-400 051

Tel

: 653 0094

Fax

: 652 4877

E-mail : nabgnpd@bom5 vsnl nd.io

20 October 2001

No.GSR

In pursuance of Section 48(5) of the National Bank for Agriculture and

RL-al Development Act, 1981 (61 of 1981), the balance sheet for the

National Bank for Agriculture and Rural Development as at 31 March

2001, the profit and loss account of the Bank for the year ended 31 March

2001 (April 2000 - Ma, jh 2001) and the report of the auditors for the year

are published herewith.

Amaresh Kumar

(CGM & Secretary

5990

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SBC. 4

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

5991

ANNUALACCOUNTS

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

V. SANKAR AIYAR & CO.

Chartered Accountant

Tel.

: 200 4465, 206 7440

2-C, Court Chambers,

Fax : 91-22-2000649

35, New Marine Lines,

E-mail : vsaflbornS.vsnl.net.in

Mumbai - 400 20

REPORT OF THE AUDITORS

We have audited the attached Balance Sheet of the National Bank for Agriculture and Rural Development

as at 31** March 2001 and the Profit and Loss Account annexed thereto for the year ended on that date

and report that:

a. we have obtained all the information and explanations which to the best of our knowledge and

belief were necessary for the purpose of our audit and have found them to be satisfactory;

b. the Balance Sheet and Profit and Loss Account have been drawn up in accordance with Schedule

'A' and Schedule 'B' of Chapter IV of the National Bank for Agriculture and Rural Development

(Additional) General Regulations, 1984;

c. the returns received from the Head Office, Regional Offices, Sub-Office, Training Centres and

Department of Supervision have been found adequate for the purpose of our audit;

d.

in our opinion and to the best of our information and according to the explanations given to us:

(i)

the Balance sheet read with the Significant Accounting Policies and the Notes thereon

is a full and fair Balance Sheet containing all necessary particulars and is properly

drawn up so as to exhibit a true and fair view of the state of affairs of the Bank as at

3 1 " March 2001; and

(ii)

the Profit and Loss Account read with the Significant Accounting Policies and the

Notes thereon shows a true balance of the profit for the year ended 3 1 " March

2001.

Mumbai, 15* June 2001

For V Sankar Aiyar & Co.

Chartered Accountants

N. Sampath Ganesh

(Partner)

Delhi

Office

:

202-301,

Satyam

Cinema

Complex,

Ranjit

Nagar

Community

Centre,

New Delhi

- 1 1 0 008,

Te/..-570 5233/570 5232 E-mail : [email protected]

Chennai Office

:

C-3, II Floor, Rams Square, No.38, Valluvar Kottam High Road, Nungambakkam, Chennai - 600 034,

Tel.: 823 4128/8234162

E-mail: [email protected].

5992

THF GAZHTTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

5993

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

BALANCE SHEET AS AT 31 MARCH 2001

Sf.Ho.

1.

2.

3.

4.

5.

6.

PROPERTY AND ASSETS

Cash and Bank Balances

ifa afo 4IW ^JJWI *TC MRl^ -Ufftl

Money at Call and Short Notice

Investments

3![fiPT

Advances

<JHW<Hlft«iT

Fixed Assets

Other Assets

SCHEDULE

10

11

12

13

14

WfoORTASON

31.3.2001

*.

Rs.

406,60.58,892

240.00,00,000

1147,97.50,000

35772,30,41,081

266.45,24.211

982,32,34.398

31.3.2000

f.

Rs.

437,50,98.410

354,73,00,000

1242,83.29,030

30174,78,98,752

197,98.04,099

959,18,50,040

2—^20 GI/2001

\ 5994

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART HI—SEC. 4

wnf.

Sr. No.

7.

8.

9.

10.

11.

FUNDS AND LIABILITIES

Other Funds

awwftpff

Deposits

Bonds and Debentures

Borrowings

Current Liabilities and Provisions

Total

^roradh;ni+f^*fc«iii(

Commitments and Contingent Liabilities

SCHEDULE

5

6

7

8

9

17

wferftrASON

31.3.2001

*.

Rs.

344,14,75,467

7613,33,73,109

3613,71,61,000

7738,64,97,007

887,02,61,439

38815,66,08,582

31.3.2000

*.

Rs.

178,2434,701

5815.90,34,196

2141,35,11,000

7255,02,34,460

750,95.14,890

33367,0230.331

Notes forming part of the Accounts • Schedule 18

As per our report of men date attached

J. M. Mathew

Chief General Manager

Finance & Accounts Department

Mumbal, 15 June 2001

For V Sankar Aiyar & Co.

Chartered Accountants

N. Sampath Ganesh

Partner

Mumbai. 15 June 2001

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

5995

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

BALANCE SHEET AS AT 31 MARCH 2001

life. PROPERTY AND ASSETS

•rioFVIV/Brought forward

Total

* 3 S *

SCHEDULE

flftffcrfSTASON

31.3.2001

*.

Rs.

38815^6^)8,682

38815,66.08.582

SLS^OOO

«.

Rs.

33367.02^0^31

33367,02^0,331

MACS. ChaUfMthl Rao

Managlr« Oirador

^ , 1 5 ^ 1 2 0 0 1

MumtMi,15Juna2001

t a Nanda

Chairman

OevlDayal

Director

Jagefert C«poor

Director

Amarash Kumar

^ . ^M R ⁴ ^

^

N a b o n a l B a n k for Aflrictjlturo

*nd Rural Dovetopmont, Mumbal

5996

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1921)

[PART III—Sir. 4

Sr. No.

1.

2.

3.

4.

EXPENDITURE

Interest and Financial Charges Paid

Establishment and Other Expenses

Depreciation

Profit for the year carried down

SCHEDULE

15

16

FOR THE YEAR ENDED

31.3.2001

*.

Rs.

1415.22,67,041

248,50.20,513

27,17,42,423

154,09,68,559

1844.99,98,536

31.3.2000

*.

Rs.

1082,36,05,623

195,05,61,497

23,74,91,482

139.60,19,888

1440,76,78,490

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KART1KA 26, 1923)

5997

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2001

Si No.

1.

2.

3.

INCOME

WT, f&*\ JHlft *R BTfl *IH

0te*-i0*fa 11 «qq* 18 W)

Interest received on Loans, Investments, etc.

(Refer Notes B • 10 & 11 Schedule 18)

JIM^I

Discount Received

VZV(: PRRllfcfl if ftfll 111 sftTOR

Less: Contribution to

(«) ^ T 4 « « I I » I P P W , 1981 *«JTO42*3ijrfn

•U^fVl JJ|ifl«l V.v\ (qiiiqrtl MWWH) RW

(a) National Rural Credit (LTD) Fund

under Section 42 of NABARD Act, 1981

(«) ^ t f a j H f t f t ^ M , 1981 *«nrr43 %3^pf?T

iF$W UlMiui V I (ltfH)*<ii|) WW

(b) National Rural Credit (Stabilisation) Fund

under Section 43 of NABARD Act, 1981

SRSlfliwT

Other Receipts

Total

SCHEDULE

T.

Rs.

3028,43,08,978

8,06,63,961

3036,49,72,939

1150,00.00.000

50,00.00,000

FOR THE YEAR ENDED

31.3.2001

T.

Rs.

1836,49,72,^39

8,50,25.597

1844,99,98,536

, 31.3.2000

v.

Rs.

2589,74,31,575

14,19,12,419

,2603,93,43.994

1020,00,00.000

150.00.00,000

1433,93,43,994

6.83.34,496

1440,76,78,490

5998

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

TPART in—SEC. 4

ftRftlftH!*fj|nRfllft><!l^Jl4l

Transferred to:

Co-operative DevMopiinent Fund

Research and Development Fund

Iff ftm B<w« Rl^

Micro Finance Development Fund

Foreign Currency Risk Fund

HRftniPlltj

Rasorw Fund

FOR THE YEAR ENDED

31.3.2001

*.

Rs.

25,00.00,000

20,00.00.000

5,00.00,000

13,62,29,603

104.96,73,922

168.59,03.525

31.3.2000

*

Rs.

15.00,00,000

10,00.00,000

40,00,00,000

13.62..29.603

60,97,90,285

139,60.19,888

As per our report of even date attached

J. M. Mathew

Chief General Manager

Finance & Accounts Department

Mumbai, 15 June 2001

For V. Sankar Aiyar & Co.

Chartered Accountants

N. Sampath Ganesh

Partner

Mumbai, 15 June 2001

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

5999

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

PROFIT AND LOSS APPROPRIATION ACCOUNT

Proft br the year brought down

^t$: UTO «ft* lift WlA it/% ^ ift &<{

Add: Withdrawals from tinds against expenditure

debited to Prolt & Lois A/c out ol/from

Cooperative Development Fund (Refcr Schedule 1)

*q*taH*ftcft«rcrftfti(«gq^t 1W)

Research and Development Fund (Refer Schedule 1)

Watershed Development Fund (Refer Schedule 5)

^p»-ftm ft*m Pifti (•*i^*iⁱJI 5 Wf)

micro-Finance Development Fund (Refer Schedule 5)

FOR THE

31.3.2001

v

Rs.

154,09.68,559

6,39.11,428

7,03.75.575

16.23.682

90.24,281

168,59,03,525

YEAR ENDED

31.3.2000

¥.

RS.

139,60.19,888

-

-

-

-

139,60,19.888

M.V.S. Chllapathi Rao

Managing Director

$rf, 15 ¥12001

Mumbai. 15 June 2001

YC Nanda

Chairman

Devi Dayal

Director

Jagduh Capoor

Director

Amareth Kumar

COM A S#cretary. National Bank for Agriculture

«nd Rural Development, Mumbal

6000

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—Sre. 4

SCHEDULE 1 - RESERVE FUND AND OTHER RESERVES

i)

ii)

iii)

iv)

v)

vi)

vii)

RoMtvaFund

•*HJtl*4H «JU ftqw wft

rtfltasrcri & Pavaloprnant Fund

Sod Loon Assistance Fund fcr Margin Morwy

f M « « i i ™* ! owl <i<v*W M M

AgrtcuKure & Rum Enterprise Incutxtfcn Funt

Cooperatlva Dmvlcpmant Fund

WfftgEi<iH&*)P>ft

Foralgn Currency Risk Fund

Invwtment Fluctustlon Rawrw

viii) jiuftn J4l Aft

CapiWRM«vtt

ToW-Currant Y M T

^ 1 ^

Prevloui^ar

1.4.2000 ^

in

BatancMM

on 1.4.2000

V.

R«.

2478,08.95,381

20,76.00,861

10,00,00,000

I

6.00,00,000

43,55,06,026

65,36.66,740

103.67,29,000

74,60,53.208

2812,26,34.124

2715.76,48338

Tfwisfeijod

Appropriation

T.

Rn.

104,06,73,922

20.00.00,000

25,00.00,000

13,62,20,603

163.50,03.525

00,60.10,888

* * /

AddWons/

adfurimantt

during tneyoar

?.

R«.

-

-

8,84,15,416

-

8,84,13,416

14,42.70,150

wniR ftPPiton

Tramtorad to P&L

ApproprWJon agdmt

. axpendtture Incumed

* .

R».

7,03,75,573

-

-

6,30,11,428

-

13,42,87,003

17,33.04,261*

31.3.2001

Balance as

on 31.3.2001

?.

R«.

2583.05.60,303

42,73,13,286

10,00,00,000

5,00,00,000

64,18,85,407

67,83,13.768

103,67,29.000

74,80.53,208

2971,26,66,062

2812,26,34,124

* raprMentB wpondttum under the relevant Hinds

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER P , 2001 (KARTIKA 26. 1923)

600i

NATIONAL BANK FOR AGRICULTURE AMD RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 2 - NATIONAL RURAL CREDIT

i)

<i"$<) w^l¹*! vf'l (4W<$I NRIWM) ft!*)

NRC (Lang Term Operations) Find

NRC (Stabiiisation) Fund

Total-Current Year

Previous year

FUNDS

1.4.2000

Bmmtu&m

on 1.4.2000

?.

Rs.

11041,00,00,000

1195,00,00,000

12236,00,00,000

11O84.OO.«),000

* Cwtrfciaisn

tsyRBl

f.

Rs.

1,00.03,0M

1.00.00.C90

2,00,00.000

2,00,00,000

CorMbi«talv

HABARO

?.

Rs.

1150,00.00.000

R3.00.00 K¥

i2oo,oaoo,coo

1170.00,00,00)

31.3.2001

<n31&2001

«. Rs.

12192,«B,00.000

1246,00,00.000

13«38,(»,00,000

122%,G0,00,O00

3—329 GI/2001

6002

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

| I \ R , 111—SEC. 4

SCHEDULE 3 - FUNDS OUT OF GRANTS RECEIVED FROM INTERNATIONAL

i)

u^to 4* -

(%*-3 3?g^ftig^)

National Bank-SWISB Development

Cooperation Project

(Refer Note B-3 Schedule 18)

li)

«i*fl»i tJq^fi <»J<H-« FiRi

Rural Promotion Corpus Fund

III)

HIHH ttq*-! «bU^ll'H Ml*l <R«)|fl

(%*-3 3Fjq*ftl8*tf)

Interest on RPCF

(Refer Note B-3 Schedute 18)

IV) WT afo faflfli *|5I RBl

CredK and Financial Service* Fund

(Refer Note B-3 Scneduto 18)

National Bank - SDC VII Fund

vi) flkiWil ft*W ^J

KfW Fund tor Wateraned

OWBtopfTMTit

vii) ^iftqitll <w4ti»*i t j ^iH*e*(r^

- HWirfVftRi

KtW - NABARD V Find for

Aoftmi Prtnyamme

viii) iftWt- dln-Hifn* Mft*i)'Wi ftfir

CEC-BAJF Project Fund

Total -Curra* Year

ICTtlrf

•Itl «W

Previous yeor

1.4.2000

Balanott

as on

1.4.2000

f.

R».

12,16,83,074

61,60,70,669

27,56,27,465

W,03,90.5BQ

52,51,030

18,06.043

-

160,36,37,860

151,62,33.949

Grants

received

during the year

?.

Rs

-

-

-

31,18.000

24,58,99,488

6,78.24,311

13,42,07,534

45,10.49.333

32,84^1.121

ftftf^

intereM

credH6d

totheftjnd

T.

R«.

-

-

7,10,78.127

3,43,27,802

1,00.840

-

10.55,12.778

8.02.71.776

AGENCIES

*Wfl<^gl/WlPft'FT

Expendrtura/

dtetxjreement/

adjutfment

during the year

* .

Ra.

31,18,000

-

5,38,96,658

1,60.87,749

24,12,28.173

5,63.39,040

10,88^3,937

47,94,91,568

32,60,88,966

31-3.2001

* * »

BalanoB

as on

31.3J0O1

T.

Ra.

12,15,65,074

61,8O.7O,«3g

29,28,08,933

60,17,57,633

52,51.030

«S,73,315

1.33.98.163

2,53.63.387

168^9.08,413

160.58,37^(80

PART III--SE, 4J

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6003

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 4 - GIFTS, GRANTS,

3T.

A.

3TT.

B.

J.

C.

t

D

i)

^^r^t^- MI-4I°I ^>"fl«-^ *iR''^t^'ii

SDC-Rural Narv**ni Project

11) •*il^H¹W,«H^*v*ll^fll¹ll W K H

IFAD-MRCP Non-credit

iii) ^^r**iR1%3iiR<il^Hi

G7ZB»*ingUnkage Project

iv) ^ft?ii'w^3?t%ftit

C^ttd investment Subsidy

for Cold Storages

v) ifey^*^- *if - IX wiftiNft

KfW-NB-IXAdtvasI

Development Prooramma

vi) T£ ^W«1#. m^"! ftffl if«iRW

NB - SDC: HID PartnensNp

In Rural Rnance

Vii)3Rf

Others

<i4 w.^^141 w,^^n{^ MR^-^HI

Fb»d Assets accjmred under

NB-SDC HID Project

Grants under Pilot Prelect Scheme

fetal - Cixrent Year

Previous year

, DONATIONS AND BENEFACTIONS

1.4.2000

Balance as

on 1.4^000

V.

Rs

16.70,00,000

16,70,00.000

5.200

23,900

16,7029.100

1,67,72,370

Grant received

during the year

T.

Rs.

68,37,243

1.46^2,538

1,05,67,157

49.00,00,000

2.09.90,990

1.56,13,132

55.82.90,022

3,66.868

-

55,86,36.690

18,43,16.667

H<MKAHK 4l^-ii, 1990 % <*Jd'f<i dm $*IAJH Wf/y^ft 4iit^t^rft«^n

Grants to RREWSCBs/SLDB» under ARDR Scheme, 1

tJHTt(: H»lK^d1k «i)jni 1990%>*ifl'ffl

1990

Intenmt

Adjurtmente

cradled

duringthayaar

* .

Rs.

V. R».

5,83,965

5.83,965

-

-

5,83,965

1.06.48,198

Less- Grwits released to RRBs/SCBs/SLDBs under ARDR Scheme, 1990

(Refer Hdte B-4 Schedule 18)

2698,90,17,498

«Hl4lftfl

Adjujtodaoamst

th> •tfjendbjra

V.

Rs.

68,37545

1.46.32.538

1.06.67,157

29.84,73.400

97.07,500

1,36,13.132

31.38,30,972

5,200

1^3,798

23.900

31,39.83.870

2.34,11.739

^•R*ifil

31.3.2001

^.

R»

31.3,2001

VtTtf

BaUnxm

on 31^^001

* .

Rs.

_

_

40.05.28.800

1,14,76,415

-

41.20,03,015

-

2,63.070

-

41,22,66,065

16.70.29.100

Asm

31.3.2000

7. Rs.

2696,00,17.408

2697.59,15,498

2697,50,15.408

-

-

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PARI III—SEC 4

SfMEOTLE 5 - OTHER FUNDS

i)

«)

iii)

i\>

V)

• u n i t s ffcisraftftf

WMorahed Dew«fc*mon» Fund

mlcftvfTnuvm Omietopmarl Fund

i

c

i

r

i

r

f

t

^

W

)

W

s

r

f

f

t

i

'

r

t

l

^ J R I

• 4 1 R B H )

irtwwi n«lw«rdU Find -

(ntonwt DWuwmid Fund • ( l a w )

(>^BBT Note a-? SctocMo 19)

\A3.m

Bstanoea*

m142000

V. R».

65^1^8.400

•40.00,00.000

41,53,39,062

42,8635

1 05 28 404

17B.24,&*,TO1

Traneterred

fcrxnPJu

Approprfattofi

-

5.00.00,000

-

5.00,00,00,1

130.11.34.838 40.00,00.000

•Mtments

dutngthayw-

V.

R»

104.78,71.000

40,00,00,000

13.73,27,648

4,68^2,314

2687^82

163,37,08.844

17,64,80,820

BtpendNure/

TnnafarBd to PM.

dUburaenwnt Appropriation against

dutog the year oxpenciture tncuiBd

?.

Ra

?. Fl«

1023,681

00,24,281

6,322

34 15 631

1,40,70,115

9.51.30,957

16.23,682

90,24^81

-

1,06.47,963

-

31 3.2001

Balance as

on 31 32001

* . Rs

190.67.52,637

83,19.51,438

55.28,67.310

5,01,04.227

8799855

344,14,75,467

178.24,84,701

PART III^SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6005

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 6 - DEPOSITS

i)

fc-K*H*K

Cvtntf GovamffMnt

ii)

TOTOR

iii) *m*iPrif

TMCompanlei

iv)

^Hw<h!(jn«iPwtni*rifwft)

C c m m w d * B « * » (Priority Sector ShortWI)

ComnwrcM Bm*» (Dopoatts irtar RIOF)

ToM

31J.2001

^

31.3.2001

?.

Rs.

13.17,81,000

3,81.28,000

18S,7J, 14,109

158.42,00,000

7251,19,50,000

7613,33,73,109

313.2000 ^

As on

31.3.2000

?.

Rs.

13,17.81,000

3,8118,000

213.^7,25,196

159,4^00,000

5425,62,00.000

5815,90,34,196

6006

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

\Pw IH—Sri 4

SCHEDULE 7 - BONDS AND DEBENTURES

i)

ii)

iii)

iv)

v)

SLR Bonds

Tax Free Bond*

JIt«lft*fll ^ <M<il"l * l l

Priority S«tor Taxable Bends

Other Ttoo*te B o n *

Capftd Odns Bonda

Total

31.3.20G1 <*t

31.3^001

^.

R».

1064,15,11,000

300,00,00.000

686,70.00.000

70,50,00,000

1472,36,50,000

3613.71.61,000

31.3.2000 qil

A$ on

31.3.2000

^.

Rs

1064,15,11,000

300.00,00,000

663,70.00,000

70,50,00,000

2141.35,11.000

PARi III—SEC. 4]

THE GAZETTE OF INDIA, NOVFVTBER i7, 2001 (KARTIKA 26, 1923)

6007

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 8 - BORROWINGS

i)

&sm*n^

From Central Government

ii)

HRRrw«i'rc*ir%fl!f?T*m<fUfftsi<HfoTfr

From RBI inder General Une of Credit

From Term Money Market - In India

i v)

<n-tnf«$4 <^Pw<fl +) - mi\ H *m

From Intamational Sendee - Outside India

Total

31.3.2001 ti

31.3J0O1

T.

R».

867,55,49.907

6090,94.82,000

-

241,14.60.500

7738,64.97,007

3UJZ000^

As on

31.3.2000

V.

R J .

917,40,43,460

6684,04.30,000

203,00,00.000

250.48,61.000

7235.02,34,460

6008

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KAHTIKA 26, \921)

[PM<I III— She 4

SCHEDULE 9 - CURRENT LIABILITIES AND PROVISIONS

i)

Wqi<ji <jtfan tlfori 4*1 "flit

Irttrait Accrued but not dua on

t )

MKH avw ^ 5l*T

t) Loans torn CenM Government

b) Borrowing t a n RBI ureter Qtnai

Una of Credit

c) Bond*

^)

^PT 4isPi*iI lit -JiHwftwT

d) Tea Deports

T.)

%^r *fl< w *K*)iI ^ ammfti^rt

«) Oopmtts t o n CanM and State Governments

f)

B<jriwA-ing» from Intamabond Agendea

g) Deposits under RIDF

h) DoposltsundarPrtortty Sector ShortUl

1)

BonvNvlno» from Term Money Mario*

Smdry Cmditors

PnMWonfo Gratuity

iV)

^hR%Rm«W«IH

(^fe*-5(*) 3^5(13) S»5qj*H8 W)

PmMan for Pension

(FWerNoteEW<a)4 5(b) ScrwM«18)

V)

MW\W "MqqJ^i ^ ^ t ^ W ^ J J l W I R

PiwWonfarEnMrfmirtofOrelnwyLBavo

vi)

jn«r^«,fa^:*#«i^1tTift'rcOTK$nf

^

t

^

n

^

M

n w " M r f i — 1 i

w

h

t

f

f

j

M

S

J

M

I

I

I

U

W

rf

• i i r f i u i l

vrfiwi¹"^ i n x r a j |n^B% W^WITOK mopim

UornMwn' •dvfflnot scoountt on raflNntkm

WH't^^lPlT'TWCwrtedFojwwd

31.3.2001 ^

31.3.2001

^. Re.

19,33.73,373

181,48,80,953

71,30,18,937

10,89.03,479

29,32,678

45.21,505

174,55,58,586

8,69,54,998

-

476,01,44,507

90,66,91,086

64,70.67,570

40,54,50,441

20.97,10,430

99,99,77.188

792,90.41,224

31.3.2001 ^

31.3.2000 ^ t

As on

313 2000

*.

Rs

20,43.46,181

170,11,20,045

48,52,35,273

20,09,95,204

29,32,676

46,96,614

122,46,36,807

8,69,54,998

?,40,58,767

383,49,78,565

67,98,16,132

52,19,29.287

33,14,98,720

11.67,44,178

78,49.64,156

636.97,31,040

31.3.2000 aft

PART m—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6004

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 9 - CURRENT UABILJTIES AND PROVISIONS

W t WWI 'KUftfevught Forwanl

0fcr*-<5(«) ITO6(1) w^jft 18 W )

UicWmad Irtamt on Bond*

managed by RBI p v contra

(R«*orNot«B-0(b)*6(C) 8ch*k*»18)

Viii) lt^R*WWIf<1«ll1

UncWnNd MMwt on Bcnda

ix)

MRHW vii ^PM wwjyi

Bcndi mvturtd but notcWmdd

(FWbr Note B-fi(t)ft «(c) SchwUa 18)

rTCMVOnB • u (^OruiBvnCMS

(a) Agskwt Non-F*tjm*ia AM«ts

^ ) 1 1 1 * sflWl¹)! fl

(b) Ag^ntt SUndwd AsMtt

*?

31.3.2001

¥.

Rs.

782,00,41^24

2,74^9,899

03,66,310

3.55,000

97,84,672

89,42.84,334

887,02,81,430

As on

313.2000

S. Rs.

636.07,3 V W

1,02.75.280

27,14,292

19,65,00,000

17.63,63,274

75.39,31,004

750,95,14,890

4—329 G1/2001

6010

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

SCHEDULE 10 - CASH AND BANK BALANCES

(i) ifcfito

Cash en hand

(ii)

*iK<fl4Rfl*<fa;fcw^RiTta

Balance wtth Reserve Bar* of India

(iii) w<fl*iRfl<f<*3;w3rcnrto

3lfit*l-(J|li4l8l¹R^rai5lfl^^ll4l»'II'H

(%*-6(*r) jrfK^ #$$ 18 M)

BdancM vutth RBMTV« Bank of Inda-

Unclaimed interaat on Bonds per contra

(Refer Note &«<b)&6<c) Schediie18)

(IV)

*ITOv33Tar*#if^PIT?to

Balances with other BanKs m India

a) On Curant Account

b) On Deposit Aocountt

(v)

Hi'fw ilnv\

Remittances In transit

%

Total

31.3.2001 »5f

31.^2001

V.

RS.

70.306

100,31,^.531

2.74^9.600

20,82,88.070

114,40.97,184

183,20,75,000

408.00,68,882

31.3.2000 ^1

A»on

31.3J2OOO

T.

R*.

72,920

08,63,71.580

1,02,76780

81,62,38,636

236,00,00.000

21.21,40.000

437,50,06.410

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6011

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 11 • INVESTMENTS

(i)

<>rft W*K $i HfiejJM ( ^ i )

SacurWea of Central Government (Quotad)

3*ft?T'j?TV. FaceVWuoRa. 1211,11.00,000

(fow^irf 5. Previous year R*. 1200,47,00,000)

WJR i j w *, Market VWue Re. 1216,01,00,000

(ft«^Brf^. Ptw4ou»yo»Ra. 1278,36,00.000)

(Refer Note B-7 ScheAJe18)

(ii) ^raHTftRT(^«)

Treasury BlUtt (Quoted)

3 * t e t f I ? . ^ F a c « Value R». Nil

(ftwtfl'f ?. Previous year Rs. 18,80,76,000)

(iii) U,ilk.*+(l - (lto<fl (3fTOl^l)

AOFC - Equity (Unquoted)

S^ftfl ^

V. Face VWuo Rs.15.60,00,000

( f t « ^ ^ ^ . ProvlouayearR«.15,60,00,000)

(IV)

H.H<Mfl - ^ftfl<D (<MH^«)

AFC - Equtty (Unquoted)

atteT'JW?. FaceVdueRs. 1,00,00,000

(fm\

itf *. Prevtous year Rs. 1,00,00.000)

Total

31.3.2001 ^

31.3^001

f.

R«.

1131.37.90,000

-

iG,eo.oo.ooo

1.00,00,000

1147,97,60.000

31.3.2000 lit

At on

31.3.2000

*.

R».

1210.73,60.000

15,49,70,030

19.60,00,000

1,00.00,000

1242,03^0.030

6012

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

*»m^l 12 - siftnr

SCHEDULE 12 • ADVANCES

I.

jnWffl v i

fMnanc* Loam:

l)

<J(MIW *flt ft<CH VN

Production A Markaona Credtt

u) awwn w i ^5 iRflrfn w i

ConvflrtJon Low* far Production Owflt

iii) nuiiqlli fWii n»r- ^ qRii4Hi «"i

Madun T«m Invmtmert CnM- Nan-Pro(act loans

iv) »F»rft*?TWT:

Olhsr InvMtmont Cradt

v) ⁱwrartf*mwwi*i4K*iiJni^^oi

(^te*-8iRgq?<H8*df)

a) Msrtum T«m m j Long Term Projed Lorn*

(FMM-r4otaB-a Schedule 16)

b) Long Term Non-Project Lunt

II.

^ft^VT:

Direct Loam:

v) ui«ft"i wwi^n yft*)i ft*mftftr%*J^Ift ti^ui

a) Loam undar Rural Inftastructuro Development Fund

b) Other Loan*

%

Total

31.3.2001 ^

31.3.2001

f.

Rs.

6590,65,16.105

354,93,65.430

20.46,72,800

20486,21,98.373

495.20,99,440

7817,25,29,937

7,66,57,996

35772,30,41,081

31.3.2000 tf

As on

31.3.2000

*.

R«.

5882,17,01,538

430,49,92,051

35,81,45,780

17858,03,34,471

507,80,72.570

5452,80,99,237

7,56.62,205

30174,78,98,752

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6013

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

M ^ f f t 13 • i*w\ *uH<mT

SCHEDULE 13 - FIXED ASSETS

»i

^!*r: u>! WIPOT TR W m£ n (win % *^HH)

(Rte*-9{*) «lfo9(*) «3q* 18 W)

A.

LAND:

Frarfiold & LMMhdd (* ooit)

(Refer Note B4(«)«0(b) Schadula18)

As pwLMt Account

AddtkratefuilnMnls during thi ywr

L M . nmonwuun c> HMM pranva

0te*.9(*). 9(«) 3Jk9(^) argqylt 18 **)

B.

PREMISES: (Mcori)

(RatorNali&«W,O(b)&S(c) SchadulalB)

A« par L«t Account

AddWora/«4u>lnMnls durtng ffw ywr

LMS.' D^xvcWlan to (Ma

f.

1i#Ws(k^PR(WWR)

C.

FURNTTURE 4 FIXTURES (*«*t)

AapvLMt Account

Addtkra/KMinMnti during tho y«ar

LBM: COM ofMMt toWwittMn of

L M K DsptvcWlon to (Ma

«nl ^ WIT '•nvCartad FarvMnJ

31.3.2001 ^

31.3.2001

V.

R».

104.S4,14,927

3.37,54,907

107,91,69,834

10.89.06.124

97,01^3,710

126,63,39,678

60,04,53.743

186,68,03,621

56,04,43,328

1M,t3,M^93

25,18,54,064

18,79,12,590

43.97,67,574

86.32,867

43,11,34,707

20,84,43,636

22,26^1,071

249,92,35,074

31.3.2000 ^

As on

31.3.2000

T.

Re.

103,19.42,627

1,34,72,300

104.54.14.027

7,67^4,700

M,MIM,227

100,87.67.005

25,75,72,873

126.63,39,878

45,56,57,693

81,06,82,188

19,65,74,693

5,83^8,517

25,49,03,210

30,48.226

25,18,54,964

15,15,55,050

10.02,99,934

187,96,72,346

6014

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

3l«i^J«fl 13 - <*W W «tift<mT

SCHEDULE 13 - FIXED ASSETS

<MI'"l HUH Mil/Brought Forward

tl^lfdi JMWii (UIPFI It)

D.

COMPUTER INSTALLATIONS &

OFFICE EQUIPMENTS (at corf)

At par Lwt Aooount

AddHkxw/adicttnanto during ttw y w

Law: Coat of mart tokltoiitten off

L M > : DeprecMkm to dtfa

E

VEHICLES

At par LMt Account

11 *f ift'flf'VtlHI'ilflH

AddKkvw/acluitiiwntc during the year

Lew: Cost of m e t aoWtMiitten off

Leu: Depreciation to date

%

ToM

313J001 ^

31.3J001

T.

Rt.

249,92.35,074

26,53.03,790

13,59^0,800

40.13.18.7BO

1,40,45.009

38.72.71,166

23^8,11,244

1M4^t,922

1.00,43,303

30,60,063

2^9,33.286

19,95^19

2.10^8,047

1.11.08.832

7M 1B.H J11

31JJ2000^

Aaon

31.3.2000

7.

Rt.

187.06.72AW

20,8033.990

8.01.70.130

28,87,13.120

33,47^54

28.33.69,788

17.81^3,017

1,43,02,206

61.22,055

2^4^3.163

24,81.860

1*9,43,303

90.31.399

1,0M1,»04

1t7J8,O4IO0tt

PART HI—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6015

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 14 - OTHER ASSETS

(l)

«Hp!»o •qi*

Accrued Interaat

(ii)

njurftpff% HW -MniftwT

Depotrtwtttil-andkjrdt

(iii) ww<l(tawi(«fr

Dapottt with GoMarrnwnt Departments

and Other IraUtubora

(W) TCTOI^WtKlWI

Housing loan to Half

(v)

^ ^ M U H sfc Ri*w Pift ^«"H^^T3ifirⁱT

Intereet free advance from R & D Fund

(vi) ijsiflrohfitaiftiiT

AdvancM to landkxds

(VU) *il*i^l^'iI<Hi<*l*lf<1<4 MR-M<I

Advance far ConstoetlorVPurchaBe of Staff '

Quarters & OBca Premise*

Sundry debtore

(ix)

*H«w*Wai<nI^

|JHJIP«<Jl

i^

Expenditure recowerobte t t m Qovarmnnt of India/

International Agenda* far.

a) PHot protect undarNABAROCradttPiDJoct

b) Roearch Study far Rural Oowiopmonl

aint^^WWl/Carrted Forward

313.2001 ^

31.3J001

T.

R».

T. R».

828,18,08^01

1.19,13,290

1,21,91.696

63,94.62,739

Z0K

23,04,54,280

60,83.80,211

978.53,02,669

28,46,800

34^31

28,80,031

978,53,02,660

31.3.2000 tf

Aion

31.3.2000

^. R».

767,07.08,140

1,92,08,464

79,87,838

51,50.85.864

49,91,000

20,75,888

76^4,23,055

67.04,62.541

955.29,42,780

28,48,800

34^31

955.58^2,811

6016

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

SCHEDULE 14 • OTHER ASSETS

<HT'l fflfll MWBrouQttFonMerd

Ml¹!!*! ^<H.*h flwHti WIWCIH

c) SwHMDw*pwrtCtK)p«toi-V Pn#ct

Rutf NorvFam Sacbr OMriopnMrt AdMlta

d) IFAD-fcRCP Non-cradtt

•) CeC.BAlFPnfrd ^

f)

KfWNBDCAiflvMiDatMtainiintPraaramnM

0) GTZBwMngUnfcaooPrafKt

h) NB-SOC:HDP«rtn(nNplnRiJr*Flnano0

1)

CapUlmMlnMntGtiMidyfarCaldStDnoa

MZH( : ^4% JUM *IKII ww^srw

Deduct;A*»t awinU mnt IWMIVKJ twn

GoMrmwnt of Indta during the ywr, pm- catn

(

X

)

l

l

^

f

l

4

*

J

*

•

!

M

R

i

Y

w

i

^

J

l

n

l

l

P

l

*

i

R

4

i

*

f

l

%*Jfl'fti 4A<IRII v r , 'it Wf ^ n^dl 41*11, JIR)%I]}I

L o n DWuraed under Plot P n * « Schenw of NABARD

CredH Prafoct raooMrtUt from b«*s, par co«a

DMcaunt ReoehabM

(xii) nniPWi ^R*iVeHi % »ftrtfl iflhflRn v i

Laem DWMMd mler Plot Pra|eot

^*»

313.2001 ^

Aeon

31.3^001

«.

Ri.

T.

Re.

28,80,031

978,03,02,000

76,06^60

4,02,67,902

07.07 J00

1.09,04,803

2,38,04,338

28.84,73,400

33.17,44.215

31,38^0,072

3,78,13.243

16,486

982,32,34,398

313^000^

31.3.2000

*.

Re.

865,58,22,811

78,06^85

4,13,16,867

8^7,871

5,26.31,129

234,11.738

2,82,18,380

23,800

80.45,404

18,486

8»,18,80,040

PART III—SEC. 4j

™G_GAZETTB OFPjDL^NOyHMBER 17, 2001 (KARTIKA 26, 1921)

6017

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

W^JJVII 15 • H\H\ \9tW *W WHI 4iK I4«M<I VMM.

SCHEDULE 16 - INTEREST AND FINANCIAL CHARGES PAID

MnwtPildm

(i)

tesOTsrcttpi

I o n two Cam* Owetmart

(ii)

wdUrferfto^flniin^atm

Banawtngs ftm» Ramrva B M * C( Into

(iii)

ft»

Bands

(iv) frft%4fa'h<Mu

BonoMlngt uncMr Rapo

(V)

*?5«fttXI«IW«R^

SpMM lamx D^x»tt» from C«ntr*

and SWsOoMnvnants

(vi)

qw itfi^^^wroftwt

(vii) BwPwsmjipn^r^wft^wfl'VuMKiftwT

CXptMk* uvMr Prtorty Sartor ShortM

(viii) ^gifta(kf6rt^TOTW*f

Gratuity & Made* Fund

(U)

H«lR^«lR'^Ril990

A.R.D.RSctwm.1000

(x)

'fanfrijKi*FsiR^ftm*m3ro

BcntMtng* In Torm Monay Martwt

(xi)

*lrt-*5jV*i «.-iR»*ir^ftm>in;3tm

Bocrowfe^a from trimwOonX Agenctm

(xii)

iii*H«i wmK^i <$ton ft<w« Rl^i ^ «J«i^Jfq ^iKiRi¹)!

Deport* under R1OF

(xiii) nrttaxtafti&TOftfli

Rural PiomuUm Caput Fund

(xiv) WT3taftatoi&Hi(Ptfo

CrecR «v) FkWKW Som<cM Fird

(XV)

T^*#VIIiRjftaRT

SOCVllPrqJoct

(xvi) ^f#-*^sRi(n«Bftitr

CEOBAIFFuid

(xvii) &(H>«wtit-rt-IX«<itaiti)ft4>i«4>pfaq

KIW - NB - IX Atftvnl OovHopment Proflfamie

I I .

YtY iITV<j£l, qrtwfi *ftt w*4lari-H

OiMount, Brok*r*B« ind CommlMton on Bond*

Tot*

313.2001 ^

313.2000^

For the Year Ended

31.3.2001

*.

R».

64,47,60,873

335,13,68,521

273,96,16,800

-

1,16.93,630

19,97,45,886

18,33,33,000

6.01,95,933

-

7,43,31,093

18,27,93,788

656,99.02.062

7.10.78,127

3.43,27,802

-

-

S,83,9B5

2,81,35,559

1415.2Z87.041

31.3.2000

v

Rv

69,61,66,891

281,25,20.671

1

197,23,49.050

i

2,83,03,399

]

1

1.33,62,590

20,17,83,640

18,33.33,000

3,17,72,024

18,24,091

10.43,91,238

18,27,93,788

445,84,67,867

7.10,78,177

1.80.20,260

1.73.380

9

!

-

2,52,65,589

1062,36,05,623

5—329 GI/2001

6018

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

*<3<j*" 16 - **ui"H n«ii «**i «*t*t

SCHEDULE 16 - ESTABLISHMENT AND OTHER EXPENSES

(i)

%FTtwrtwt

StfariHandAnowanost

(ii)

« i * ^ItiflWfli Prt*f 3 JUTRR

(;te*-5(^) 3ta5(«) «f3q* 18 *dD

Contribution to Staff Superannuate! Funds

(Re*jrNotoW(a)A5(b) SchadutoiS)

(iii) PrtmS *ih wflift w^if >*ft 4s«f ^

tMftifl irai <wi JM-^I itri

TrwoBng & Other ritovMnoes m connection with

Dlractori' & ConmHtM Member*¹ Meetinas

(iv) R^i*litt<¥Mh m.¥Hvctf&i

arectore' & Commtttee Mwnbart F M B

(v) ft^rar, 'S, * w , ft^ OTft

Rant, Rates, Insurance, Lighting, ate

(vi) ^rnwpr

TnwulHno BfienMC

(vii) ^T«ftr^8RwnJt

Prtndng«Sti*onery

(Viii) TWPT, ?IR3lh i # ^ T

Postage. TeWgrams & Talapnonn

(ix) m«*ifl +T*

Repaint

(X)

faTTtolTita

Audit Fees

xi)

ftftrJRR

Legal Charges

(xii) ftflwwpr

Msceilaneoui Elitpanses

(xiii) W W H s(h jiRwrn "K ww

Ei^endHura on Study & Tratntng

(xiv) ftHl^Raa^3<;p^ Ri<uni(M* 'iRiftfO^^'Hm

BqwndttuFi on pramoticnal actMtie* irxla

(i) «B*)R(1I ft-W*) ftftl

Cooporattve Devctopmant Fund

(ii) ^Ff-ftW^BRTftftr

mlcro-Flnanoo MMlopmant Fund

(iii) 4�$\& ft*l« Rf*l

Watervhed Dev^opmont Fund

(XV) H«lfaTJja

WeelthTax

Total

313.2001 • )

31J.2000*

ForfwVHrBKtod

31^2001

,i. to.

12977,73^10

42,e«\ofl^ie

6,7»,44»

0,000

14B3.1ZM7

9^3^7.913

2,14,10,383

4,03,88,880

2^0,13.053

1,81,800

20,71,514

19,86,06.718

13,87.80,712

ejO.11.428

00.24.281

18123,682

8.74.887

248.5020^513

31JJ0OO

*. Ra.

11Z2fl,10^01

2Z61^B,847

9,00,847

8^00

18,02.10,186

8^0,13.718

1,79^14.124

3J89.93,115

1^3^1,888

1,00,000

11.09^98

1777,93,412

8,0279.429

-

—

—

8,08,993

108,05,61,497

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KART1KA 26, 1923)

6019

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

SCHEDULES TO BALANCE SHEET

SCHEDULE 17 • COMMITMENTS AND CONTINGENT LIABILITIES

Pwifcn ftm «I^I %ftm in

CammNmente on account of capital contract

rematntng to teaecutod

CONTINGENT LIABILITIES

(i) ftwnwiifartf%ft>rf»t$3MftiRw

Ctafcm tor addttlanal paymanto towanli construction

of pranriM undar dtaputo

(ii) *I4<K» *Jft<w»i1 iRftifi ia:

Sataa lax on Worio Contract*

(iii) aWtPn; «f»raR»T% mi

CXhar dakra pandna aoludcation wtth

IndMrM Tribunal

3U.2001 ^t

31.3.3001

1262

2&Q2

IndatannlnMa

InMannlnato

31.3.2000^

A* on

31.3J000

1&30

7 JO

Indalannlnato

InUMIIMOT

6020

THE GAZETTE OF INDIA. NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART HI—SEC. 4

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6021

SCHEDULE -18

A. Significant Accounting Policies

1.

General

1.1 The accounts have been prepared on the

historical cost convention.

2.

Income and expenditure

2.1. Income and expenditure are accounted on

accrual basis except the following, which are

accounted on cash basis:

(i) Interest on non-performing assets

identified as per RBI guidelines.

(ii) Income by way of penal interest charged

due to delayed receipt of loan dues or

non-compliance with terms of loan.

(iii) Interest on all staff loans other than

housing loans.

(iv) Service charges on loans given out of

Rural Promotion Corpus Fund (RPCF),

Credit and Financial Services Fund

(CFSF), Agriculture and Rural Incubation

Enterprises Fund (ARIEF) and KfW-

NABARD V Fund for Adivasi Programme.

(v) Share of interest waiver in respect of

Model Failed Wells Compensation scheme

waived by participating banks.

(vi) Expenses not exceeding Rs.10,000/- at

each location under a single head of

expenditure.

2.2. Interest income is accounted net of provisions

for non-performing assets and standard assets

identified as per RBI guidelines.

2.3. Interest receivable on deferred instalments of

interest is accounted as income on the due dates

of the instalments.

2.4. Issue expenses relating to floatation of bonds

are recognised as expenditure of the year in which

the bonds are issued.

3.

Fixed Assets and Depreciation

3. 1.

Fixed assets are stated at cost.

3.2. Land includes free hold and lease hold land.

3 3. Premises include land where segregated

values are not readily available.

3.4. Depreciation for the entire financial year is

charged on all fixed assets held on the balance

sheet date.

3.5. Depreciation on computers, motor vehicles,

office equipments, furniture, electrical fittings, etc.

is charged on straight line basis. In respect of

assets added on or before 31 March 1999, the

written down values as on 31 March 99 are

considered as their original cost for application

of the rates under straight line method.

3.6. Depreciation on premises is charged on

written down value basis.

3.7. Amortisation of lease premium paid on lease

hold land is done at higher of 5% on written down

value basis or the amount derived by amortising the

premium over the lease period on straight line basis.

4. Investments

4.1. The investment portfolio is classified under

three categories, viz. 'Held to Maturity', 'Available

for Sale' and 'Held for Trading'. The investments

under Held to Maturity do not exceed 25% of the

total investments. The investments under this

category are carried at acquisition cost unless it

is more than the face value, in which case the

premium, if any, is amortised over the period

remaining to maturity. The investments under

'Available for Sale" and 'Held for Trading' are

marked to market at prescribed intervals. While

only net depreciation, if any, is provided for

investments

under

"Available for

sale",

depreciation or appreciation is recognised for

investments under "Held for Trading".

4.2. Investments are reported at cost and

provision for depreciation/diminution, if any, in

value of investments is included under Current

Liabilities and Provisions.

4.3. Repos and Reverse Repos are accounted as

borrowing and lending transactions. The interest

implicit in such transactions is recognised as

interest expenditure and income.

5. Provisions for loans and advances

5.1. Advances are classified as Standard, Sub-

Standard, Doubtful and Loss Assets and the

required provision is made as per the guidelines

issued by RBI from time to time.

6022

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

[PART III—SEC. 4

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

6023

6.

Bills redlscounted

6.1. Bills rediscounted are reflected under

advances net of full discount. Discount income

accounted for the period from the date of

rediscounting to the end of the year has been

reflected under "Other Assets" as "Discount

Receivable".

7.

Foreign Currency Transactions

7.1. The Foreign Currency loans are reported at

the closing exchange rate prevailing on the

balance sheet date.

7.2. The loan liability in rupee terms as on the

transaction day, is compared with the restated loan

liability on the balance sheet date. On such

comparison, exchange loss, if any, is charged to

"Interest Differential Fund - Forex Risk" in terms

of the agreement with the lenders viz. Kreditanstalt

fur Wiederaufbau (KfW), Germany. Exchange gain,

if any, on such comparison is credited to Foreign

Currency Risk Fund (refer para 7.3).

7.3. Foreign Currency Risk Fund has been created

out of appropriation of the Bank's profits to meet

any exchange loss in excess of balance available

in "Interest Differential Fund-Forex Risk".

8.

Payments and Provisions to Employees

8.1. The bank has a Provident Fund Scheme

managed by RBI. Contributions under the scheme

are provided and paid to RBI.

8.2. Gratuity fund is an integral part of the

operations of the Bank and interest at 12% per

annum is provided on the annual balance

outstanding to the credit of the Fund. The Fund

balance is reflected under Current Liabilities and

Provisions.

8.3. Provision for gratuity is made on the basis of

liability as determined by actuarial valuation after

considering the interest provision on gratuity fund

referred to in para 8.2 above and without

deducting the amount to be borne by RBI in

respect of employees who are transferred from

RBI. The amount of gratuity due from RBI is

accounted for as and when received.

8.4. The bank has a pension scheme for its

employees. The amounts representing employees'

contribution to Provident Fund relating to the

pension optees (which is now part of Pension

Fund) are maintained with RBI. The provision for

pension is made based on actuarial valuation after

considering the aforesaid balance with RBI.

8.5. Provision for Encashment of Ordinary Leave

is made on the basis of actuarial valuation.

B. Notes forming part of the Balance Sheet

and Profit and Loss Account

1.

In the past few years, sums aggregating

Rs.1500 crore have been received from RBI and

Government of India as advance towards capital.

These are continued to be reflected as Advance

towards Capital pending issuance of notification

by Government of India enhancing the capital.

2.

In terms

of

TAWA Command

Area

Development Project Agreement, interest

chargeable by the Government of India on loans

to NABARD at 6.5% per annum has been

accounted to the extent of 4.5% by credit to the

"Interest Differential Fund" to be utilised for

certain specified purposes and the balance of 2%

has been paid to Government of India.

3.

The amount of Rs.0.31 crore has been

transferred from "NBSDC project to Credit and

Financial Services Fund as per Memorandum of

Agreement dated 29th March 1996 between Swiss

Development Corporation (SDC) and the Bank.

Interest @ 11.5% per annum for the year 2000-

01 on unutilised balances of CFSF and RPCF

corpus respectively have been credited to the

funds.

4.

As per the Agricultural and Rural Debt Relief

Scheme 1990, the Bank was acting as a

channelising agent for disbursing the funds

received from RBI towards grants to RRBs and

loans/grants to State Cooperative Banks and State

Land Development Banks.

5(a).

Actuarial valuation of the pension liability

is generally done every alternate year. The last

valuation has been done as on 31 March 2001.

5(b).ln the absence of details of the balance of

Pension Fund lying with RBI (Refer significant

accounting policy para 8.4) as on 31.3.2001, the

amount has been estimated and provision for pension

is made after considering such estimated amount.

6024

THE GAZETTE OF INDTA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

|PARI III—SEC 4

PART III—SEC. 4]

THE GAZETTE OF INDIA, NOVEMBER 17, 2001 (KARTIKA 26, 1923)

f.025

6(a).

In respect of Bonds issued by the bank

which are managed by RBI, the accounting of the

collections and redemption of the bonds are based

on advices received from RBI.

6(b).

The interest payable on Bonds managed

by RBI Is transferred on the due date to a special

account maintained with RBI to which Interest

claims are debited when paid by RBI. As at the

year end, the balances in the aforesaid account is

reflected as balance with RBI and an equal amount

is reflected as Unclaimed Interest Liability.

6(c).

The balances of the accounts referred to

in para (a) and (b) above are subject to

reconciliation and adjustments, if any.

7. The Bank has revised its accounting policy

for classification and valuation of investments,

pursuant to the revision in the guidelines issued

by the Reserve Bank of India in November 2000.

In the earlier year, investments in Government of

India securities were treated as current

investments and were valued at lower of aggregate

cost or year end market rates/YTM basis. Other

investments were carried at cost. During the year,

the classification and valuation of investments

have been done based on the revised guidelines

set out in para 4.1 of Significant Accounting

Policies. Accordingly,

i)

Investments in the equity of Agri Development

Finance Companies (ADFCs) and Agriculture

Finance Corporation (AFC) have been categorised

as 'Held to Maturity'

II) All investments in Government of India securities

have been categorised as 'Available for Sale'

The aforesaid change has no impact on the profits

of the year.

8.

The Bank has made payments towards

subscription of debentures issued by various State

Land Development Banks/Land Mortgage Banks

and these are included under "Advances - Other

Investment Credit - Medium Term and Long Term

Project Loans". The value of Allotment Letters/

Debenture Scrips yet to be received as on date

aggregates Rs.47.27 crore (Rs.1.09 crore).

9(a).

'Land' and 'Premises' include an

aggregate amount of Rs.30.30 crore paid towards

Office Premises and Staff Quarters at various

locations in respect of which conveyance deeds/

other Legal Documents have not yet been executed

in favour of the Bank because of certain

procedural delays being faced in connection

therewith.

9(b).

In respect of 'Land' and 'Premises',

whose cost is Rs.27.40 crore, conveyancing is yet

to be done, pending settlement of legal disputes

with the vendors.

9(c).

Claim of Rs.25.37 crore towards

compensation for damages, etc. have been made

on the Bank by a building contractor on whom

the Bank has made counter claims of Rs. 12.93

crore for defective work, delays, etc. In the opinion

of the Bank, the contractor's claim is not as per

the terms of the contract. However, the claim of

the contractor is being scrutinised by the Proj<\ t

Management

Consultants.

Accounting

adjustments, if necessary, will be made on

settlement of the claims.

10. "Interest received on Loans, Investments,

etc." in the profit and loss account is net of the

following:

SNo.

1

2

3

Income deracogqised

Provision lor NPAs

Provision lor

Standard accounts

2000 01

5 56

(17 24)

14 04

2 36

1 U

.'Vi'J

(74 79)

(ROM

C 4 1 ,

Figures in parentheses indicate write back of

excess provision or recognition of IPCG ,IR

derecognised in previous year.

11. Prior period items included in the profit and

loss account are as follows:

("Rs crore)

(1) Interest Received

(il) Depreciation

()05I

0 41

[Rs ()I 32 crora]

[Rs 7 33 crore]

12. Capital adequacy ratio of the Bank as on

31.3.2001 is 38.51 % (44.42 %) as against a

minimum of 9% stipulated by RBI.

13. Figures in the Balance Sheet and Profit and

Loss Account are rounded off to the nearest rupee

14. In notes 8, 11 and 12 above, the figures in

parentheses are in respect of the previous year.

15. The following additional information is

disclosed

in

terms

of

RBI

circular

(Ref.No.DBS.FID.C-18/01.02.00/2000-01 dated

March 23, 2001) :

b—^29 GI/200J