1700/1

MINISTRY OF HOME AFFAIRS

(Department of Personnel & Administrative Reforms)

NOTIFICATION

New Delhi, the 10th November, 1981

G.S.R. 584(E).—In exercise of the powers conferred by

sub-section (1) of section 3 of the All India Services Act,

1951 (61 of 1931), the Central Government, after consulta-

tion with the Governments of the States concerned, hereby

makes the following rules, namely:—-

1. Short title and commencement.—(1) These rules may

bc called the All Indis. Services (Group Insurance) Rules,

1981.

(2) They shall come Into force on the date of their publi-

cation in the Official Gazette.

932 GII81—2

2. Definitions.—In these rules, unless the context otherwise

requires,—

(a) "Central Government Employee* Group Insurance

Scheme, 1980" means the Group Insurance Scheme

detailed in the Annexure to th« Ministry of Finance

(Department of Expenditure) O.M. No. F. 15(3)/

78-WIP dated the 31st October, 1980, and as set out

in the Schedule.

(b) "Family" shall have the meaning assigned to It In

the All Indin Services (Provident

Fund) Rules,

1955 ;

Service em oiled as a member of the Central Gov-

ernment Employees Group Insurance Scheme, 1980 ;

(d) "Member of the Service" means a member of en

All Tndia Service as denned in section 2 of the All

India Services Act, 1951 (61 of 1951);

1700/2

THE GAZETTE OF INDIA : EXTRAORDINARY

[PART II—SEC. 3(i)]

(e) "Schedule" means the Schedule appended to these

rules;

(f) "State Government" means,—

(i) in relation to a member of the Service borne on

a State Cadre, the Govei nment of that State;

(ii) in relation to a member of the Service borne on

a Joint Cadic, the Government of the constituent

State ; and

(iii) in relation to n member of the Service borne on

the Cadre of Union Territories; the Ceniral

Government;

(g) "State Group Insurance Scheme" means an insurance

scheme, by whatever name it may be called, intio-

duced by a State Government in -the case of State

Government servants.

3. Application of Central Government Employees Group

Insurance Scheme, 1980.—(1) Subject to the provisions of

these rules, the Central Government Employees Gioup Insu-

rance Scheme, 198b, as applicable to the officers of Central

Civil Services Group 'A' shall mutatis mutandis apply to the

members of the Service :

Provided that a member of the Service who was appointed

to the Service on or before the 1st November, 1980, shall

exercise an option in such form and within such time as

may be specified by the Central Government in this behalf

expressing his willingness or otherwise to subscribe to the

Central Government Employees Group Insurance Scheme,

1980 and such option once exercised shall bo final and in

case he does not exercise such option he siall be deemed to

have opted for the Central Government Employees Group

Insurance Scheme, 1980 :

Provided further that—

(i) a member of the Service who has opted, or deemed

to have opted, for the Central Government Emplo-

yees Group Insurance Scheme, 1980, underi the

above proviso, or

(ii) a peison appointed to the service after the 1st Nov-

ember, 1980, under sub-rule (1) or sub-rule (2) of

rule 8 of the Indian Administrative Service (Recruit-

ment) Rules, 1954 on under sub-rule (1) of rule 9

of the Indian Police Service (Recruitment) Rules,

1954. or under sub-rule (1) of rule 8 of the Indian

Forest Service (Recruitment) Rules, 1966,

shall be required, if he is subscribing to a State Group Insu-

rance Scheme, to elect in such form and within such time

as the Central Govei nment may specify in this behalf either

continue to suhscribe to the State Group Insurance Scheme

or to subscribe to the Central Government Employees Group

Insurance. Scheme, 1980 and in the absence of such election

he shall cease to subscribe to the State Group Insurance

Scheme and shall be deemed to have opted for the Central

Government Employees Group Insurance Scheme, 1980.

(2) A member of the Service enrolled as a member of

the Scheme shall be informed accordingly by the State Gov-

ernment in such form as may be specified by the Central

Government in this behdf.

(3) The collection of subscription and payment of dues

under the Scheme shall be regulated by such instructions

as may be issued by the Central Government In this behalf.

4, Application of State Group Insurance Scheme.—Save as

provided, in rule 3, a member of the Service shall not toe a

member of a Slate Group Insurance Scheme.

5. Amendment of Schedule.—The Central Government

may, after consultation with the Governments of the States

Concerned, amend the Schedule.

fi. Interpretation. —IF any question arises as to the inter-

pretation of thes,e rules, the Central Government shall decide

the same.

SCHEDULE

(See rule 3)

Anneiure to the Ministry of Fiirance (Department of Expendi-

ture) O.M, No. F. 15(3)/78-WIP, dated the 31st October,

1980

CENTRAL GOVERNMENT EMPLOYEES GROUP

INSURANCE SCHEME, 1980

Date of effect;

The Central Government

Employees

Group Insurance

Scheme, 1980, hereinafter referred to as the "Scheme" shall

be notified on 1 November, 1980 and shall come into force

with effect from the forenoon of 1 January, 1982.

Objective :

2. The 'Scheme' is intended to provide for the Central

Government employees, r.t a low cost and on a wholly con-

tributory and self-financing ba^is, the twin benefits of

insurance cover to help their families in the event of death

in service and a lump-sum payment to augment their re-

sources on retirement.

Application :

The 'scheme' shall apply to all Centra] Government sci-

vants including those in the Railways, Posts and Telegraphs

and Defence except members of the armed and para-military

forces who have already a separate scheme of their own.

Contiact employees, persons on deputation from State Gov-

ernments, public sector undertakings, or other autonomous

organisations, locally recruited staff in the Indian Missions

abroad, casual kbourer, part-time and nd-hoc employees will

not be covered by the 'scheme¹. The 'scheme' will also not

apply to persons recruited under the Ceniral Government

after attaining the age of 50 years. Such Cential Government

servants to whom the 'scheme' npplica will hereafter be re-

ferred to as 'employees'.

Membership:

4.1 The 'scheme' will be compulsory for all those 'em-

ployees' who entei Central Government service after the

scheme' is notified, i.e. all those 'employees' entering Cen-

tral Government service after 1 November, 1980 will be com-

pulsorily covered under the 'scheme' from the date it comes

Into force.

4.2 Those 'employees' who are already in Central Govern-

ment service on the date the 'scheme' is notified will have

an option to opt out of the 'scheme'. This option should be

exercised by 31 December, 1980. Those 'employees' who do

not opt out of the 'scheme' by that date will be deemed to

have become members of the 'scheme', from the -date the

scheme' comes into force. The option, once exercised (ori

not exercised') will be treated as final and no further choice

will be available.

4.3 After the 'scheme' nas come into force all 'employees'

who enter service in a month other than January shall be en-

rolled as members of the 'scheme' on the next anniversary

of the 'scheme'.

Subscription for members:

5.1 The subscription for the 'scheme' will bo in units of

Rs. 10 per month. A Group D employee will subscribe for

one unit, a Group C employee for 2 units, a Group B em-

ployee for 4 units and a Group A employee for 8 units.

u ,?' L

t h c r a t e o f subscription for a member of the 'scheme'

shall be Rs^ 10, Rs. 20, Rs. 40, and Rs. 80 per month for

Uroup D, C. B and A employees respectively.

5.2 In the event of regular promotion of an employee from

one Group to another, his subscription shall be raised from

the next anniversary of the 'scheme', to the level appropriate

to the Group to which he is promoted. Until the Jate of the

next anniversary of the 'scheme' he shall continue to be

covered for insurance for the same, amount for which hc was

eligible before such promotion,

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For example, if the 'Scheme' comes into force w.e.f.

1 January, 1982, a Group D employee promoted on regular

basis t o Group C in February, 1982 shall continue to subs-

cribe at the rale of Rs. 10 per month upto December, 1982

and be eligible for the insurance cover of Rs, 10,000 only

in addition to the benefits from the Savings Fund appropiiate

to his subscription. From January 1983, his subscription will

b= raised to Rs, 20 per "month and he will" become eligible

for an iusurance cover of Rs. 20,000 in addition to appro-

priate benefits from the Savings Fund.

Premium and insurance cover for 'employees' other than

members :

6. The 'employees' entering service in a month other than

January ft.lling after January 1982 will be given benefit of

appropriate insurance cover from the date of joining Govern-

ment service to tho date qf theii becoming members of the

'scheme' on payment of a subscription of Rs. 3 per month

as the premium for every Rs. 10,000 of the insurance Cover.

From the date of anniversary of the 'scheme' they will p-ay

subscription at the rate indicated in para 5.1 above

For example, if the 'scheme' comes into force w.e.f. 1 Janu-

ary, 1982, a Gdoup D employee entering service in February

ly82 shall pay a subscription of Rs. 3 per month as premium

for an insurance cover of Rs. 10,000 for a period of 11

months until December 1982 and from January 1983 his

subscription will be n.iscd to Rs, 10 per month and he shall

become, eligible for the benefits from Savings Fund in addi-

tion to the insuiance cover of Rs. 10,000. Similarly, a Group

C employee entering service in. February 1982 will pay a

subscription of Rs, 6 per month as the premium for an insu-

rance cover of. Rs. 20,000 for a period of 11 months upto

December, 1982 and from January 1983 his subscription will

be raised to Rs. 20 per month and he shall become eligible

for the benefits from the Sayings Fund in addition to insu-

rance cover of Ru, 20,000.

Insurance Fund and insurance cover for members :

7.1 In order to provide an insurance cover to each mem-

ber of the 'scheme' a portion of the subscription shall be cre-

dited to an Insurance Fund to be held in the Public Account

of the Central Government, Thd amount of insurance cover

will be Rs. 10,000 for each unit of subscription. It will be

paid to the families of those 'employees' who unfortunately

die, due to any cruise, while in Central Government service.

7.2 The positive or negative balance under the Insurance

Fund shall be ciedited or debited, as the case may be, with

the amount of interest calculated at the prevailing rate of

interest on the Post Office savings bank deposits, which at

present is 5-1/2 per cent per annum.

Savings Fund:

8.1 The balance of the subscription 'shall be credited to a

Savings Fund. The amount in the Savings Fund will be held

by the Central Government in Public Accounts. The total

accumulation of savings together with interest thereon will

be payable,to the member on his'l'etiremeut after attaining

the age of superannuation or on cessation of his employment

with the Central Government or to his family on his death

while in service.

8.2 The benefits fiom the Savings Found will be as per

illustration table attached herewith. This benefit is illustrative

and in practice could be a little more or less than the amount

*hown in the table which has been constructed on the basis

of individual's subscription reduced by the cost of insurance at

mortality rate of 3.75 per thousand and the compound interest

of 10 per cent thereon.

If at any time the rate of interest

chanties and|or the cost of insurance chances the

benefits

available from the Savings Fund win also change correspon-

dingly.

8.3 In the case of death of a member the payment of the

amount of Insurance will be in addition to tho payment from

the Savings Fund.

8.4 The positive balance under the Savings Fund shall be

credited with the amount of interest calculated at the rate of

interest notified by the Ministry of Finance, Dcparment of Eco-

nomic Affairs, for the purpose.

8,5 Interest will be allowed at 10 per cent per annum (com-

pounded quarterly) on the balances in the Savings Fund for a

block of 5 years commencing from tho date the scheme comes

into force.

Recovery of subscription :

9.1 The subsciiption of a member for a. month shall fall

due at the commencement of the normal working hours on

the first of that month

9.2 The subscription as a premium for the insurance cover

from the date of joining Government service to the date of

membership of the 'scheme' shall initially fall due from the

date of joining and subsequently from the commencement of

normal working hours of the first of every month.

9.3 The subscription for a month shall be recovered

deduction from the salary|wagc of the 'employee' for that month

irrespective of the date of actual payment of salary|wage for*

that month.

9.4 The subscriptions shall be recovered every month inclu-

ding the month in which tho 'employee' ceases to be in em-

ployment on account of retirement, death, resignation removal

from service etc.

9.5 The Drawing and Disbursing Officer shall recover the

subscription from tho 'employees' irrespective of their being

on duly, leave or suspension,

9.6 No intrest shall be levied on arrears of subscriptions if

the non-rccovory is due to delayed payments of salary[wage.

9.7 If an 'employee' is on extraordinary leave and there is

no payment of his salarylwage for any period, his subscriptions

for the months for which no payments of salarylwage are

made to him shall be recovered with interest admissible under

the 'scheme' on the accretions to the Saving Fund in not more

than three instalments commencing from his salarylwage for

tho months following the month in which he resumes duties

after leave.

If an 'employee' dies while on

extraordinary

leave the subscriptions due from him shall be recovered with

interest admissible under the 'scheme' on the accretions to the

Savings Fund from the payments admissible to his

family

under the 'scheme'.

For example, if a Group D employee proceeds on

ten

months' extraordinary leave from 5-2-1982 to 4-12-1982 and

no salarylwage is paid to him for any day for March J982

to November 1982, his subscriptions totalling RsT 80 will be

recovered together with the interest calculated at the com-

pound rate of interest of 10 per cent per annum in not more

than three, instalments commencing from January 1983.

9.8 If an 'employee' proceeds on deputation or on foreign

service, the borrowing authOrity|foreign employer shall be

requested to effect the recovery of the subscription and credit

the same to the relevant head of account. It shall be ensured

that the necessary clause to this effect is included in the terms

of deputation|forcign service in future.

The recovery

this amount will be watched in the same manner as applicable •

to leave salary and penesion contribution. If at any time the

recovery of subscription falls in arrears, the sam» shall be

recovered with interest admissible under the 'scheme' gn the

accretions to the Savings Fund in not more than three ins-

talments

Financing ot subscription from General|Contributory Provi-

dent Fund :

10.1 It will not ordinarily bo permissible to finance the "sche-

me" from the General|Contributory Provident Fund. How-

ever, if at any stage the position of an individual memDer

does not permit him to subscribe to the 'scheme' and to the

General|Contnbutory Provident

Fund at the same time, ho

may be permitted to make, as n separate transaction, a non-

refundable withdrawal from the Genernl]Contributory Pro-

vident Fund of an amount equivalent to a year's subscrip-

tion paid for the 'scheme".

1700/4

THE GAZETTt OF INDIA : EXTRAORDINARY

[PART II—SEC. 3(i)].

10 2 The subscription to the 'scheme' will form part or

deductions allowable in respect of life insurance prcmia,

contributions to provident fund etc., in computing the total

income of the subscriber for the purposes of income-tax, ex-

cept to the extent of the amount finally withdrawn from

the General|Contrlbutory Provident Fund on account of such

subscription.

Payment from Insurance FundlSavings Fund :

11.1 If an 'employee¹ retires on attaining the age

superannuation or otherwise ceases to be in Central Gov-

ernment seivice and his service book discloses that he h^s

been a member of the 'scheme', the Head of Office

shall

issue a sanction for the payment of the member's accumu-

lation in his Savings Fund after obtaining a simple application

in Form No. 4.

11.2 If

an 'employee' dies while in service and his ser-

vice book discloses that he was a member of the 'scheme',

the Hsad of Office shall address the nominees|heirs of the

Government servant concerned in Form No 5 to submit an

application in Form No, 6, and on receipt thereof shalllssue

a OIJKLOU ioi the payment of the amount oi insuianco and

the accumulation in the Savings Fund to him (them).

11.3 The amount payable to the nominee«[heirs of

'employee' who has the benefit of an insurance cover only

will be the amount of insurance appropriate to his Group,

11.4 The amout payable to the nominees|heirs of a mem-

ber of the 'scheme, who dies while in service, shall be—-

(a) the amount of appropriate insurance to which he

was entitled at the time of his death ; plus

(b) the amount due to him out of the Savings Fund

for the entire period of his membership in the low-

est Group ; and

Cc) the amount or amounts due to his for the

addi-

tional units by which his subscription was raised on

each occasion due to appolntment|promotion

higher Group for the period from which the rate

of subscription was raised to the date of his death.

For example, if a Group D employee, who is a mombor of

the 'scheme', acquires a membership in Group C and Group

B after 5 years and 15 years of service respectively and dies

while in service after 30 years of total membership in all

these Groups, his nominee or nominees shall be paid¹ the sum

of the following amounts :—

(1) the amount of insurance of Rs. 40,000 due on a

monthly subscription of Rs. 40, being a Group B

employee on the date of his death ;

(ii) the amount due from Savings Fund on a monthly

subscription of Rs. 10 for 30 years.

(ili) the amount due fiom Savings

Fund On a monthly

subscription of Rs. 10 (Rs. 20 — Rs. 10) for 25

years ; and

(iv) the amount due from Savings Fund on a monthly

subscription of Rs. 20 (Rs. 40 — Rs. 20)

for

15 years.

11.5 The amount payable to the 'employee' who ceases to

be in employment with the Central Government on account

of resignation, retirement -etc., shall be—

(a) the amount due to him out of the Savings

Fund

for the entire period of his membership in the low-

est Group ; and

(b) the amount or amounts due to him for the

addi-

tional units by which his subscription was raised

on each occasion due to appointment|promotioh

to higher Group, for the period from which

the

rate of subscription was so raised to the date or

cessation of his membership.

For example, if a Group D employee who is a member

of the 'scheme' acquires n membership in Group C and

Group B after 10 and 20 years of service respectively and

retires on superannuation after 30 yearn of total member-

ship In all these Groups, he shall be paid the sum of the

following amounts :—

(i) the amount due to him from Savings Fund on is

monthly subscription of Rs. 10 for 30 year;> ;

(ii) the amount due to him from Savings Fund on a

monthly subscription of Ks, 10 (Ri. 20 — Rs, 10)

for 20 years ; and

(ill) the amount due to him from Savings

Fund on a

monthly subscription of Rs. 20 (Rs. 40 — Rs. 20)

for

10 years,

11.6 If any 'employee' dies during a month before the

recovery of subscription for that month from him, his dues

shall be paid ufler deducting the subscription.

11.7 If any 'employee' joins later on all All India Service

his case shall be regulated in such manner as may be deci-

ded by the Ministry of Finance.

Withdrawals from Insurance|Savings Fund :

12.1 It will not be permissible for any member or other

beneficiary of the 'scheme' to withdraw any amount out of

the Insurance Fund to which he has been subscribing. The

amount due from the Fund on tha death of a member of

the 'scheme' while in service, shall be worked out in accor-

dance with para 11 and paid to his nominee(s) in accordance

with the accounting procedure prescribed separately.

12.2 It will also not be permissible for any member of

the 'scheme' to withdraw any amount of the savings Fund

to which he has been subscribing. The amount due to him

trom the fund on his cessation of employment on account

of resignation, retirement etc. shall be worked out in accor-

dance with para 11 and paid to him or his nominee(s) in

accordance with the accounting procedure pi escribed separa-

tely.

Loansladvanccs from or against accumulations in Insurance

Fund|Savings

Fund :

13. No loans or advances shall be paid to any member

or other beneficiary of the 'scheme' from or against his

accumulations in the Insurance Fund|Saungs Fund to which

he has been subscribing.

Utilisation of

accumulations in

Insurance FunlSavings

Fund:

14. The accumulations in the Insurance FundlSavings Fund

6hall be at the disposal of the Central Goverment.

Since

the 'scheme' is wholly self-financing, and tdf-supporting, the

bulk of these accumulations are proposed to be utilised

for ownership housing schemes and other schemes tor the

benefit of the members of the Scheme'.

Mode of notification of the 'scheme' :

15. The 'scheme' shall.be notified to the 'employeeii'

displaying a copy thereof on the notice board or where nn

such notice board is provided, at a prominent place in the

premises where the employees are working. A few copies

of the 'scheme' may also be supplied to the

recognised

unions| associations of the employees.

Action on notification of the 'scheme' :

16. By the 10th of every month following the month in

which the 'scheme' is notified, the Head of Office shall supply

to the Drawing and Disbursing Officer names, Groups, dates

of birth and dates of appointment of persons who may

.appointed to any service or post under the Central Govern-

ment during the preceding month and who would be

eli-

gible to be the members of the 'scheme' in terms of cara 3

of the 'scheme',

Action on the '.scheme' coniinjj into force :

17.1 By the 10th of the month in which the

'scheme'

comes Into force, the Head of Office shall supply to

the

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Drawing and Diiburblng Officer a statement indicating the

namo, the Group and the date of birth of every 'employee'

who has been in the Central Government service on the

date the 'scheme' is notified but has not opted

out ol

the

'scheme'.

17.2 Every member of the 'scheme' shall be infoimed in

Form No. 1 the dote of his enrolment, the

subscription to

be deducted and the bcuusfits to which he would be eligible.

On hii regular promotion from One Gicwp to another he

will be similarly informed in Form No. 2.

17.3 The option exercised by the

'employees' who

are

already in Central Government service on the Oale the 'sche-

me' is notified shall be in Form No. 3 ajid will be pasted

in the service book of the individuals concerned,

Registor of members :

18. The Hedd of Office shall ensure that Group-wise re-

gister of members is maintained in the Foim No. 9 and

kept up to date.

This register shall be sent to the P.D.O,

concerned once a year to verify whether appropriate subs-

criptions are being lecovered fiom all emplojees who have

joined the Insurance Fund oi both the Insurace Fund and

the Savings Fund under tbe 'schemo' and to iccurd a certi-

ficate to this effect.

Nomination :

19.1 The Head of Office shall obtain fioni c\oiy Gov-

ernment servant, who is a member of the 'scheme', a nomi-

nation conferrig on ons or moie persons, the right to 10-

celve the amount that mny become payable undei this 'sche-

me' in the event of his death before attaining the age of

superannuation. In the case of 'employees' who arc alieady

in Central Government service on the date the 'scheme' is

notified and who do not opt out of the 'scheme' such nomi-

nation shall be obtained simultaneously with the options ob-

tained from others and in the case of 'emplov ees' who join

Central Government service after the date on which

the

Scheme' is notified, such nomination shall be obtained along

with the joining repoit.

'9.2 If a member of the 'scheme' happens to be minor,

he will be required to make nomination on his attaining

(he age of majority.

19.3 If a member of the 'scheme' has a family at the time

of his making the nomination he shall make

such nomina-

tion only in favour of a member or members of his family.

For this purpose, family will have the same meaning as as-

signed to it in the Genera] Provident Fund (Central Ser-

vices)

Rules, 1960.

19.4 If a member nominates more than one person under

para 19.1 he should specify in the nomination the amount

of share payable to each of the nominees in such a man-

ner as to cover the whole of the amonut payable under the

'scheme', falling which the amount payable under the 'sche-

me' shall be equally distributed among the nominees

19.5 The nomination shall be made in Form No. 7 or

toim

No: 8, as is appropriate in the circumstances.

19.6 A member ot the 'scheme' may at any lime cancel

a nomination by sending a notice to the Head of Office along

wilh a fresh nomination made in accordance with the above

provision,

19.7 The nomination receivej from Ihe members shall be

counter-signed by the Head of Office and pasted on their

sci vice books.

The

Head of Ofllce shall also make an

cntiy in the service book, that the nomination has been duly

ieceived.

The existing Insuiunce Scheme :

20. The existing insurance scheme introduced vide Depftit-

ment of

Expenditure O. M. No. 60|14|77-IC dated

23rd

June 1977 will continue for. those 'employees' who would be

in service on 1-11-19R0, if'they opt out of the new 'sche-

me', till they cease to be in employment with the Central

Government on account of retirement, resignation, death, etc.

As regards the other 'employees' the new 'scheme'

will

leplace the existing insurance scheme

w.e.f. 1-1-1982 and

the amount which would have been due to them under the

existing insurance scheme had they ceased to be in employ-

ment with the Centra] Government in the afternoon of the

day preceding the day on which they become members of

the new

'scheme,

will be

ciedited to their

respective

General Provident Fund accounts.

Accounting :

2J The tunsdUiond tclating to the 'scheme' shall

atcountd for in accordance wlih the piocedure laid down

separately.

Interpretation and clarification :

22.1 If any categories of 'employees' are not specifically

classified into Graup A, Group B, Group C or Group

their classification shall be assumed in accordance with the

principles laid down in this regard

under the Central Civil

Scdvice (Classification Control and Appeal) Rules, 1965.

22.2 In the uctual implementation of the 'scheme', if anv

doubt arises In regaid to the interpretation of any of the

piovisions of this 'scheme' or if any point requires clari-

fkation, the matter may be referred to the

Ministiy

Finance, whose decision shall be final.

Review of the 'scheme' :

23, The woiking of the 'scheme' will be reviewed eveiy

three years to ensure that the 'scheme' remains self-financing

and self-supporting.

TABLE

Central Government Employees Group Insurance Scheme, 1980

The amounts credited to the Savings Fund if thermite of interest Is 10 per cent per annum

No. of years

contributions paid

.10

Net annualsavings

Rs. 82,50 (corres-

ponding to Rs, 10

per month

contributions)

Rs,

528

1,380

2,750

4,958

8,513

14,239

23,460

38,311

Not annual savings

Rs. 165 (corres-

ponding to Rs. 20

per month

contributions)

Rs.

1,056

2,760

5,500

9.916

17,026

28,478

46,920

76,622

Net annual savings

330 Rs. (cones-

ponding to Rs. 40

per month

contributions)

Rs.

:,ii2

5,520

11.000

19,832

34,052

56,956

93,84(1

1,53,244

Net annual savings

(corresponding to

Rs. 80 per month

contributions)

Ri.

4,224

11,040

22,000

39,664

68,104

1,13,91:

1,87,&W

3,06,488

1700/6

THE GAZETTE'OF INDIA : EXTRAORDINARY

[PART II—SEC. 3(0]

Fonn No. 1

Government of India

Ministry

Department/Office

Dated

MEMORANDUM

Shri, . *

Group

employee has been enrolled OR ? member of the CenfnU Go-

vernment Employees Ore up Insurance Schtme, 1980 w.e.f.

His monthly subscription of Rs

(Rupees

) shall be deducted frcm his selPry/

wage commencing from the month of and he will be eligible

to the benefits of the scheme appropriate to Grcup

W.f.f

(Hcod of Office)

Shri

*Name and designation of the employee

Form No. 2

Government of India

Ministry of

Department/Office

Dated

MEMORANDUM

Shri

has

b:cn pi emoted

on a regular basis, from Group

to Group

w.e.f.

his

monthly

subscription for the Central Government EmpI oyecs Group

Insurance Scheme, 1980 shall be raised frcm Rs

to Rs

from the month of

and he will be c^gible to the benefits of the scheme appropriate

Group

w.e.f

(Heod of Office)

Shri

*Name and designation of the employee.

Funii No. 3

(Head of Office)

Sir,

I have read and under stood/I have been explaiLedftrx details

of the new Central Government Employees Group Instirpncc

Scheme, 1980. I opt to rerrnin outside this new 'Scheme.¹

Yours faithfully,

(

)

Nime and designation of the employee

Place :

Date :

Fonn No. 4

The

Subject : Application for payment

of sccumulatif n under

Contral

Government Employees Group Insurance

Scheme, 1980.

Sir,

Ihuve been a member of the Central Government Employee

Group Insurance Scheme, 1980 since

••

I have retired from service afler titU-ining the r go of

yoars/I have ccEscd to be in employment with the Centrel Go-

vernment

w.e.f

I w".s

holding the post of

before

retirement/ecs nation of employment with the Central Government

I rsqucst that the amount due to me under thtCentral Govern-

ment Employees Group Insurance; Scheme m*-y be priii to me.

Yours faithfully,

)

•Designation and hddress of the Herd of Office.

**Month and the year of becoming a member of the scheme

may be indicated here.

Form No. S

Government of India

Ministry of

Department

Office

of. .•

Dated

Subject : Payment of the amount due under the Coiitn.1 Go-

vernment Erhployecs Group Insurance Scheme, 1980

Dear Sir/Madtim,

I am directed to state thai the late Shri

has nominated you for payments of full/

per cent of amounts duo under the Central Government Em

ployees Group Insuranco Scheme, 1980. You are therefore

requested to submit an application in the enclosed form No. 6

for arranging payment.

You's faithfully

(

)

*Name and address of the nominee

Form No. 6

•The

Subject ; Application for payment uf iimiiint

tine

to Into

Shii

uiuler

'"£

Central Government

Employees Group In s urn nee

Scheme, 1980.

1700/7

Sir,

With reference to your letter No

dated

I hereby request that the full/

per cent of amount due to late Shii

under ths Contra] Government Employees Group Insu-nnce

Scheme JTU> bs paid to m-.

Yours ft'iihfully.

(

)

*Namc and address of the Office from where Foim No. 5

received.

Form No. 7

Nomination for benefits under the

Central Government

Employees Group Insurance Scheme, 19R0,

When the Government servant has no fumily and wishes to

nominate one person or more than one peson.

J, having no family, hereby nominate the person/pcrsc ns

mentioned

bdow and confer on him/them the right to

leceive to the extent specified bekw any p mourn thai may Iv

sanctioned by the Centra] Gt^ernmcnt under the Centre 1 Gi -

vernrnent Employees Group Jnsucnce Scheme, 1980 in the

event of my death while in service or which having become pi'ya -

ble on my attaining the age of superannuation may remain un-

paid at my death.

Nini:s and addresses of

nominee/nominees

Relationship with

Government servant

Age

*Shsre of

amount to be

paid to each

Contir.gert.its** en the

happening cf which the

nomination shall become

invalid

Ncine,

ciidrcss

; r il I C -

lationship cf the rei^n,

if any, towhem the right

of the nominee sh^ll pftss

in the event of his pre-

deceasing the Government

servant.

Dated, this

day of

Two witnesses to signa ture:

Signature of Government Servant

N.B. The Government servant should drawl ine across the blank space below his last entry to prevent the insertion of any nrmes after he

has signed.

•This column should be filled In so ns to cover the whole amount that may be payable under the Insurance Scheme.

+*Where a Government serva nt who has no fa mily ma kes a nomination, he sho 11 specify in this column thn t the nomins ticn sho 11 become

invalid in the event of his subsequently acquiring fi family.

Form No. 8

Nomination for benefits under the Central Government Employees Group Insurance Scheme, 1980

Whon the Government servant h:s a family and wishes to nominate one member or mere than rne member therecf.

I hereby nominate the pcrson(s) mentioned bclc w, who is/are membcrfs) of my fr mily, ord corfeT on bis/them the right to receive to

the extent specified bjlow any amount that may be sancticrcd by the Central Gcvcrrmtnt undet the Central Government urc!(r the Em-

ployees Group Insurance Scheme 1980 in the event of my death while in service or which hi'ving bcccmcppyeb'c on my attainirg rhe age

of superannuation may remain un-paid at my death.

Names and addresses of

nominee/nominees

Relationship with

Government servant

Age

•Shere

amount to be

paid to each

Contingencies on the

happening of which the

nomination shall

become invBlid

Nsme, address & rela-

tionship of tho person,

if any, to whom the right

of the nominee shall pass

in the event of his pre-

deceasing the Govern-

ment servant.

1700/8

THE GAZETTE OF JNDTA : EXTRAORDINARY

[PART: Il—Spc. 3(i)j

N.B.—Tho Government servant should drt.w line across the bU i.k spice below his last entry to prevent the insertion of any names

after bo has signed.

D.Uedthis

day of

Signature of two witnesses :

Signature of Government servant

•This colunvi should be filled in so &s ro cover the whole a mount that mpy bopiiyabk unc'.cr the In suiLncc scheme.

Form No. 9

CENTRAL GOVERNMENT EMPLOYEES GROUP INSURANCE SCHEME, 19K0

Group :

Section I :—Particulars of employees subscribing to the Imuu n<.e Furd enly

SI.

No,

Name

Designation Date of

Birth

Date of

nppointnu-nt

Dale of

commencement

of subscription

Dote of prcmotion

to higher Grcup/

D. tecf transfer to

othox Departments

Date of

death

Remarks

Section !!.•—^Particulars of employees subscribing to both Insurance Fund end Savings Fund

SI.

No.

Name

Designation

Duteof

birth

Date of

appoint-

ment

Da te of

commence-

ment of

subscription

Dftecf prcmc-

tion to higher

Group/Date of

transfer to

other Depart-

ments

Di, Ic cfccs;f.-

tion of mem-

bership and

reason therefor

Remr.rks

[No. 11024/1 /81-AIS(II)]

(Smt.) CHITRA CHOPRA, Dy, Secy.

PRINTED BY THB MANAGER, OOVT. OF INDIA PRESS, RING ROAD, NEW DBLHI-110064

AND PUBLISHED BY THE CONTROLLER OF PUBLICATION, DELHI-110054, 1981