1--379 GI/2015

(419)

jftLVªh la- Mh,y—¼,u½&04@0007@2003—05

REGISTERED No. DL—(N)-04/0007/2003—05

lkIrkfgd/WEEKLY

çkf/kdkj ls çdkf'kr

PUBLISHED BY AUTHORITY

la- 51]

ubZ fnYyh] 'kfuokj] fnlEcj 19—fnlEcj 25] 2015 ¼vxzgk;.k 28] 1937½

No. 51] NEW DELHI, SATURDAY, DECEMBER 19—DECEMBER 25, 2015 (AGRAHAYANA 28, 1937)

bl Hkkx esa fHkUu i`"B la[;k nh tkrh gS ftlls fd ;g vyx ladyu ds :i esa j[kk tk lds

(Separate paging is given to this Part in order that it may be filed as a separate compilation)

Hkkx III—[k.M 4

[PART III—SECTION 4]

[lkafof/kd fudk;ksa }kjk tkjh dh xbZ fofo/k vf/klwpuk,a ftlesa fd vf/klwpuk,a] vkns'k] foKkkiu vkSj lwpuk,a

lfEefyr g®]

[Miscellaneous Notifications including Notifications, Orders, Advertisements and Notices issued by

Statutory Bodies]

——————

Hkkjrh; fjt+oZ cSad

eqacbZ&400001] fnukad 28 flrEcj 2015

cSafofo-vkbZchMh- la- 4293@23-03-027@2015&16&&Hkkjrh; fjt+oZ cSad vf/kfu;e] 1934 ¼1934 dk 2½ dh /kkjk 42 dh mi&/kkjk ¼6½ ds

[k.M ¼x½ ds vuqlj.k esa Hkkjrh; fjt+oZ cSad blds }kjk funsZ'k nsrk gS fd mDr vf/kfu;e dh nwljh vuqlwph es fuEufyf[kr ifjorZu fd;s tk,a %&&

^^jkckscSad baVjus'kuy ¼dksvksijsfVo lsaVªy jkb¶+Qslsu & cks,jsUyhucSad ch- ,-½** 'kCnksa ds LFkku ij ^^dksvksijsfVo lsaVªy jkb¶+Qslsu &

cks,jsUyhucSad ch- ,-** 'kCn gksaxsA

,u- ,l- fo'oukFku

dk;Zikyd funs'kd

&&&&&&&&&&&

fnukad 6 vDrwcj 2015

cSafofo-vkbZchMh- la- 4793@23-13-065@2015&16&&Hkkjrh; fjt+oZ cSad vf/kfu;e] 1934 ¼1934 dk 2½ dh /kkjk 42 dh mi&/kkjk ¼6½

ds [k.M ¼x½ ds vuqlj.k esa Hkkjrh; fjt+oZ cSad blds }kjk funsZ'k nsrk gS fd mDr vf/kfu;e dh nwljh vuqlwph es fuEufyf[kr ifjorZu fd;s tk,a %&&

^^dksfj;k ,DLpsat cSad dEiuh fy-** 'kCnksa ds LFkku ij ^^dsbZch gkuk cSad** 'kCn gksaxsA

,u- ,l- fo'oukFku

dk;Zikyd funs'kd

420

Hkkjr dk jkti=] fnlEcj 19] 2015 ¼vxzgk;.k 28] 1937½

[Hkkx IIIµ[k.M 4

jk"Vªh; vkokl cSad

ubZ fnYyh] fnukad 14 flrEcj] 2015

la- ,u,pch-,p,Qlh-funsZ'k-16@,eMh,aMlhbZvks@2015&jk"Vªh; vkokl cSad vf/kfu;e] 1987 ¼53@1987½ dh /kkjk 30,

vkSj 31 }kjk çnÙk 'kfä;ksa ,oa bl laca/k esa lkeF;Zdkjh lHkh 'kfä;ksa dk ç;ksx djrs gq,] jk"Vªh; vkokl cSad us lkoZtfud fgr esa

vkSj larq"V gksdj ;g vko';d le>k fd vkokl foÙk ç.kkyh dks ns'k ds ykHkkFkZ fofu;fer djus esa l'kä gksus ds ç;kstukFkZ] fd

,slk djuk vko';d gS] ,rn~ }kjk funsZ'k nsrk gS fd vkokl foÙk daiuh ¼jk-vk-cSad½ funsZ'k] 2010 ¼blds ckn ç/kku funsZ'k ds :i

esa lanfHkZr½] rRdky çHkko ls fuEukuqlkj la'kksf/kr fd;k tk,xk] ;Fkk %

vuqlwph I dk la'kks/ku

ç/kku funsZ'kksa dh vuqlwph I esa fuEufyf[kr lekfo"V fd, tk,axs] ;Fkk %&

Hkkx 1¼x½ esa % {ks= fooj.k esa nf{k.kh {ks= ds varxZr u, jkT; ^^rsyaxkuk** lekfo"V fd;k tk,xkA

Hkkx 4-1¼?k½ esa % jkT; d‚ye esa u, jkT; ^^rsyaxkuk** vkSj en dksM ds varxZr ^*36** lekfo"V fd;k tk,xk] ;Fkk %&

¼jkf’k yk[k :- esa½

jkT;

en

dksM

u, edkuksa dk

vf/[email protected]

ekStwnk edkuksa ds mUu;u

lfgr cM+h ejEer

iqjkus@ekStwnk edkuksa dh

[kjhn ¼iqu%fcØh½

dqy

o"kZ ds

nkSjku

pqdrk

31 ekpZ

---------dks

cdk;k

‘’kgjh

xzkeh.k

‘’kgjh

xzkeh.k

‘’kgjh

xzkeh.k

la-

jk-

la-

jk-

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la-

jk-

la-

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1

2

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4

5

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rsyaxkuk

36

Hkkx 4-1¼M-½ % jkT;@la?k jkT; {ks= ds rgr u, jkT; ^^rsyaxkuk** vkSj en dksM ds varxZr ^*36** lekfo"V fd;k tk,xk] ;Fkk %

jkT;@dsUnz

’kkflr

izns’k

en

dksM

laforj.k

o"kZ ds

nkSjku

pqdrk

¼djksM+ #-

esa½

31 ekpZ -------

dks cdk;k

¼djksM+ #- esa½

jkT;

2 djksM+ #-

rd

2 djksM+ #-

ls vf/kd

vkSj 5 djksM+

#- rd

5 djksM+ #-

ls vf/kd

vkSj 15

djksM+ #-

rd

15 djksM+ #-

ls vf/kd

vkSj 25

djksM+ #-

rd

25 djksM+ #-

vkSj mlls

vf/kd

dqy

la-

jk-

la-

jk-

la-

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la-

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2

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rsyaxkuk

36

Jhjke dY;k.kjkeu

çca/kd funs'kd ,oa eq[; dk;Zikyd vf/kdkjh

&&&&&&&&&&&

fnukad 9 vDrwcj] 2015

la- ,u,pch-,p,Qlh-funsZ'k-17@,eMh,aMlhbZvks@2015&&jk"Vªh; vkokl cSad vf/kfu;e] 1987 ¼53@1987½ dh /kkjk 30,

vkSj 31 }kjk çnÙk 'kfä;ksa ,oa bl laca/k esa lkeF;Zdkjh lHkh 'kfä;ksa dk ç;ksx djrs gq,] jk"Vªh; vkokl cSad us lkoZtfud fgr esa

vkSj larq"V gksdj ;g vko';d le>k fd vkokl foÙk ç.kkyh dks ns'k ds ykHkkFkZ fofu;fer djus esa l'kä gksus ds ç;kstukFkZ] fd

,slk djuk vko';d gS] ,rn~ }kjk funsZ'k nsrk gS fd vkokl foÙk daiuh ¼jk-vk-cSad½ funsZ'k] 2010 ¼blds ckn ç/kku funsZ'k ds :i

esa lanfHkZr½] rRdky çHkko ls fuEukuqlkj la'kksf/kr fd;k tk,xk] ;Fkk %

1- vuqPNsn 27, dk la'kks/ku

ç/kku funsZ'kksa ds vuqPNsn 27, esa] mi vuqPNsn ¼1½ ds [kaM ¼d½ o ¼[k½ esa fuEufyf[kr }kjk çfrLFkkfir fd;k tk,xk] ;Fkk %&

^^¼d½ 30 yk[k :i;s rd 90% ls vf/kd ,yVhoh vuqikr lfgr]

¼[k½ 30 yk[k :i;s ls vf/kd ,oa 75 yk[k :i;s rd 80% ls vf/kd ,yVhoh vuqikr lfgr] ,oa]**

Hkkx IIIµ[k.M 4]

Hkkjr dk jkti=] fnlEcj 19] 2015 ¼vxzgk;.k 28] 1937½

421

2- vuqPNsn 30 dk la'kks/ku

ç/kku funsZ'kksa ds vuqPNsn 30 esa] O;k[;k ¼1½ esa] mi O;k[;k ¼3½ esa &

¼i½ en ¼[k½ fuEufyf[kr }kjk çfrLFkkfir fd;k tk,xk] ;Fkk %&

Hkkjrh; tksf[ke vkfLr;ka & rqyu i= dh enksa ij

çfr'kr Hkkj

Þ[k½

¼[k½¼i½ O;fädksa dks laLrqr 30 yk[k :i;s rd dk vkokl _.k tks vpy laifÙk ds

ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa

,yVhoh vuqikr ≤ 80% gSA

35

¼[k½¼ii½ O;fädksa dks laLrqr 30 yk[k :i;s rd dk vkokl _.k tks vpy laifÙk ds

ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa

,yVhoh vuqikr > 80 ,oa ≤ 90% gSA

50

¼[k½¼iii½ O;fädksa dks laLrqr 30 yk[k :i;s ls vf/kd o 75 yk[k :i;s rd ds

vkokl _.k tks vpy laifÙk ds ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud

ekud@vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa ,yVhoh vuqikr ≤ 75% gSA

35

¼[k½¼iv½ O;fädksa dks laLrqr 30 yk[k :i;s ls vf/kd o 75 yk[k :i;s rd ds

vkokl _.k tks vpy laifÙk ds ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud

ekud@vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa ,yVhoh vuqikr > 75% ,oa ≤ 80% gSA

50

¼[k½¼v½ O;fädksa dks laLrqr 75 yk[k :i;s ls vf/kd ds vkokl _.k tks vpy

laifÙk ds ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o

ftuesa ,yVhoh vuqikr ≤ 75% gSA

75

¼[k½¼vi½ oS;fäd vkokl _.kksa ds ekeys esa laifÙk@m/kkjdrkZ ds chek ds ç;kstukFkZ

fn;s x;s _.kA

ogh ;Fkk lacaf/kr

vkokl _.k esa

ykxw gSA^*

¼ii½ en ¼x[k½ fuEufyf[kr }kjk çfrLFkkfir fd;k tk,xk ;Fkk %&

Hkkfjr tksf[ke vkfLr;ka & rqyu i= dh enksa ij

çfr'kr Hkkj

Þx½

¼x[k½ en ¼[k½¼[k½¼i½] ¼[k½¼[k½ ¼ii½ ,oa ¼N½ esa lanfHkZr ,oa _.k tksf[ke xkjaVh fuf/k

U;kl }kjk xkjaVh—r vkokl _.k dk dksbZ fgLlk

0ß

3- vuqlwph II dk la'kks/ku

ç/kku funsZ'kksa dh vuqlwph II esa] Hkkx ?k esa &

¼i½ en III ¼p½ fuEufyf[kr }kjk çfrLFkkfir fd;k tk,xk] ;Fkk %&

en dk fooj.k

en dksM

cgh ewY;

tksf[ke Hkkj

lek;ksftr

ewY;

^*p¼¼i½ dsaæ@jkT; ljdkj }kjk xkjaVh—r vkokl@ifj;kstuk

_.k ¼fuEufyf[kr uksV 4 dk lanHkZ ysa½

237¼i½

0

p¼ii½ O;fädksa dks laLrq~r 30 yk[k :i;s rd dk vkokl

_.k tks vpy laifÙk ds ca/kd@eksVZxst }kjk çfrHkwr gS

,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa ,yVhoh

vuqikr ≤ 80% gSA

237¼ii½

35

p¼iii½ O;fädksa dks laLrqr 30 yk[k :i;s rd dk vkokl

_.k tks vpy laifÙk ds ca/kd@eksVZxst }kjk çfrHkwr gS

,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o ftuesa ,yVhoh

vuqikr > 80 ,oa ≤ 90% gSA

237¼iii½

50

p¼iv½ O;fädksa dks laLrqr 30 yk[k :i;s ls vf/kd o 75

yk[k :i;s rd ds vkokl _.k tks vpy laifÙk ds

ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud vkfLr;ksa ds :i

esa oxhZ—r gS o ftuesa ,yVhoh vuqikr ≤ 75% gSA

237¼iv½

35

422

Hkkjr dk jkti=] fnlEcj 19] 2015 ¼vxzgk;.k 28] 1937½

[Hkkx IIIµ[k.M 4

p¼v½ O;fädksa dks laLrqr 30 yk[k :i;s ls vf/kd o 75

yk[k :i;s rd ds vkokl _.k tks vpy laifÙk ds

ca/kd@eksVZxst }kjk çfrHkwr gS ,oa ekud vkfLr;ksa ds

:i esa oxhZ—r gS o ftuesa ,yVhoh vuqikr > 75% ,oa

≤ 80% gSA

237¼v½

50

p¼vi½ O;fädksa dks laLrqr 75 yk[k :i;s ls vf/kd ds

vkokl _.k tks vpy laifÙk ds ca/kd@eksVZxst }kjk

çfrHkwr gS ,oa ekud vkfLr;ksa ds :i esa oxhZ—r gS o

ftuesa ,yVhoh vuqikr ≤ 75% gSA

237¼vi½

75

p¼vii½ oS;fäd vkokl _.kksa ds ekeys esa laifÙk@

m/kkjdrkZ ds chek ds ç;kstukFkZ fn;s x;s _.kA

237¼vii½

ogh ;Fkk

lacaf/kr

vkokl _.k

esa ykxw gSAß

¼ii½ en III ¼Nd½ ds fooj.k esa ^*¼p½¼ii½ ls ¼p½¼iv½** 'kCnksa dks^*¼p½¼ii½ ls ¼p½¼vi½** 'kCnksa ls çfrLFkkfir fd;k tk,xkA

¼iii½ en III ¼N[k½ ds fooj.k esa ^*¼p½¼ii½ ,oa ¼N½** 'kCnksa dks ^*¼p½¼ii½] ¼p½¼iii½ ,oa ¼N½** 'kCnksa ls çfrLFkkfir fd;k

tk,xkA

¼iv½ uksV 5 ds fooj.k esa ^*¼p½¼ii½ ls ¼p½¼iv½** 'kCnksa dks^* ¼p½¼ii½ ls ¼p½¼vi½** 'kCnksa ls çfrLFkkfir fd;k tk,xkA

¼v½ uksV 5 ds fooj.k esa ^*¼p½¼ii½ ,oa ¼N½** 'kCnksa dks^* ¼p½¼ii½] ¼p½¼iii½ ,oa ¼N½** 'kCnksa ls çfrLFkkfir fd;k tk,xkA

Jhjke dY;k.kjkeu

çca/kd funs'kd ,oa eq[; dk;Zikyd vf/kdkjh

&&&&&&&&&&&

PART III—SEC. 4] THE GAZETTE OF INDIA, DECEMBER 19, 2015 (AGRAHAYANA 28, 1937)

423

RESERVE BANK OF INDIA

Mumbai-400001, the 28th September 2015

DBR.IBD.No.4293/23.03.027/2015-16—In pursuance of clause (c) of sub-section (6) of Section 42 of the Reserve

Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs that the following alterations shall be made in

the Second Schedule to the said Act namely :—

For the words “Rabobank International (Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.)” the words

“Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.” shall be substituted.

N. S. VISHWANATHAN

Executive Director

———————

The 6th October 2015

DBR.IBD.No.4793/23.13.065/2015-16—In pursuance of clause (c) of sub-section (6) of Section 42 of the Reserve

Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs that the following alterations shall be made in

the Second Schedule to the said Act namely :—

For the words “Korea Exchange Bank Co., Ltd” the words “KEB Hana Bank” shall be substituted.

N. S. VISHWANATHAN

Executive Director

———————

NATIONAL HOUSING BANK

New Delhi, the 14th September 2015

No. NHB.HFC.DIR.16/MD&CEO/2015—In exercise of the powers conferred by sections 30A and 31 of the

National Housing Bank Act, 1987 (53 of 1987) and all the powers enabling it in this behalf, the National Housing Bank

having considered it necessary in the public interest and on being satisfied that for the purpose of enabling it to regulate the

housing finance system of the country to its advantage, it is necessary so to do, hereby directs that the Housing Finance

Companies (NHB) Directions, 2010 (hereinafter referred to as the principal Directions), shall, with immediate effect, be

amended in the following manner, namely :

Amendment of Schedule I

In Schedule I of the principal Directions, following shall be inserted, namely :

In Part 1(C): New State “Telangana” shall be inserted under Southern Region in Region details.

In Part 4.1(D): New State “Telangana” under State column and “36” under Item Code, shall be inserted,namely :

(Amount in Lakhs of Rs.)

State

Item

Code

Acquisition/ Construction

of new houses

Upgradation including

major repairs of existing

houses

Purchase of old/existing

houses (Resale)

Total

Repaid

during

the

year

Outstanding

as on

March 31,

_____

Urban

Rural

Urban

Rural

Urban

Rural

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

Telangana

36

In Part 4.1(E): New State “Telangana” under State/Union Territory and “36” under Item Code, shall be inserted,

namely :

State/

Union

Territory

Item

Code

Disbursement

Repaid

during the

year

(in crores)

Outstanding as

on March 31,

_____

(in crores)

Upto Rs.2

crores

Above Rs.2

Crores and

upto Rs.5

Crores

Above Rs.5

Crores and

upto Rs.15

Crores

Above Rs.15

Crores and

upto Rs.25

Crores

Rs.25 Crores

and above

Total

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

No.

Amt.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Telangana

36

SRIRAM KALYANARAMAN

Managing Director and Chief Executive Officer

424

THE GAZETTE OF INDIA, DECEMBER 19, 2015 (AGRAHAYANA 28, 1937)

[PART III—SEC. 4

The 9th October 2015

No. NHB.HFC.DIR.17/MD&CEO/2015—In exercise of the powers conferred by sections 30A and 31 of the National

Housing Bank Act, 1987 (53 of 1987) and of all the powers enabling it in this behalf, the National Housing Bank, having

considered it necessary in the public interest, and on being satisfied that for the purpose of enabling it to regulate the housing

finance system of the country to its advantage, it is necessary so to do, hereby directs that the Housing Finance Companies

(NHB) Directions, 2010 (hereinafter referred to as the principal Directions) shall, with immediate effect, be amended in the

following manner, namely –

1. Amendment to Paragraph 27A

In paragraph 27A of the principal Directions, clause (a) and (b) of sub-paragraph (1) shall be substituted by the

following, namely:—

“(a) upto Rs. 30 lakhs with LTV ratio exceeding 90%,

(b) above Rs. 30 lakhs and up to Rs.75 lakhs with LTV ratio exceeding 80%, and,”

2. Amendment to Paragraph 30

In paragraph 30 of the principal Directions, in the Explanation (1), in sub-explanation (3)-

(i) Item b) shall be substituted by the following, namely:—

Weighted risk assets – On balance Sheet items

% Weight

“b)

(b)(i) Housing loans sanctioned to individuals up to Rs. 30 lakhs secured by

mortgage of immovable property, which are classified as standard assets with LTV

Ratio is < 80%

35

(b)(ii) Housing loans sanctioned to individuals up to Rs. 30 lakhs secured by

mortgage of immovable property, which are classified as standard assets with LTV

Ratio is > 80 and < 90%

50

(b)(iii) Housing loans sanctioned to individuals above Rs. 30 lakhs and upto Rs. 75

lakhs secured by mortgage of immoveable property which are classified as

standard assets with LTV ratio is < 75%

35

(b)(iv) Housing loans sanctioned to individuals above Rs. 30 lakhs and upto Rs. 75

lakhs secured by mortgage of immoveable property which are classified as

standard assets with LTV ratio is > 75% and < 80%

50

(b)(v) Housing loans sanctioned to individuals above Rs. 75 lakhs secured by

mortgage of immoveable property which are classified as standard assets with

LTV ratio is < 75%

75

(b)(vi) Loans given for the purpose of insurance of the property /borrower in case

of individual housing loans

Same as

applicable to

the respective

housing loan”

(ii) Item cb) shall be substituted by the following, namely:—

Weighted risk assets – On balance Sheet items

% Weight

“c)

cb) Any portion of housing loans referred to in item (b)(b)(i), (b)(b)(ii) and (c) and

guaranteed by Credit Risk Guarantee Fund Trust

0”

3. Amendment of Schedule II

In Schedule II of the principal Directions, in Part D-

(i) Item III(f) shall be substituted by the following, namely:—

Item description

Item

Code

Book

Value

Risk Weight

Adjusted Value

“f(i) Housing / Project Loans guaranteed by Central

/ State Government (Refer Note 4 below)

237(i)

0

f(ii) Housing loans sanctioned to individuals up to

Rs.30 lakhs secured by mortgage of immovable

property, which are classified as standard assets

with LTV Ratio is < 80%

237(ii)

35

PART III—SEC. 4] THE GAZETTE OF INDIA, DECEMBER 19, 2015 (AGRAHAYANA 28, 1937)

425

Item description

Item

Code

Book

Value

Risk Weight

Adjusted Value

f(iii) Housing loans sanctioned to individuals up to

Rs.30 lakhs secured by mortgage of immovable

property, which are classified as standard assets

with LTV Ratio is > 80 and < 90%

237(iii)

50

f(iv) Housing loans sanctioned to individuals above

Rs.30 lakhs and upto Rs.75 lakhs secured by

mortgage of immoveable property which are

classified as standard assets with LTV ratio is < 75%

237(iv)

35

f(v) Housing loans sanctioned to individuals above

Rs.30 lakhs and upto Rs.75 lakhs secured by

mortgage of immoveable property which are

classified as standard assets with LTV ratio is > 75%

and < 80%

237(v)

50

f(vi) Housing loans sanctioned to individuals above

Rs.75 lakhs secured by mortgage of immoveable

property, which are classified as standard assets

with LTV ratio is < 75%

237(vi)

75

f(vii) Loans given for the purpose of insurance of the

property / borrower in case of individual housing

loans

237(vii)

As applicable

to respective

housing

loan”

(ii)

In Items III (ga) description, for the words “(f)(ii) to (f)(iv)” the words “(f)(ii) to (f)(vi)” shall be substituted.

(iii) In Items III (gb) description, for the words “(f)(ii) and (g) the words “(f)(ii), (f)(iii) and (g)” shall be substituted.

(iv) In Note 5 description, for the words “(f)(ii) to (f)(iv)” the words “(f)(ii) to (f)(vi)” shall be substituted.

(v)

In Note 6 description, for the words “(f)(ii) and (g)” the words “(f)(ii), (f)(iii) and (g)” shall be substituted.

SRIRAM KALYANARAMAN

Managing Director & Chief Executive Officer

eqæ.k funs'kky; }kjk] Hkkjr ljdkj eqæ.kky;] ,u-vkbZ-Vh- Qjhnkckn esa

viyksM

,oa

çdk'ku

fu;a=d]

fnYyh

}kjk

bZ&çdkf'kr]

2015

UPLOADED BY DIRECTORATE OF PRINTING AT GOVERNMENT OF INDIA PRESS, N.I.T.

FARIDABAD AND E-PUBLISHED BY THE CONTROLLER OF PUBLICATIONS, DELHI, 2015

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DOPGIPF—[PART III—SEC.4]