ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨
(2024gÀ
ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ
ಮತ౨ౣ ൟൿ౪ಪല ಡฤ ಒಂൿ เඒಯಕ
ಇย ಇඝ౬෨ಂං ಉഴ ಬฆವ ಉං౪ೕಶಗัಛಜ
ഩವർರರ ൞ಸ౾౨ ರౘൕ
ಮತ౨ౣ ൟൿ౪ಪല ഴโൿ ಕ౨฿ಜฆโದคಂದ
ಇൿ, ූರತ ಗಣฃಜದ ಎಪ౭
ಈ ෨ಂൽඦ ಅඌඛಯ෦ತ฿ಗย
1. ౾౹ಪ౨ ກಸฆ ಮൡ౨ ඩฏಭ
౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ
(2) ಇൿ ಈ ಁಡว ೦คಡ ಬರತಕౙൿ౪
2. ಪಕರಣ 2ರ ൟൿ౪ಪല
ರౘൕ ಅඌඛಯಮ, 2004 (2005ರ ಕකბಟಕ ಅඌඛಯಮ
ಅඌඛಯಮๅಂൿ ಕฉಯมಜං)
(1) ಘಡ (3)ರ ಬದยಡ ಈ ෨ಂൽನದඝ౬
“(3) “ഩವർರ” ಎಂದฉ
ಇඝ౬෨ಂං
ಪคූൿ౪,
ಆದฉ
ೕ൞ದ ಹಣ౽ ౩ಯ ಂൽನ
ඩฤർರ, ඛඃბಶಕ, ವವ౩ಪಕ
౩ಯ ಅಥ฿ ಅದರ ಅඌೕನ
ຄರൡಪലං.”
¨sÁUÀ–4ಎ
Part – IVA
BENGALURU,THURSDAY
(1)
⁎ೕಷ ಾಜῡ ಪ⁀ῢ⁓
PÀ£ÁðlPÀ «zsÁ£À¸À¨sÉ
ºÀ¢£ÁgÀ£Éà «zsÁ£À¸À¨sÉ
LzÀ£Éà C¢üªÉñÀ£À
ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ (ൟൿ౪ಪല) เඒಯಕ
gÀ «zsÁ£À¸À¨sÉAiÀÄ «zsÉÃAiÀÄPÀ ¸ÀASÉå-51)
ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ ಅඌඛಯಮ
ಮತ౨ౣ ൟൿ౪ಪല ಡฤ ಒಂൿ เඒಯಕ.
ಇย ಇඝ౬෨ಂං ಉഴ ಬฆವ ಉං౪ೕಶಗัಛಜ ಕකბಟಕ ಹಣ౽ ౩ಗಳย
ಅඌඛಯಮ, 2004 (2005ರ ಕකბಟಕ ಅඌඛಯಮ
ಮತ౨ౣ ൟൿ౪ಪല ഴโൿ ಕ౨฿ಜฆโದคಂದ;
ූರತ ಗಣฃಜದ ಎಪ౭౨ೖದඡ ವಷბದย ಕකბಟಕ ฃಜ เඋನ ಡಲൽಂದ
ಈ ෨ಂൽඦ ಅඌඛಯ෦ತ฿ಗย:-
౾౹ಪ౨ ກಸฆ ಮൡ౨ ඩฏಭ.- (1) ಈ ಅඌඛಯಮವඝ౬ ಕකბಟಕ ಹಣ౽
౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ (ൟൿ౪ಪല) ಅඌඛಯಮ, 2024 ಎಂൿ ಕฉಯತಕౙൿ౪
ಬರತಕౙൿ౪.
ൟൿ౪ಪല.- ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨
ರ ಕකბಟಕ ಅඌඛಯಮ 30)ರ (ಇದರย ಇඝ౬෨ಂං ෩ಲ
2ඡ ಪಕರಣದย,-
෨ಂൽನದඝ౬ ಪൟೕ೧ಸತಕౙൿ౪, ಎಂದฉ :-
ಹಣ౽ ౩ಯย ഩವ ಇคದ ವ౾౨
ಆದฉ
๋ಚචಯ
ಚഖವഔಃಯย
ූಜ෴ಜฆโංಂൿ
ಂൽನ ಅಥ฿ ಪ౨ತ ಪವತბಕ, ยೕಕ, ෴โඃ
ವವ౩ಪಕ, ಸದಸ, ಆಡัತಛರ, ว౾ౙಗ ಅಥ฿ ಸಹූಜ
ಅඌೕನ ౩ಗಳ ෴ช ಉඅೕಜ ಅಥ฿ ಇತ
12
2024
21
1946)
Y, 12, DECEMBER, 2024 MARGASHIRA, 21, SHAKAVARSHA, 194
เඒಯಕ, 2024
ಅඌඛಯಮ, 2004ඝ౬
ಕකბಟಕ ಹಣ౽ ౩ಗಳย
ರ ಕකბಟಕ ಅඌඛಯಮ 30)ඝ౬
ඡ ವಷბದย ಕකბಟಕ ฃಜ เඋನ ಡಲൽಂದ
ಕකბಟಕ ಹಣ౽
ಎಂൿ ಕฉಯತಕౙൿ౪.
ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨
ಇದರย ಇඝ౬෨ಂං ෩ಲ
ಎಂൿ ಇದರย
ූಜ෴ಜฆโංಂൿ
෴โඃ คೕൟಯยನ
ಸಹූಜ ಅಥ฿ ಸದค
ತರ ವ౾౨ಯඝ౬
46)
.610
No.610
2
(2) ಘಡ (4ಎ)ರ ಬದยಡ ಈ ෨ಂൽನದඝ౬ ಪൟೕ೧ಸತಕౙൿ౪, ಎಂದฉ:-
“(4ಎ) “ฆಕങౣ ಞභತ ൟ” ಎม ಲಭเฆವ ෩ಲಗัಂದ ಕಹბ
ൟಯඝ౬
ಕวಀವ
ಪ౾ಯඝ౬
ಒಳತำโൿ,
ಆದฉ
ಅಂತ೦ბಲದยನ
ಪඞಲಗำ, ඛತ൏ ಇมಒಗำ, ಧಮ ಪಕಟൕಗำ, ෨ದಣ ಅಥ฿ เൿකನ
ಧಮದยನ ೦ೕฃൡಗัಡ, ಅಥ฿ ෴โඃ ౙೕ෦ನย ഩವ ಇค๋, ೧ಕ
ಧಮ,
ಸๅბಗำ
ಮൡ౨
ಆౙಗಳ
(polls)
ಸದಸ
ಅಥ฿
ූಜೕർರකಞ๋
දೕชඪโದಃౙ, ಹಣ౽ ౩ಯย ಞಣಮಟౣದ ಮൡ౨ ౽ಯბඛವბಹൕಯ ಚಕಗำ,
ಹಣ౽ ౩ൟಗൟ ฆಕങౣ ಪค൏ತಕ ಪ෨ಖ ಗൟಗำ, ಪ౨ತ ಮൡ౨ ಂൽನ ยೕಕฆ,
ඛඃბಶಕฆ, ಪವತბಕฆ, ඩฤർರฆ, ಏ೬ಂಟฆ ಇ൞ൽಗำ, ౙೕ෨ಗำ, ඛತ൏
ඩಲචಗำ, ಪವತბක ಚഖವഔಃಗำ ಮൡ౨ เ๔ೕಷൕಗಳ ಀคൡ ಆචೖඨ ෩ಲಕ ಬರಹ
งಪದย ಅಥ฿ ಕ฿ಜ ಸยದ ฆಗำ ಮൡ౨ ಀಂൿಆರಗำ ಅಥ฿ ವ౾ೕಲคಂದ
ಅಥ฿ ഩವർರರ ෩ಲಕ ಅඌಂತತัದ ಘಗัಂದ ലದ ಮನเಗัಡ, ಈ
ಅඌඛಯಮದല ഩವർರರ ൞ಸ౾౨ಯඝ౬ ౽ඩഴವ ಉං౪ೕಶಗูಂൽಡ ෴โർದง
๋ಚචಯ ಚഖವഔಃಗำ ಇದ౪ฉ ಅದඝ౬ ඛಧბคವย ಮൡ౨ ඛൟವย ඛಖರ ಮൡ౨
เ๎౷ಹბ ൟೕბನದ ಉං౪ೕಶ౽ౙಜ ಕ౨ ಪคಕರಗಳඝ౬ ಬಳಆಂഴ ಡมದ เ๔ೕಷൕಡ
ඛಬბಂඌฆโൽಲ. ”
3. ಪಕರಣ 3ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 3ඡ ಪಕರಣದย,-
(1) ಪಕರಣ (1)ರ ಬದยಡ ಈ ෨ಂൽನದඝ౬ ಪൟೕ೧ಸತಕౙൿ౪, ಎಂದฉ :-
“(1) ಸ౽ბರโ ಅಥ฿ ಸ౽ბರൽಂದ ಅඌದ ඣೕಡฯ ಅඌ౽ค ಅಥ฿ ಅವರ
ಅඌ౽ರ ฿ඪ౨ಳಜನ ೧ม ೧ౣიೕಟฆಗำ ಈ ಪಕರಣದย ಉวೕಸมದ คನ
ಅಥ฿ ๋ಚචಯ ವವರದ ීಧದย, ಸ౷දೕರൕಂದ ಅಥ฿ ฆಕങౣ ಞಪ౨ ൟ
ವರൽಗಳ ಅಥ฿ ยೕ ඩඌ౽ರಗಳ ಆඋರದ ෬ฉಡ ෴โඃ ඹ෴ბದඝ౬ ౷ೕಕคದ
෬ว ඹ෴ბൽನ ಅಥ฿ ๋ಚච ವವರದ ತඛಒಯඝ౬ ನഷಸಬൿ ಅಥ฿ ತඛಒ
ನഷ๋ ಡಬൿ. ෴โඃ ಹಣ౽ ౩ ವბಜඛಕฆ ಅಥ฿ ಘಗำ
ಅಥ฿ ಕ౨ๅಂൿ ූเ๋ ಇತರ ౩ಗัಂದ ವಶಪലಆಂലංಂൿ ඦಬมದ
ಸ౷ൡ౨ಗำ ಮൡ౨ ಹಣದ ಀคൡ ൟಯඝ౬ ಅದರ ౽ಯბಕತბರ ෩ಲಕ ಗโൿ.
೧ม
೧ౣიೕಟฆ,
ยೕ
ඩඌ౽ರಗಳඝ౬
ಒಳತಂഴ
4ඡ
ಪಕರಣದലಯย
ಅඌಂತತัದ ඩඌ౽ರ ಅಥ฿ ೧ม ಮಟౣದ ಅಥ฿ ฃಜ ಮಟౣದ ತඛಌ ಏ೬ඛ౺ಗัಂದ
ತඩಸ൏ ಅಥ฿ เೈರ൏ ವರൽಂൽಡ ಅವฆ ౷ೕಕคದ ฆಗำ ಮൡ౨ ෴โർದง
ಇದ౪ย ฆಕങౣ ಞಪ౨ ൟ ವರൽಗูಂൽಡ ಅವರ ವರൽಯඝ౬ ಸ౽ბರಃౙ (ಉർಯ
ಇมಒ) ಅಥ฿ ಸ౽ბರโ ಅඌದ ඣೕಡฯ ಅඌ౽คಡ ಕำಸತಕౙൿ౪.”
(2) ಉಪಪಕರಣ (1)ಯย “ූರൟೕಯ ඈಡ , 1860ರ (1860ರ ಄ಂದ ಅඌඛಯಮ
45) 193ඡ ಪಕರಣ ಮൡ౨ 228ඡ ಪಕರಣದ” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳ
ಬದมಜ “ූರൟೕಯ කಯ , 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 45)ರ 229ඡ ಪಕರಣ ಮൡ౨
267ඡ ಪಕರಣ” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
(3) ಉಪಪಕರಣ (2)ರ (iii)ඡ ಘಡದ ಬದยಡ ಈ ෨ಂൽನದඝ౬ ಪൟೕ೧ಸತಕౙൿ౪,
ಎಂದฉ:-
“(iii) ಸ౽ბರโ ಅಥ฿ ಸ౽ბರൽಂದ ಅඌದ ඣೕಡฯ ಅඌ౽ค ಅಂಥ
ಹಣ౽ ౩ಯ ൞ಸ౾౨ಗಳඝ౬ ౽ඩഴโದ౽ౙಜ, ยತದย ౽ರಣಗಳඝ౬ ർಖยದ
ತฆ฿ಯ, เೈರൕ ಅಥ฿ ತඛಒಯ ෬ฉಜನ ෴โඃ ಹಣ౽ ౩ಯ ෴โඃ
ౙೕಮඝ౬ ಪವൟბವ, ഩವಯඝ౬ ಆ౷ඛವ ಅಥ฿ ಅದರ ಸದಸකಞ๋ ෴ช
ವ౾౨ಯඝ౬ දೕชඪವ ೦ೕฃൡ ඛೕഴโದඝ౬ ඛย๋ ෴โඃ ไತ౨ಪൟಃ ಅಥ฿
ಪಕಟ൏ ಏ೬ඛ౺ಡ ඛඃბ๏ ಆඃಶವඝ౬ ຄರലโൿ ಮൡ౨ ಅಂಥ ಸ౷งಪದ ෴โඃ
ౙೕ෦ನ ෴โඃ ෨ಂൿವคದ ೦ೕฃൡ ಅಥ฿ ಪಕಟൕ ಅಥ฿ ౽෴ბಚರൕಯඝ౬
ഴโದคಂದ ಹಣ౽ ౩ಯඝ౬ ඛඃბ๏ವ ಅಥ฿ ඛඌವ ಆඃಶವඞ౬ ಸಹ
ຄರലโൿ ಟ ಅಂಥ ಅඌಚචಯ ෴โඃ ಉಲಂಘචಯ ದಭბದย, ීඌತ
3
౽ඞඛನನ౷ಯ ಅಂಥ ವ౾౨ ಅಥ฿ ಏ೬ඛ౺ಯ เฆದ౫ ಕಮ ಜฆಜಸฤ ීಧಪಟౣ ยೕ
ඩඌ౽ರಃౙ ඛඃბಶನ ඛೕഴโൿ.
เವರൕ:- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ,-
(i)
“ಹಣ౽ ౩” ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕฆ, ವವ౩ಪಕฆ
ಅಥ฿
ಸದಸರඝ౬
ಟ
ಸದค
౩ಯ
ං౪ಯ
ಅವඌಡ
ಅವರ
ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ ಉಪීඌ ౩ಂದ ಃಲಸ ൧ฉದ
ಅಥ฿ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕರඝ౬
ಅಥ฿ ಈ ಪಕರಣದല ಸ౷ൡ౨ ಅಥ฿ ಆ౨ಗಳඝ౬ ಜඹ౨ತัฆವ ෴ช
ವ౾౨ಯඝ౬ ಒಳತำโൿ.”
(ii)
“ಪಕಟ൏ ಏ೬ඛ౺” ไತ౨ಪൟಃಗำ, ඛಯತ౽ยಃಗำ, ಕರಪತಗำ, ൟ౨ಪತಗำ,
ಪಕಟ൏ ಫಲಕಗำ (hoardings), ඁಶ ಧಮ, ೧ಕ ಧಮ, ชലೕ,
ඩി౽ౣ-ಅඝ౬ ಒಳತಂലರತಕౙൿ౪.
4. ಪಕರಣ 4ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 4ඡ ಪಕರಣದย,-
(1) ಉಪಪಕರಣ (2)ರย,-
(i) ಪฏൡಕದย “ඈಡ ಪ౾෴ , 1973ರ (1974ರ ಄ಂದ ಅඌඛಯಮ, II)” ಎಂಬ
ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳ ಬದมಜ “ූರൟೕಯ කಗคೕಕ ರౘ൞
, 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 46)” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
(ii) ಪฏൡಕದ ತฆ฿ಯ ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪,ಎಂದฉ :-
“เವರൕ:- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ “ಃಲ่ಂൿ ದ౨ๆ೩” ಎಂ්ൿ ൟ
൪ತ೦ౢನ ಅඌඛಯಮ, 2000 (2000ರ ಄ಂದ ಅඌඛಯಮ 21)ರ 2 ಮൡ౨ 4ඡ ಪಕರಣಗಳ (1)ඡ
ಘಡದ (ಆฑ) ಉಪಘಡದ ಅಥბ฿ඪ౨ಳಜನ เൿකನ ನ෩ච ಅಥ฿ ർಖวಗಳඝ౬
ಒಳತಂലರತಕౙൿ౪.”
(2) ಉಪಪಕರಣ (2)ರ ತฆ฿ಯ ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ:-
“(3) ತวಮฉಆಂಡ ವ౾౨ಛಜ ಉඅೕಷൕ,-
(i)
เ๕ಷ ක෴ಲಯโ (ౘವඝ౬ ಡൿಆಂಡ ಅಥ฿ ಡൿಆಳದ
ತฆ฿ಯ) ෴ವ ವ౾౨ಯ เฆದ౫ ඣೕഔೕ ಅಥ฿ ಸಮඝ౺ ಅಥ฿
฿ฉಂಟඝ౬ ຄರലಸมಜංೕ ಆ ವ౾౨ ತวಮฉಆಂലฆವචಂൿ
ಅಥ฿
ಅಂಥ
ඣೕഔೕ
ಅಥ฿
ಸಮඝ౺
ಅಥ฿
฿ฉಂಟඝ౬
೦คತัಸರದ౽ౙಜ
ಆತඡ
ಬഖౣಆಂലฆವචಂൿ
ඦಬฤ
౽ರಣเದ౪ย, ಅಂಥ เ๕ಷ ක෴ಲಯโ ඛൽბಷౣಪലದ ಸ౩ಳದย
ಅಂಥ ಉඅೕಷൕಯඝ౬ ಪಕഔದ ൽකಂಕൽಂದ ෩ವൡ౨ ൽನಗัಡ
ಕല෫ಲದ ඛൽბಷౣಪലದ ಸಮಯඅಳಡ ಆತನ ಜฃൟಯඝ౬
ಅಗತಪല ಒಂൿ ยತ ಉඅೕಷൕಯඝ౬ ಪಕഔಸಬൿ.
(ii)
ಉඅೕಷൕಯඝ౬ ಈ ಃಳಉಡ คೕൟಯย ಪಕഔಸತಕౙൿ౪, ಎಂದฉ:-
(ಎ) ಅൿ ಅಂಥ ವ౾౨ ನ฿ಜ ฿ವ ಪಟౣಣ ಅಥ฿ ಛಮದ ಃಲโ
ಎൿ౪౽ವ ಸ౩ಳಗಳย ವბಜඛಕ฿ಜ ಓൿ๋ൟರತಕౙൿ౪;
() ಅದඝ౬ ಅಂಥ ವ౾౨ ನ฿ಜ ฿ವ ಮච ಅಥ฿ ຄಲಮචಯ
ಃಲโ ಎൿ౪౽ವ ූಗಗಳย ಅಥ฿ ಅಂಥ ಪಟౣಣ ಅಥ฿ ಛಮದ ಎൿ౪౽ವ
ಸ౩ಳಗಳย ಅಂഔಸತಕౙൿ౪;
4
() ಉඅೕಷൕಯ ಪൟಯඝ౬ เ๕ಷ ක෴ಲಯದ ಃಲโ ಎൿ౪౽ವ
ූಗಗಳย ಅಂഔಸತಕౙൿ౪;
(ല) เ๕ಷ ක෴ಲಯโ ಕ౨ๅಂൿ ූเದย, ಉඅೕಷൕಯ ಪൟಯඝ౬
ಅಂಥ ವ౾౨ ನ฿ಜ ฿ವ ಸ౩ಳದย ಪರದยฆವ ಎರഴ ൽನಪൟಃಗಳย
(ಕඛಷౣ ಒಂൿ ಕನ౬ಡ ൽನಪൟಃಯย) ಪಕഔ๋ ಸಹ ඛඃბ๏ಸಬൿ;
(ಇ)
ಉඅೕಷൕಯඝ౬
ඛൽბಷౣಪലದ
ൽನඈൿ,
(i)ඡ
ಘಡದย
ඛൽბಷౣಪലದ คೕൟಯย ಕ౨฿ಜ ಪಕഔಸมಜං ಎಂಬ ಪค൏ಮಃౙ ಉඅೕಷൕ
ຄರലದ
เ๕ಷ
ක෴ಲಯದ
ಒಂൿ
ยತ
ຂัಃ
ಅಂಥ
ൽನඈൿ
ಉඅೕಷൕಯඝ౬ ಪಕഔಸมಜං ಎಂ්ದಃౙ, ಈ ಪಕರಣඅಂൽಡ ಅඝಸคಸ౽ದ
ಅಗತಪലದ
ඛ൏ბಯಕ
ౘ฿ಜರತಕౙൿ౪.
ಅಂಥ
ವ౾౨
ಉඅೕಷൕಯย
ಅಗತಪലಸมದ ඛൽბಷౣ ಸ౩ಳದย ಮൡ౨ ಸಮಯದย ಜฃಗฤ เಫಲකದฉ, เ๕ಷ
ක෴ಲಯโ ൞ඝ ಕ౨ๅಂൿ ූเ๋ಥ ತඛಒಯඝ౬ ನഷದ ತฆ฿ಯ,
ಆತನඝ౬ ಉඅೕತ ಅಪฃඌ ಎಂൿ ಉಚคಸಬൿ ಟ ಆ ಪค൏ಮದย ಒಂൿ
ಳೕಷൕಯඝ౬ ಡಬൿ.
5. ಪಕರಣ 5ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 5ඡ ಪಕರಣದ (2) ඡ ಉಪಪಕರಣದยನ
ಪฏൡಕದย “ಹൽජൿ ൽನಗಳವฉಡ” ಎಂಬ ಪದಗಳ ಬದมಜ “෩ವൡ౨ ൽನಗಳವฉಡ”
ಎಂಬ ಪದಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
6. ಪಕರಣ 6ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 6ඡ ಪಕರಣದ (2)ඡ ಉಪಪಕರಣದย,-
(1) (ಎೖ) ಘಡದ ತฆ฿ಯ, ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ :-
“(ಐ) ದ౨ๆ೩ ಅಥ฿ ಇತರ ವ౨ವඝ౬ ಜฆಪലಸฤ ಸಮඝ౺.- ෴โඃ เ๕ಷ
ක෴ಲಯ ಅಥ฿ ෴โඃ ಸౘಮ ඩඌ౽ರโ ಈ ಅඌඛಯಮದ ಅലಯย
෴โඃ ತඛಒ, เೈರൕ, ಅඌเೈರൕ ಅಥ฿ ಇತರ ವವಹರൕಯ ಉං౪ೕಶ౽ౙಜ
෴โඃ ದ౨ๆ೩ ಅಥ฿ ಇತರ ವ౨ವඝ౬ ಜฆಪലโൿ ಅಗತ ಅಥ฿
ಅධౘೕಯๅಂൿ ಪคಗದฉ, ಅಂಥ ದ౨ๆ೩ ಅಥ฿ ವ౨โ ෴ರ ౷ඌೕನ
ಅಥ฿ ಅඌ౽ರದยං ಎಂൿ ඦಬมಜංೕ ಆ ವ౾౨ಡ ಅಂಥ เ๕ಷ ක෴ಲಯ
ಅಥ฿ ඩඌ౽ರದ ෨ಂං ಜฃಞ๋ ಮൡ౨ ಅದඝ౬ ಸಮඨ౺ ಅಥ฿ ಆඃಶದย
ඛൽბಷౣಪലದ ಸಮಯ ಮൡ౨ ಸ౩ಳದย ಜฆಪല๋ ಅಂಥ เ๕ಷ ක෴ಲಯ
ಅಥ฿ ඩඌ౽ರโ ಸಮನ౺ඝ౬ ຄರലಸತಕౙൿ౪:
ಪฏൡ เ๕ಷ ක෴ಲಯ ಅಥ฿ ದූბඝರ฿ಜ ඩඌ౽ರದ ಆඃಶโ
ಂಕბ ්ಋ౺ ౘ ಅඌඛಯಮ, 1891 (1891ರ ಄ಂದ ಅඌඛಯಮ 13)ರ 5, 6 ಮൡ౨ 7ඡ
ಪಕರಣಗಳ ಅನ౷ಯದย เ๕ಷ ಪಕರಣ౽ౙಜ ක෴ಲಯ ಅಥ฿ ක෴ඌೕಶฆ
ലದ ಆඃಶๅಂ්ർಜ ಅ൵ბโൿ.
เವರൕ:- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ “ದ౨ๆ೩ ಅಥ฿ ವ౨”โ ൟ
൪ತ೦ౢನ ಅඌඛಯಮ, 2000 (2000ರ ಄ಂದ ಅඌඛಯಮ 21)ರ 2 ಮൡ౨ 4ඡ ಪಕರಣಗಳ
(1)ඡ ಘಡದ (ಆฑ) ಉಪಘಡದ ಅಥბ฿ඪ౨ಳಜನ เൿකನ ർಖวಗಳඝ౬
ಒಳತಂലರತಕౙൿ౪.
(೬) ಈ ಪಕರಣದยฆโർโ,-
(ಎ) ූರൟೕಯ ౘ ಅඌඛಯಮ, 2023 (2023ರ ಃಂದ ಅඌඛಯಮ 47)ರ 129 ಮൡ౨
130ඡ ಪಕರಣಗัಡ ಧಕๅಂൿ ූเಸತಕౙದ౪ಲ; ಅಥ฿
() ಅಂ ಅಥ฿ ങยಛෆ ඩඌ౽ರದ ಅರಃ౹ಯยฆವ ಪತ, ಅಂ౽ಗದ,
ങยಛෳ ಅಥ฿ ಇತರ ದ౨ๆ೩ ಅಥ฿ ෴โඃ ඩბฯಡ ಅನ౷ಯ฿ಞโංಂൿ
ූเಸತಕౙದ౪ಲ.”
(2) เವರൕಯ ಬದยಡ ಈ ෨ಂൽನದඝ౬ ಪൟೕ೧ಸತಕౙൿ౪, ಎಂದฉ:-
เವರൕ:- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ,-
“ಹಣ౽ ౩” ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕฆ, ವವ౩ಪಕฆ
ಅಥ฿
ಸದಸರඝ౬
ಟ
ಸದค
౩ಯ
ං౪ಯ
ಅವඌಡ
ಅವರ
5
ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ ಉಪීඌ ౩ಂದ ಃಲಸ ൧ฉದ
ಅಥ฿ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕರඝ౬
ಅಥ฿ 3ඡ ಪಕರಣದല ಸ౷ൡ౨ ಅಥ฿ ಆ౨ಗಳඝ౬ ಜඹ౨ತัฆವ ෴ช
ವ౾౨ಯඝ౬ ಒಳತำโൿ.”
7. ಪಕರಣ 7ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 7ඡ ಪಕರಣದย,-
(1) ಉಪಪಕರಣ (2)ರ ತฆ฿ಯ, ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ :-
“เವರൕ:- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ,-
(i)
“ಪค൏ಮ౽ค
ಧಮ
ಪಕಟൕ”
ಎಂದฉ
೧ಕ
ಧಮವඣ౬ಳತಂഴ
ಟ
ಆඨษඨ
ಮൡ౨
ಆෆษඨ
ಎರಡರย ಃೕ෨ಗಳ ಸยಃಯ ಆౙಯඝ౬ ಒದಜವ ฃಜ฿ඪ
ಅಥ฿ ದූბඝರ ಬ ฃಜ฿ඪ ฿ಪಕ ಪರದยฆವ
ವბಜඛಕ ಧಮದยನ ಪಕಟൕ.”
(ii)
ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ “ಃೕಮඝ౬ ౩ඪಸฤ ಕ౨ ඬฃๅ”,-
(ಎ) ಕ౨ ಞฆൡ ඬฃๅ ಮൡ౨ ඩವൟಯ ಹಀౙ;
() ಕ౨ ಭದ൞ ඬฃๅ, ഩವ ಕฃฆ, ීಧಪತ ಅಥ฿ ಒಪ౭ಂದ ಮൡ౨
෴โർದง ಇದ౪ย ಹಣ౽ ವ฿ഖಗำ; ಮൡ౨
() කಕ ല౾ೕ,
-
ಇโಗಳඝ౬ ಒಳತಂലರತಕౙൿ౪.”
(2) ಉಪಪಕರಣ (4)ರ ತฆ฿ಯ ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ:-
“ಪฏൡ ಭದ ಪഷದ ಲ ಆಟౣವฆ ඛඌ ಒದಜಸൽฆವ ಅඩವರಣಗಳ
(Unfunded Exposures) ීಧದย ಕ౨ ಲಪನದ ತฆ฿ಯ ಅโಗಳ
ยೕಕರಣವඝ౬,
ඛඌ
ಒದಜಸൽฆವ
ಅඩವರಣಗำ
෨౽౨ಯ฿ർಗ
ಅಥ฿
ಹಣ౽ ౩ಗำ ಹಣ ർಯ ಡൽฆ฿ಗวม ಅඛ๏ತ ಃೕ෨ಗำ (Contingent
Claims) ಎಂ්ർಜ ಅಂಜೕಕคಸತಕౙൿ౪, ಆ ෮ತ౨ವඝ౬ ಅಂಥ ඛඌ ಒದಜಸൽฆವ
ಅඩವರಣಗัಂದ ಕലತತัಸತಕౙൿ౪.
เವರൕ: ಈ ಉಪಪಕರಣದ ಉං౪ೕಶ౽ౙಜ ඛඌ ಒದಜಸൽฆವ ಅඩವರಣಗำ
(Unfunded Exposures) ಎಂದฉ ಂಋ ಛฏഔಗำ, ಲದ ಪತ ಅಥ฿ ಅඩವರಣಗำ
෴โඃ ಪಸಕ౨ ඛඌಗಳ ๅಚವඝ౬ ಒಳತಂലರං ಮൡ౨ ಬಟ฿ഷ ಡฤ ತౘಣದಲದ
ಆದฉ ಆಕಕ ಧಯඝ౬ (contingent obligation) ತ ຄಂൽฆವ ඣೕಂർತ
ದ౨ๆ೧ನ
෩ಲಕ
ലಆಳมದ
ಇತರ
ಹಣ౽
฿ಛ౫ನಗำ
(financial
commitments).”
(3) ಉಪಪಕರಣ (5)ರ ತฆ฿ಯ ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ:-
“(6) ലಡ, ෟೕಗ ೈ೩ბಗำ ಮൡ౨ ಇತರ ඩವൟಗತಹ ඛಯತ౽ยಕ
ඩವൟಗಳ ದಭბದย, ಃೕ෨ർರඝ ෴โඃ ౾ ಮൡ౨ ൞൞ౙยಕ ಜඹ౨ಯ
ൽකಂಕൽಂದ ಒಂൿ ൟಂಗಳ ಅವඌಯವฉಡ ඩವൟಸൽฆವ ෮ತ౨౽ౙಜ ತ ಃೕ෨
ಡಬൿ.”
8. ಪಕರಣ 9ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 9ඡ ಪಕರಣದย,-
(1) ಉಪಪಕರಣ (1)ರย,-
(i) “෴โඃ ಪೕಜನದ ೯ಡ” ಎಂಬ ಪದಗಳ ಬದมಜ “ಅಥ฿ ഩವർರ ಅಥ฿
ಆತನ ಉತ౨ฃඌ౽คಯ ലಃಯ ෬ว ಅಥ฿ ಅನ൭ ಪೕಜನඅಂൽಡ ಅಥ฿
ಪೕಜನเಲං” ಎಂಬ ಪದಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪; ಮൡ౨
6
(ii) “ಪವತბಕ, ඛඃბಶಕ, ඩฤർರ, ವವ౩ಪಕඞ” ಎಂಬ ಪದಗಳ ತฆ฿ಯ “ං౪ಯ
ಅವඌಛಜ ಅವರ ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ ಉಪීඌ ౩ಂದ ಃಲಸ
൧ฉದ ಅಥ฿ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವბತბಕง” ಎಂಬ
ಪದಗಳඝ౬ คಸತಕౙൿ౪.
(2) ಉಪಪಕರಣ (3)ರ (iii)ඡ ಘಡದยನ () ಉಪಘಡದย “ಹಣ౽ ౩ಯ ෴ช”
ಎಂಬ ಪದಗಳ ತฆ฿ಯ “ಅಂಥ ಪ౨ತ ಅಥ฿ ಂൽನ” ಎಂಬ ಪದಗಳඝ౬ คಸತಕౙൿ౪.
9. ಪಕರಣ 9ಎ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 9ಎ ಪಕರಣದ (2)ඡ ಉಪಪಕರಣದย
“ඈಡ ಪ౾෴ , 1973ರ 173ඡ ಪಕರಣದ” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳ ಬದมಜ “ූರൟೕಯ කಗคೕಕ ರౘ൞ , 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 46)ರ
193ඡ ಪಕರಣದ” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
10. භರಕರಣ 10ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 10ඡ ಪಕರಣದ (4)ඡ
ಉಪಪಕರಣದย “ඈಡ ಪ౾෴ , 1973ರ” ಎಂಬ ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳ ಬದมಜ “ූರൟೕಯ කಗคೕಕ ರౘ൞ , 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 46)ರ”
ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
11. ಪಕರಣ 11ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 11ඡ ಪಕರಣದยನ เವರൕಯย
“ಅಥ฿
ಸದಸರඝ౬”
ಎಂಬ
ಪದಗಳ
ತฆ฿ಯ
“ಮൡ౨
“ං౪ಯ
ಅವඌಛಜ
ಅವರ
ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ ಉಪීඌ ౩ಂದ ಃಲಸ ൧ฉದ ಅಥ฿
ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವბತბಕರඝ౬” ಎಂಬ ಪದಗಳඝ౬
คಸತಕౙൿ౪.
12. ಪಕರಣ 13ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 13ඡ ಪಕರಣದ (2)ඡ ಉಪಪಕರಣದ
ತฆ฿ಯ ಈ ෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ:-
“(3) ಹಣ౽ ౩ಯ ෴ช ඛඃბಶಕ, ಪವತბಕ, ಪർඌ౽ค, ว౾ౙಗ, ಏ೬ಂഖ ಅಥ฿
ඩฤർರ ಅಥ฿ ං౪ಯ ಅವඌಛಜ ಅವರ ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ
ಉಪීඌ ౩ಂದ ಃಲಸ ൧ฉದ ಅಥ฿ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ,
ඩฤർರฆ, ಪವತბಕฆ,-
(i) ීಧಪഴವ ಅವඌಳಛಜ; ಮൡ౨
(ಎ)
ಹಣ౽
౩ಯ
෴โඃ
ಸ౷ൡ౨
ಅಥ฿
ಅಂಥ
ಸ౷ൟ౨ನ
ූಗವඝ౬
ಉං౪ೕಶතವბಕ฿ಜ ಮฉದฉ ಅಥ฿ ಹಣ౽ ౩ಡ ಅಥ฿ ಅದคಂർದ ෴โඃ
ಲದ ౾ಯඝ౬ ಮฉದฉ; ಅಥ฿
() ಹಣ౽ ౩ಯ ෴โඃ ಸ౷ൟ౨ನ ූಗವඝ౬ ෮ೕಸൽಂದ ಡൿ౾ದฉ; ಅಥ฿
() ಹಣ౽ ౩ಯ ಸ౷ൟ౨ಡ ಅಥ฿ ಅದರ ವವರಗัಡ ಪค൏ಮ ೕฆವ ಅಥ฿
ීඌದ ෴โඃ ඬಸ౨ಕ ಅಥ฿ ౽ಗದಪತವඝ౬ ಉං౪ೕಶතವბಕ฿ಜ ಮฉೋโൿ,
කಶಪലโൿ, เงಪತัโൿ ಅಥ฿ ำ ౣದฉ, ಅಥ฿
(ല) ಹಣ౽ ౩ಯ ಸ౷ൟ౨ಡ ಅಥ฿ ಅದರ ವವರಗัಡ ಪค൏ಮ ೕฆವ ಅಥ฿
ීඌದ ෴โඃ ඬಸ౨ಕ ಅಥ฿ ౽ಗದಪತದย ಉං౪ೕಶතವბಕ฿ಜ ෴โඃ ತඬ౭
ನ෩ದඝ౬ ലದฉ; ಅಥ฿
(ಇ) ಹಣ౽ ౩ಯ ಸ౷ൟ౨ಡ ಅಥ฿ ಅದರ ವವರಗัಡ ಪค൏ಮ ೕฆವ ಅಥ฿
ීඌದ ෴โඃ ർಖวಯย ෮ೕಸൽಂದ ಪბലದฉ, ಬದมದฉ ಅಥ฿
෴โඃ สೕಪๅಸಜದฉ; ಅಥ฿
(ಎෆ)
ಹಣ౽
౩ಯ
ಲದ
෬ว
ಪഷಯมದ
෴โඃ
ಸ౷ൟ౨ಡ
ಉං౪ೕಶතವბಕ฿ಜ ෴โඃ ಭದ൞ ൞ಸ౾౨ಯඝ౬ ೧ದฉ, ವಛბದฉ ಅಥ฿
เศ฿คತัದฉ ಮൡ౨ ಹಣ౽ ౩ಯ ವವರದ ನ ಕಮದย ಮൡ౨ ಅಂಥ
ಜච, ವಛბವൕ ಅಥ฿ เศ฿คಯ ຄರ൞ಜ ඩವൟ ലರൽದ౪ฉ;
(೧) ಘಡ (), (ല) ಅಥ฿ (ಇ) ನย ನ෩ൽಸมದ ෴โඃ ౽ಯბಗಳඝ౬ ಇತರฆ
ലฆโದඝ౬ ൟั ಉං౪ೕಶතವბಕ฿ಜ ಮฉದฉ; ಅಥ฿
7
(ii) เೈರൕ ಅಥ฿ ತඛಒಯ ඩฏಭದ ൽකಂಕದ ತฆ฿ಯ ෴โඃ ಸಮಯದย
ಘಡ (i)ರ ಉಪ-ಘಡ (ಎ) ඛಂದ (ಎෆ) ವฉಡ ನ෩ൽಸมದ ෴โඃ ಂತಗಳඝ౬ ಎಸಜದฉ
ಅಥ฿ ಘಡ (i)ರ ಉಪ-ಘಡ () ඛಂದ (ಇ) ವฉಡ ನ෩ൽಸมದ ෴โඃ เಷಯಗಳඝ౬
ಇತರฆ ലฆโದඝ౬ ൟั ಮฉದฉ; ಅಥ฿
(iii) ಈ ಅඌඛಯಮದ 3ඡ ಪಕರಣದ ಅലಯย ಜඹ౨ಯ ඩฏಭದ ൽකಂಕದ ತฆ฿ಯ
෴โඃ ಸಮಯದย, ಡ ಜඹ౨෴ಜฆโංಂൿ, ವಛბಸมಜංಂൿ ಅಥ฿ เศ฿ค
ಡมಜං ಎಂൿ ತൟ౨ದ౪ง, ಆ ಸ౷ತ౨ඝ౬ ಜರเ ಅಥ฿ ಒ౨ ಅಥ฿ ಇඛ౬ತರ ෩ಲಕ
ಡൿಆಂലದ౪ฉ, ಅಂಥ ವ౾౨ ෩ฆ ವಷბಗัಜಂತ ಕല෫ಯಲದ ಆದฉ ಐൿ ವಷბಗಳ
ಅವඌಡ เಸ౨คಸಬർದ ౽ฃ฿ಸൽಂದ, ಅಥ฿ ಒಂൿ ಲౘ งඩಜಂತ ಕല෫ಯಲದ,
ಆದฉ ಹൡ౨ ಲౘ งඩಗัಡ เಸ౨คಸಬർದ ೩มචಂದ, ಅಥ฿ ಎರಡคಂದล
ඈലತකಗತಕౙൿ౪:
ಪฏൡ, ಈ ಪಕರಣದยฆโർโ ಹಣ౽ ౩ಯ ವವರಗಳ ౩ൟಯඝ౬
๋ವ ಅಥ฿ ಮฉೋವ ෴โඃ ಉං౪ೕಶವඝ౬ ຄಂൽಲๅಂൿ ೕൡಪലದฉ ಈ
ಪಕರಣലಯย ෴โඃ ๏ಃ౹ಡ ຄൕಛರකಜರತಕౙದ౪ಲ.
(4) ಹಣ౽ ౩ಯ ෴ช ඛඃბಶಕ, ಪವತბಕ, ಪർඌ౽ค, ว౾ౙಗ, ಏ೬ಂഖ ಅಥ฿
ඩฤർರ ಅಥ฿ ං౪ಯ ಅವඌಛಜ ಅವರ ຄൕಛคಃ ೕ෦ತ฿ಜฆโංಂൿ
ಉಪීඌ ౩ಂದ ಃಲಸ ൧ฉದ ಅಥ฿ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ,
ඩฤർರฆ, ಪವბತბಕฆ,-
(ಎ) ಒಬ౯ ವ౾౨ಡ ಉഴತฉಯඝ౬ ඛೕലದฉ; ಅಥ฿
() ಹಣ౽ ౩ ಒದಜದ ಪൟಫಲක ಲ౾ౙಂತ ಅโಗಳ ಪൟಫಲක ಲโ
ಗಮකಹბ฿ಜ ಕല෫෴ಜฆವ, ಹಣ౽ ౩ಯ ಒಂൿ ಅಥ฿ ກನ ಸ౷ൡ౨ಗಳ
ವಛბವൕಯย ූಜ෴ಜฆವ ವ౾౨ಂൽಡ ವವರ ನഷದ౪ฉ, ಮൡ౨ ಅಂಥ ವವರโ
ಹಣ౽ ౩ಯ ನ ವವರದ ಸ౩ಳದย ನഷಯൽದ౪ฉ,
- ಹಣ౽ ౩ ಕല෫ ಲದ ವ฿ഔನย ൧ಡಜದ౪ฉ ಮൡ౨ ಸౘಮ ඩඌ౽ರ
ಅಥ฿ ಈ ಉං౪ೕಶ౽ౙಜ කಮඛඃბಶನತಂಡ ෴โඃ ಇತರ ඩඌ౽ರൽಂದ ಸยಸมದ
ಅ೧ბಯ ෬ว เ๕ಷ ක෴ಲಯโ ಅಂತಹ ಹಣ౽ ౩ ಉං౪ೕಶතವბಕ฿ಜ
ಅಂತಹ ವವರದย ൧ಡಜಆಂലං ಎಂൿ ಮನಧಡฉ,-
(ಎ) ಹಣ౽ ౩ಯ เฆದ౫ ಃೕ෨ ಡฤ ಹಀౙಳ ෴ช ವ౾౨ಯ ฿ඪ౨ ෦ೕค
ಹಣ౽ ౩ಯ ಸ౷ൡ౨ಗಳඝ౬ ಇคಆำโದ౽ౙಜ; ಅಥ฿
() ಃೕ෦ಡ ීඌඈ ಅಂಥ ವ౾౨ಯ ൞ಸ౾౨ಗಳ ෬ว ಪൟಁಲ ಪค൏ಮ
ೕฆವ ಸฤ฿ಜ, เ๕ಷ ක෴ಲಯโ ಈ ෨ಂൽನโಗัಛಜ ಆඃಶವඝ౬ ಡತಕౙൿ౪,-
(i) ಅಂಥ ವವರದย ൧ಡಜರൽದ౪ฉ ಆ ವವರದ ෮ದฤ ಅ౨ತ౷ದยದ౪
౩ನನವඝ౬ ಮฆ౩ඪโൿ; ಮൡ౨
(ii) ಅಂಥ ವವರಗัಡ ಬย෴ದ ವ౾౨ಗಳ ൞ಸ౾౨ಗಳඝ౬ ರ౾౹โൿ:
ಪฏൡ ಈ ಪಕರಣದ ಅലಯยನ ಆඃಶโ,-
(ಎ) ಹಣ౽ ౩ಯඝ౬ ຄರൡಪല ฉ ವ౾౨ಂದ ౷ඌೕನಪലಆಂಡ ಟ
ಲ౽ౙಜ
ಮൡ౨
ීඌತ
ಸඛ౬ๆಶಗಳ
ಚචಲං
ಸർವචಂದ
౷ඌೕನಪലಆಂಡ ಸ౷ൟ౨ನ ෴โඃ ൞ಸ౾౨ಯ ෬ว ಪค൏ಮ ೕರತಕౙದ౪ಲ, ಅಥ฿ ಅಂಥ
൞ಸ౾౨ಂದ ಪഷದ ෴โඃ ൞ಸ౾౨ಯ ෬ว ಪค൏ಮ ೕರತಕౙದ౪ಲ; ಮൡ౨
()
ಲ౽ౙಜ
ಮൡ౨
ීඌತ
ಸඛ౬ๆಶಗಳ
ಚචಲං
ಸർವචಯ
ವವರൽಂದ ಪೕಜನವඝ౬ ಪഷದ ವ౾౨ಡ, ಆತඝ ವವರದ ූಗ฿ಜฆವ ຄರൡ
෴โඃ ෮ತ౨ವඝ౬ ඩವൟ๋ ಅಗತಪലಸತಕౙದ౪ಲ.
(5) ಸౘಮ ඩඌ౽ರ ಅಥ฿ ಈ ಉං౪ೕಶ౽ౙಜ ಸมದ ෴โඃ ಇತರ ඩඌ౽ರโ
ಹಣ౽ ౩ಯ ವವರಗಳ ತඩಸൕಯ ෬ว ීඌತ ಅವඌಯย ಡมದ ಃಲโ
ವ฿ഖಗಳඝ౬ ಕല෫ ෮ತ౨ದย ಡมಜං ಎಂൿ ಅಥ฿ ಈ ಪಕರಣದ ಉಪීಧಗัಡ
เฆದ౫฿ಜ ಡมಜං ಎಂൿ ඛಧბคದฉ, ಆತඝ ಅಂಥ ವ฿ഖಗำ ಅඞ೧ბತๅಂൿ
ಳೕಸฤ เ๕ಷ ක෴ಲಯಃౙ ಅ೧ბಯඝ౬ ಸยಸತಕౙൿ౪. เ๕ಷ ක෴ಲಯโ ಸౘಮ
ඩඌ౽ರದ ಅಂಥ ಅ೧ბಯ ಀคൡ ෬ส౬ೕಟದย ಮನಧಡฉ, ಪౘ౽ರರ เೈರൕಯඝ౬
8
ಒಳತಂഽ ತඛಒಯ ෩ಲಕ เಷಯವඝ౬ เศ฿ค ಡತಕౙൿ౪. เ๕ಷ ක෴ಲಯโ
ಅಂಥ ಅ೧ბಯඝ౬ ൟರಸౙคದย, ಅಂಥ ൟರಸౙರൕಡ ಅൿ ඛൽბಷౣ ౽ರಣಗಳඝ౬ ຂಳತಕౙൿ౪.
เವರൕ: ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ,- (i) “ීඌತ ಅವඌ” ಎಂದฉ ಹಣ౽ ౩ಯ
ඣೕಂದ ಅಥ฿ ಚഖವഔಃಗಳ ඩฏಭ ಇโಗಳย ෴โൿ ෮ದสೕ ಅൿ ಮൡ౨
3ඡ ಪಕರಣದ ಅലಯย ಸ౷ൟ౨ನ ಜඹ౨ಯ ൽකಂಕಗಳ ನഴเನ ౽มವඌ.
(ii) 3ඡ ಪಕರಣದ ಅലಯย ಜඹ౨ ಪ౾ಯ ಀคൡ ವბಜඛಕ ൟำವัಃಯඝ౬
ඛೕലದ౪ย,
ಅಂಥ
ൟಯඝ౬
ಪഷಯฤ
ಒಬ౯
ವ౾౨
ಕౣ
ൟ
ಮൡ౨
ಅವ౽ಶವඝ౬ ຄൽฆವචಂൿ ූเಸತಕౙൿ౪.
(iii) ඛൽბಷౣ฿ಜ ಈ ಪಕರಣಃౙ ಮൡ౨ ಅඌඛಯಮಃౙ ීඌඈ ನ฿ಜ
“ವಛბವൕ” ෴โඃ ౽ಗದಪತ ಅಥ฿ ಕฃฆ, ർನ ಅಥ฿ ඣೕಂർತ ಅಥ฿
ඣೕಂർತವಲದ ಹ౨ಂತರಣ ಎಂ්ർಜ ಅ൵ბಸತಕౙൿ౪.
13. ಪಕರಣ 18ರ ൟൿ౪ಪല.- ෩ಲ ಅඌඛಯಮದ 18ඡ ಪಕರಣದย,-
(i) (1)ඡ ಉಪಪಕರಣದย “ඈಡ ಪ౾෴ 1973ರย (1974ರ ಄ಂದ ಅඌඛಯಮ
II)” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ ກ౬ಗಳ ಬದมಜ “ූರൟೕಯ කಗคೕಕ ರౘ൞
, 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 46)ರ” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.;
(ii) (2)ඡ ಉಪಪಕರಣದย “ඈಡ ಪ౾෴ , 1973ರ (1974ರ ಄ಂದ ಅඌඛಯಮ II)
438ඡ ಪಕರಣದ ಉಪීಧಗಳඝ౬ ຄರൡಪല” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳ ಬದมಜ “ූರൟೕಯ කಗคೕಕ ರౘ൞ , 2023 (2023ರ ಄ಂದ ಅඌඛಯಮ 46)ರ
482ඡ ಪಕರಣದ ಉಪීಧಗಳඝ౬ ຄರൡಪല” ಎಂಬ ಪದಗำ, ಅಂ౾ಗำ ಮൡ౨ ಆವರಣ
ກ౬ಗಳඝ౬ ಪൟೕ೧ಸತಕౙൿ౪.
14. ຄಸ ಪಕರಣ 21ಎ ಪბഷ.- ෩ಲ ಅඌඛಯಮದ 21ඡ ಪಕರಣದ ತฆ฿ಯ ಈ
෨ಂൽನದඝ౬ คಸತಕౙൿ౪, ಎಂದฉ:-
“21ಎ. ౙೕಮඝ౬ ഴವ ಅඌ౽ರ.- (1) ෴โඃ ഩವ ීඌತ ಅಕಮ
ಚഖವഔಃಗಳඝ౬ ಬರಗಪലฆโದಃౙ ಮൡ౨ ๋ಚಕคಂದ ಹಣವඝ౬ ವฤ ಡฤ ಮൡ౨
ಅಥ฿ ഩವർರคಡ ಅವರ ഩವಗಳඝ౬ ಮฆඩವൟಸฤ ಸ౽ბರಃౙ චರโ ඛೕലฆโದಃౙ,
౨ർರರ ಆ౨ಗัಡ ීඌඈ ෩ಲ ൟಯඝ౬ ಒದಜฆโದಃౙ ൟർರರඝ౬
ೕ൞౺ಸฤ, ಸ౽ბರโ ಈ ಅඌඛಯಮದ ಮൡ౨ ಅದರല ലದ ඛಯಮಗಳ ಉಪීಧಗัಡ
ಅಗತ฿ಗඈ
(ವมൟ
ವವಹರൕಗಳ
ಅലಯย
ൟർರคಡ
ಮನ౬ൕ
೪ฃൟ) ಗბಗำ, 2023ರ คೕൟಯ ಅಂಥ ౙೕಮඝ౬ ಸ౽ბค ฃಜಪತದย
ಪಕഔಸมದ ಅඌಚචಯ ෩ಲಕ ಡಬൿ.
(2) ಈ ಪಕರಣದല ലದ ෴โඃ ౙೕಮඝ౬, ಅದඝ౬ ലದ ತฆ฿ಯ ಆದౣ
ಗච ฃಜ เඋನಡಲದ ಉಭಯ ಸದನಗಳ ෨ಂං ലಸತಕౙൿ౪.”
9
ಉං౪ೕಶಗำ ಮൡ౨ ౽ರಣಗಳ ຂัಃ
ූರൟೕಯ คಸํბ ಂ౾ನย ಕකბಟಕ౽ౙಜ ฃಜ ಮಟౣದ ಸಮನ౷ಯ ಸ෦ൟಯ
ಸොಯย ಚბඈ ಈ ෨ಂൽನโಗัಛಜ ಉಪීಧ ಕย౭ಸฤ,-
1. ഩವർರನඝ౬ ීಡ฿ಳ ലಃಯย ൧ಡಜಆำವ ಈಜನ ಪไൟ౨ಯ
ಗಮನದยค
“ഩವർರ”
ಮൡ౨
“ฆಕങౣ
ಞಪ౨
ൟ”
ಪದಗಳඝ౬
ಪคූโದ౽ౙಜ;
2. ಸ౽ბರ ಅಥ฿ ೧ม ೧ౣიೕಟರ ෩ಲಕ ಅඌದ ಸ౽ბರ ಅಥ฿
ඣೕಡฯ ಅඌ౽ค, ฆ ಅಥ฿ ෮ೕಸದ ವವರವನ౬ ಸ౷൫ ಅಥ฿ ฆಕങౣ
්ൽ౪ಮ౨ ವರൽ ಅಥ฿ ยೕ ඩඌ౽ರದ ಆർರದ ෬ว ತඛಒಯඝ౬ ನഷಸฤ
ಅඌ౽ರ ඛೕഴโದ౽ౙಜ;
3. ತඛಒ ಅಥ฿ เೈರൕಯലಯยฆವ ෴โඃ ಹಣ౽ ౩ಯ ෴โඃ
ౙೕ෦ನ ಪರ฿ಜ ೦ฃൡಗಳඝ౬ ಪಕഔโದඝ౬ ತ೧ಸฤ ෴โඃ ไತ౨ ಪൟಃ
ಅಥ฿ ಪಕಟ൏ ౩ಡ ඛඃბ๏ಸฤ ಸ౽ბರ ಅಥ฿ ಸ౽ბರದ ෩ಲಕ ಅඌದ
ඩඌ౽ರಃౙ ಅඌ౽ರ ඛೕഴโದ౽ౙಜ;
4.
ತวಮฉಆಂಡ
ವ౾౨ಛಜ
ಉඅೕಷൕ
ಡฤ
ಉಪීಧವඝ౬
ಕย౭โದ౽ౙಜ;
5. ದ౨ๆ೩ಗำ ಅಥ฿ ವ౨ಗำ ౷ඌೕನದยฆವ ಅಥ฿ ಅඌ౽ರเฆโർಜ
ූเಸมಜฆವ
෴ช
ವ౾౨ಡ
ಅಂಥ
ದ౨ๆ೩ಗำ
ಅಥ฿
ವ౨ಗಳඝ౬
ಜฆಪലಸฤ ෴โඃ เ๕ಷ ක෴ಲಯ ಅಥ฿ ෴โඃ ಸౘಮ ඩඌ౽ರโ
ಸಮඝಗಳඝ౬ ຄರലಸฤ ಅඌ౽ರ ඛೕഴโದ౽ౙಜ;
6. “ಃಲ่ಂൿ ದ౨ๆ೩”, “ದ౨ๆ೩ ಅಥ฿ ವ౨”, “ಪค൏ಮ౽ค ಧಮ
ಪಕಟൕ”, “ಃೕಮඝ౬ ౩ඪಸฤ ಕ౨ ඬฃๅ”, “ಒದಜಸൽฆವ ಅඩವರಣಗำ” ಮൡ౨
“ීඌತ ಅವඌ” ಪದಗัಡ เವರൕ ඛೕഴโದ౽ౙಜ,
7. ಹಣ౽ ౩ಯ ඛඃბಶಕ, ಪವತბಕ, ಪർඌ౽ค, ว౾ౙಗ, ಏ೬ಂഖ ಅಥ฿
ඩฤർರ ಅಥ฿ ౩ಡ ฃ೧ೕක෫ ඛೕലದ ಂൽನ ඛඃბಶಕฆ, ඩฤർರฆ,
ಪವბತბಕคಡ ຄൕಛคಃಯඝ౬ ౩ඪโದ౽ౙಜ,
- ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ ಅඌඛಯಮ,
2004 (2005ರ ಕකბಟಕ ಅඌඛಯಮ ಒ 30)ඝ౬ ಮತ౨ౣ ൟൿ౪ಪല ഴโൿ
ಅವಶಕๅಂൿ ಪคಗಸมಜං.
ಆದ౪คಂದ, ಈ เඒಯಕ.
10
ಆ൮ბಕ ೦ౢಪನ ಪತ
ಪ౨เತ ๎ಸකತಕ ಕಮโ ෴โඃ ກನ ๅಚವඝ౬ ಒಳತಂലฆโൽಲ.
ದ౪ฃಮಯ
෨ಖ ൟ
JA.PÉ. «±Á¯ÁQë
PÁAiÀÄðzÀ²ð
PÀ£ÁðlPÀ «zsÁ£À¸À¨sÉ
ಅඝීಧ
ಕකბಟಕ ಹಣ౽ ౩ಗಳย ഩವർರರ ൞ಸ౾౨ ರౘൕ ಅඌඛಯಮ, 2004
(2005ರ ಕකბಟಕ ಅඌඛಯಮ ಒ 30) ಉඁತ ූಗ
XXX XXX XXX
2. ಪคූಗำ.- XXX XXX XXX
(3) ``ഩವർರ'' ಎಂದฉ, ಹಣ౽ ౩ಯย ഩವ ಇಟౣ ವ౾౨;
XXX XXX XXX
(4ಎ) “ฆಕങౣ ಞಪ౨ൟ” ಎಂದฉ ಮൡ౨ ಒಂൿ ಹಣ౽ ౩ಯ ಬಡ
ಅದರ ಆ൮ბಕ ౩ൟಗൟ ಮൡ౨ ฆಕങౣ ಗൟಗಳ ಀคൡ ಎม ಲಭเฆವ ෩ಲಗัಂದ
ൟಯඝ౬
ಕวಀವ
ಪ౾ಯඝ౬
ಟ
෴โർದง
๋ಚචಯ
ಚഖವഔಃಗำ
ಇದ౪ย
ಅದඝ౬
ಉഴലವย
ඛಖರ
ಮൡ౨
เ๎౷ಹბ
ൟೕბನದ ಉං౪ೕಶ౽ౙಜನ เ๔ೕಷൕಯඝ౬ ಒಳತำโൿ.
XXX XXX XXX
3. ഩವಗಳඝ౬ ಂൽฆಜಸฤ ತඪ౭ದย ಸ౷ൡ౨ಗಳ ಜඪ౨.- (1) ಸ౽ბರโ
ಅಥ฿ ತನ౬ ಅඌ౽ರ ฿ඪ౨ಳಜನ ೧ม ೧ౣიೕಟฆಗำ ಈ ಪಕರಣದย
ಉวೕಸมದ คನ ಅಥ฿ ෮ೕಸದ ವವರದ ීಧದย, ಸ౷දೕರൕಂದ
ಅಥ฿ ฆಕങౣ ಞಪ౨ಚರ ವರൽಗಳ ಅಥ฿ ยೕ ඩඌ౽ರಗಳ ಆඋರದ ෬ฉಡ
ඹ෴ბದඝ౬ ౷ೕಕคದ ෬ว ತඛಒ ನഷ๋ ಡಬൿ, ෴โඃ ಹಣ౽
౩ ವბಜඛಕฆ ಅಥ฿ ಘಗำ ಅಥ฿ ಕ౨ๅಂൿ ූเವ ಇತರ
౩ಗัಂದ ವಶಪലಆಂലංಂൿ ඦಬมದ ಸ౷ൡ౨ಗำ ಮൡ౨ ಹಣದ ಀคൡ
ൟಯඝ౬ ಅದರ ౽ಯბಕತბರ ෩ಲಕ ಗโൿ. ೧ม ೧ౣიೕಟฆ
ಅವರ ವರൽಯඝ౬ ෴โർದง ಇದ౪ย ฆಗูಂൽಡ ಅವฆ ౷ೕಕคದ 4ඡ
ಪಕರಣದ ಅലಯย ಅඌಂತ ඩඌ౽ರൽಂದ ౷ೕಕคದ ೧ม ಮಟౣದ ಅಥ฿ ฃಜ
ಮಟౣದ ยೕ ඩඌ౽ರಗಳඝ౬ ಅಥ฿ ತඛಌ ಏ೬ඛ౺ಗಳඝ౬ ಒಳತಂಡ ತඩಸ൏
ಅಥ฿ เೈರ൏ ವರൽಂൽಡ ಸ౽ბರಃౙ (ಉർಯ ಇมಒ) ಆದౣ ಗච
ಕำಸತಕౙൿ౪.
XXX XXX XXX
11
(1) ಈ ಪಕರಣದ ಅലಯยನ ಪൟಂൿ ವವಹರൕ, ූರൟೕಯ ඈಡ
, 1860ರ (1860ರ ಄ಂದ ಅඌඛಯಮ 45) 193ඡ ಪಕರಣ ಮൡ౨ 228ඡ ಪಕರಣದ
ಅಥბ฿ඪ౨ಳಡ ක෴ಂಗ ವವಹರൕ ಎಂ්ർಜ ූเಸತಕౙൿ౪.
XXX XXX XXX
(2)
ತ൞ౙಲದย
೦คಯยฆವ
ಇತರ
෴โඃ
౽ඞඛನย
ಏඡ
ಒಳತಂലർ౪ಟ,-
(i) ಸ౷දೕರൕಂದ ಅಥ฿ ฆಕങౣ ಞಪ౨ಚರ ವರൽಗಳ ಆඋರದ ෬ว ಅಥ฿
෴โඃ ഩವർರคಂದ ౷ೕಕคದ คನ ෬ฉಡ ಅಥ฿ ಅನ൭, ෴โඃ
ಹಣ౽ ౩,-
(ಎ) ಅವඌ ෨౽౨ಯತಂಡ ഩವಯඝ౬ ಅಥ฿ ഩವർರರ ലಃಯ ෬ฉಡ
ಂൽฆಜಸฤ; ಅಥ฿
() ಬല ಭರವ ඛೕലದ ಪೕಜನವඝ౬ ඩವൟಸฤ; ಅಥ฿
() ಅಂಥ ഩವಯ เฆದ౫ ๅಯඝ౬ ಒದಜಸฤ,
-เಫಲ฿ಜං ಎಂ්ർಜ ಸ౽ბರದ ౽ಯბದ๏ბ, ಉർಯ ಇมಒ ಇವคಡ
ಮನದഓౣದฉ; ಅಥ฿;
(ii) ෴โඃ ಹಣ౽ ౩ ഩವർರರඝ౬ ๋ವ ಉං౪ೕಶൽಂದ
ഩವർರರ ൞ಸ౾౨ಡ ಧಃౙ ಉಂഖಡฤ วಕౙ౾ದ คೕൟಯย ವൟბൟ౨ං ಎಂൿ
ಸ౽ბರಃౙ ඦಬฤ ౽ರಣเದ౪ย, ಅಥ฿
(iii) ಅಂಥ ಹಣ౽ ౩, ഩವಗಳඝ౬ ಂൽฆಜವ ಅಥ฿ ಬല
ർಯ
ഴವ
ಅಥ฿
ಭರವ
ඛೕലದ
ಇತರ
ಪೕಜನಗಳඝ౬
ಅಥ฿
ഩವಯඝ౬ ౷ೕಕคൿದಃౙ ಪൟ෴ಜ ๅಗಳඝ౬ ಒದಜವ ಭವเಲๅಂൿ
ಸ౽ბರಃౙ ಮನದഓౣದย,
ಅಂಥ ಹಣ౽ ౩ಯ ഩವർರರ ൞ಸ౾౨ಯඝ౬ ರ౾౹ವ ಸฤ฿ಜ
ಸ౽ბರโ ಹಣ౽ ౩ಯ ກಸคನย ಅಥ฿ ಇತರ ෴่ಬ౯ ವ౾౨ಯ ກಸคನย
ಹಣ౽
౩
ಗದ
ഩವಗัಂದ
ಮൡ౨
ಅโಗಳ
න౾ಂದ
ಆ೧ბಸมಜංಂൿ ඦಬมದ ಹಣವඝ౬ ಅಥ฿ ಸ౷ತ౨ඝ౬ ಮൡ౨ ಅಂಥ ಹಣ ಅಥ฿
ಇತರ ಸ౷ൡ౨ ಜඹ౨ ഴโದ౽ౙಜ ಲಭเಲๅಂൿ ಅಥ฿ ഩವಗಳඝ౬ ಮฆ ർಯ
ಡฤ ಕౣ ಇಲๅಂൿ ಉഴීದฉ, ಸದค ಹಣ౽ ౩ಗಳ ಅಂಥ ಇತರ
ಸ౷ತ౨ඝ౬ ಅಥ฿ ಸದค ಹಣ౽ ౩ಗಳ ಪವತბಕರ, ඩฤർರರ, ඛඃბಶಕರ,
ವವ౩ಪಕರ ಅಥ฿ ಸದค ಹಣ౽ ౩ಗಳ ಸದಸರ ಅಥ฿ ෴่ಬ౯ ಇತರ ವ౾౨ಯ
็ಯ౾౨ಕ ಸ౷ತ౨ඝ౬, ಜඹ౨ ഴವ ಒಂൿ ಆඃಶವඝ౬, ยತದย ౽ರಣಗಳඝ౬
ർಖมല, ಸ౽ბค ฃಜಪತದย ಪಕഔವ ෩ಲಕ ຄರലಸಬൿ.
4.
ಆವರಣಗಳඝ౬
ಪๆ๏ಸฤ
ಮൡ౨
ಃಲ่ಂൿ
ದ౨ๆ೩ಗಳඝ౬
ತඩಸൕ ಡฤ ಅඌ౽ರ.-
XXX XXX XXX
(2)
ಅಂಥ
ค೧ಸౣฆ,
ඬಸ౨ಕ,
ർಖว,
౽ಗದಪತ,
ಅ೧ბ,
เศಖ
ಅಥ฿
ವವಹರൕಗಳඝ౬ ತನ౬ ಅರಃ౹ಯย ಇഖౣಆಂലฆವ ಅಥ฿ ඛವბൟ౨ฆವ
ಪൟಬ౯ ವ౾౨, ಕ౨฿ದ ಎม ౽ಲಗಳล ಅโಗಳඝ౬ ಜฆಪലಸತಕౙൿ౪
12
ಅಥ฿ ಸౘಮ ඩඌ౽ರโ ಅಥ฿ ยೕ ඩඌ౽ರ ಅಥ฿ ಸ౽ბರโ ಅಥ฿ ೧ม
೧ౣიೕಟฆ ಅಥ฿ ಸౘಮ ඩඌ౽ರโ ඩඌೕಕคದ ෴โඃ ಇತರ ඩඌ౽ರโ,
ಅโಗಳඝ౬ ತඩಸൕ ಡฤ ಮൡ౨ ൞ඝ ಅವಶಕๅಂൿ ූเ๋ ಅโಗಳ ഔಪ౭
ಅಥ฿
ಉದ౫ೃತ
ූಗಗಳඝ౬
ಡൿಆಳฤ
ಮൡ౨
ಅವಶಕ฿ದฉ
ಅโಗಳඝ౬
ವಶಪലಆಳฤ ಮൡ౨ ಪคಬದ౫ತัಸฤ ಅඝಮൟಸತಕౙൿ౪:
ಪฏൡ, (ವವರದ ೯ ฿ಸದ ಸ౩ಳ฿ಜರದ) ෴ವ ฿ಸದ ಸ౩ಳವඞ౬ ಆ
ಪඃಶದ ෬ว ಅඌ౽ರ ฿ඪ౨ಯඝ౬ಳ ೧ౣიೕಟฆ ඛೕലದ ๗ೕಧක ฿ฉಂഔನ
ಅඌ౽ರದ ຄರ൞ಜ ಡ ಪๆ๏ಸತಕౙದ౪ಲ ಮൡ౨ ๗ೕඌಸತಕౙದ౪ಲ ಮൡ౨ ಈ ಪಕರಣದ
ಅലಯยನ ಎಲ ๗ೕಧචಗಳඝ౬ ಧ฿ದౣಮഔౣಡ ඈಡ ಪ౾෴ , 1973ರ
(1974ರ ಄ಂದ ಅඌඛಯಮ, II) ಉಪීಧಗัಗඝರ ಡತಕౙൿ౪.
XXX XXX XXX
5. ಸౘಮ ඩඌ౽ค.- XXX XXX XXX
(2) ಸౘಮ ඩඌ౽ค 3ඡ ಪಕರಣದ ಅലಯย ലದ ಆඃಶವඝ౬ ౷ೕಕคದ
ൽකಂಕൽಂದ ෩ವൡ౨ ൽನಗูಳಡ, ಜඹ౨ಯ ಆඃಶವඝ౬ ඛฆඩඌಕತัโದ౽ౙಜ
ಈ ಅඌඛಯಮದ ಅലಯย ರತ฿ದ เ๕ಷ ක෴ಲಯಃౙ ಅ೧ბ ಸยಸತಕౙൿ౪.
ಪฏൡ ಉർಯ ಇมಒಯ ಸ౽ბರದ ౽ಯბದ๏ბ ಸౘಮ ඩඌ౽คಯ
ಮನเಯ ෬ว ಈ ಅವඌಯඝ౬ ಂඎ฿ದ ౽ರಣಗำಳ ಪಕರಣಗಳย ಮൡ౨
ಪಕರಣದ ಅಂಶಗಳ ಆඋರದ ෬ฉಡ ಮ౨ ಹൽජൿ ൽನಗಳವฉಡ เಸ౨คಸಬൿ.
XXX XXX XXX
6. ಸౘಮ ඩඌ౽คಯ ಕತბವಗำ ಮൡ౨ ಅඌ౽ರಗำ.- XXX XXX XXX
(2) (1)ඡ ಉಪ ಪಕರಣದ ಅലಯย ඛತ฿ದ ಅඌ౽ರಗಳ කನ౷ಯಃౙ
ಧಕ฿ಗඈ,
ಸౘಮ
ඩඌ౽ค,
ಈ
ಅඌඛಯಮದ
ಉං౪ೕಶಗಳඝ౬
චರๆคಸಬൿ ಮൡ౨,-
(ಎ) ෴่ಬ౯ ೕยೕ ඩඌ౽คಯ ಅಥ฿ ෴โඃ ಇತರ ඩඌ౽คಯ
ಅಥ฿ ವ౾౨ಯ චರโ ಆೕರฤ ಹಀౙಳವකಜರತಕౙൿ౪ ಮൡ౨ ಅಂಥ ಆೕคಃಯ ෬ว
ಅವಶಕ චರโ ඛೕഴโൿ ยೕ ඩඌ౽คಯ ಅಥ฿ ಅಂಥ ಇತರ ඩඌ౽คಯ
ಅಥ฿ ವ౾౨ಯ ಕತბವ฿ಜರತಕౙൿ౪;
() ෴โඃ ಅඝತ ฿ಜ ಂ౾ನย, ಂಋ ಌ ฉಯฤ ಮൡ౨
ವมലದ ಎಲ ಹಣವඝ౬ ಜ෫ ಡฤ ಮൡ౨ ಸౘಮ ඩඌ౽ค෴ಜ ತನ౬
ಮಥბದย ౷ೕಕคದ ಹಣದ ීಧದย ವವಹค฿ಗ ಂಋ ಌಗಳඝ౬
ඛವბಸฤ ಹಀౙಳವකಜರತಕౙൿ౪;
() ಹಣ౽ ౩ಯ ෴โඃ ಹಣ ಅಥ฿ ಸ౷ൡ౨ಗಳ ౷ඌೕನಯยฆವචಂൿ
ಅಥ฿ ඛತಣ ຄಂൽฆವචಂൿ ඦಬมದ ෴่ಬ౯ ವ౾౨ಯඝ౬, ಅವಶಕ
ൟಯඝ౬ ಒದಜ๋ ಮൡ౨ ಅಂಥ ಸ౷ൡ౨ಗಳ ౷ඌೕನಯඝ౬ ಸౘಮ ඩඌ౽คಡ
ಒඪ౭๋ ಅಗತಪലಸฤ ಹಀౙಳವකಜರತಕౙൿ౪ ಮൡ౨ ಅಂಥ ವ౾౨ เಬ
ಡඃ ಆೕคಃಯඝ౬ ඩยಸತಕౙൿ౪;
(ല) ౽ඞඝ ไൟ౨ಛರರඝ౬ ಅಥ฿ ೈಟბിბ ಅಈಂങಂಟರඝ౬ ಅಥ฿
ಹಣ౽ ౩ಯ ಸ౷ൡ౨ಗಳ ౷ඌೕನ ಡൿಆำโದ౽ౙಜ ಮൡ౨ ಸ౷ൡ౨ಗಳඝ౬
13
ನಗർಜ ಪคವൟბಆำโದ౽ౙಜ ෴ರ ๅಗำ ಅವಶಕ฿ಜංೕ ಆ ෴่ಬ౯
ಇತರ ವ౾౨ಯඝ౬ ඡಮಕ ಡฤ ಹಀౙಳವකಜರತಕౙൿ౪;
(ಇ) ಹಣ౽ ౩ಡ คದ ಅಥ฿ ಅದರ ඛತಣದยฆವ ฃಟ
ಡಬർದ ಭದ൞ ಪತದ ಅಥ฿ ವಛბವೕಯ ยತ ಪತದ ීಧದย,
ಅದඝ౬ ฃಟ ಡฤ, ౷ೕಕคಸฤ, ವಛბವൕ ಡฤ, ಂಬರಹ ಡฤ,
෨คಸฤ ಅಥ฿ ಅನ൭ ವವಹคಸฤ ಮൡ౨ ಅದರ ಕ౨ เ෮ೕಚච ಡฤ
ಹಀౙಳವකಜರತಕౙൿ౪;
(ಎෆ) ಹಣ౽ ౩ಡ คದ ಅಥ฿ ಅದರ ඛತಣದยฆವ ෴โඃ ಚರ
ಅಥ฿ ౩ರ ಸ౷ತ౨ඝ౬ ฃಟ ಡฤ, ವಛბವൕ ಡฤ ಅಥ฿ ಅನ൭ ನಗർಜ
ಪคವൟბಸฤ ಅಥ฿ ಹಣ౽ ౩ಡ คದ ಅಥ฿ ಅದರ ඛತಣದยฆವ
ಸ౷ತ౨ඝ౬,
ವბಜඛಕ
ಹฃ೧ನ
෩ಲಕ
ಅಥ฿
เ๕ಷ
ක෴ಲಯದ
ත฿ბඝ෮ೕದචಡච
ಌಸಜ
ವವ౩ಗಳ
෩ಲಕ
ฃಟ
ಡฤ
ಹಀౙಳವකಜರತಕౙൿ౪;ಪฏൡ, ಸ౷ൟ౨ನยฆವ කಶ ຄಂൿವ ವ౨ಗಳඝ౬, ಸౘಮ
ඩඌ౽ค ಕ౨ๅಂൿ ූเದౣ ಗච ವბಜඛಕ ಹฃ೧ನ ෩ಲಕ ฃಟ
ಡತಕౙൿ౪.
(೧)
เ๕ಷ
ක෴ಲಯದ
ಆඃಶದ
ಅඝರ฿ಜ
ಂಋ
ಌಗัಂದ
ർಯಗಳඝ౬ ಡฤ ಹಀౙಳವකಜರತಕౙൿ౪; ಮൡ౨
(ಎೖ)
ಹಣ౽
౩ಯ
ಸ౷ൡ౨ಗಳ
ತ౷คತ
ನಗൿ
ಪคವತბචಛಜ
ಅವಶಕ฿ಗಬർದ
ಎಲ
ಮൡ౨
ಪൟಂൿ
౽ಯბವඝ౬
ಡฤ
ಹಀౙಳವකಜರತಕౙൿ౪.
เವರൕ.- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ ``ಹಣ౽ ౩'', ಎಂಬ ಪർವั ಸದค
౩ಯ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕฆ, ವವ౩ಪಕฆ ಅಥ฿ ಸದಸರඝ౬
ಅಥ฿
3ඡ
ಪಕರಣದ
ಅലಯย
෴ರ
ಸ౷ತ౨ඝ౬
ಅಥ฿
ಆ౨ಯඝ౬
ಜඹ౨
ಡมಜංೕ ಆ ෴่ಬ౯ ಇತರ ವ౾౨ಯඝ౬ ಒಳತำತ౨ං.
XXX XXX XXX
7. ಸ౷ൡ౨ಗಳ ಮൡ౨ ഩವಗಳ ຄൕಗಳ ඛಧბರൕ.- (1) ತನ౬ ඡಮಕ
ൽකಂಕൽಂದ ಅರವൡ౨ ൽನಗูಳಡ ಅಥ฿ 3ඡ ಪಕರಣದ ಅലಯย ಸ౽ბರൽಂದ
ಅඝಮൟಯඝ౬ ౷ೕಕคದ ൽකಂಕൽಂದ ಅರವൡ౨ ൽನಗูಳಡ ಇโಗಳย ෴โൿ
ಆඦತರ่ೕ ಅยಯವฉಡ, ಸౘಮ ඩඌ౽ค, ಹಣ౽ ౩ಯ ഩವ ຄൕಗಳ
ಮൡ౨ ಸ౷ൡ౨ಗಳ ඛಧბರൕ ಡತಕౙൿ౪ ಮൡ౨ ಅದರ ಬಡ ಒಂൿ ವರൽಯඝ౬ เ๕ಷ
ක෴ಲಯಃౙ ಸยಸತಕౙൿ౪.
(2) ಆ ತฆ฿ಯ ಸౘಮ ඩඌ౽ค, ಭದ ಪഷದ ಲ ಆಟౣವฆ
෴ฃದง ಇದ౪ฉ, ಅವคಂದ ಮൡ౨ ಹಣ౽ ౩ಗಳ ഩವർರคಂದ, ಅವฆ ತಮ
ಃೕ෨ಗಳඝ౬ ౩ඪಸฤ ಕ౨ ฆ೩฿ൟඣಡච ಃೕ෨ಗಳඝ౬ ಸย๋ ಆ౷ඛ
็ಯ౾౨ಕ฿ಜ ಅಥ฿ ಪค൏ಮ౽ค෴ದ ಪರ ಧಮದ ෩ಲಕ ඣೕഔೕಸඝ౬
ඛೕಡತಕౙൿ౪.
(3) (2)ඡ ಉಪ ಪಕರಣದ ಅലಯย ಃೕ෨ർರคಡ ಕำಸมದ ಅಥ฿
೦คತัಸมಜං
ಎಂൿ
ූเಸมದ,
ಪൟಂൿ
ඣೕഔೕನย,
ඣೕഔೕನ
ൽකಂಕൽಂದ ಒಂൿ ൟಂಗಳ ಅವඌ ෨౽౨ಯ฿ಞವ ෮ದฤ, เವರಣ ಪഔౣಯඝ౬
14
ಅಥ฿ ಃೕಮඝ౬ ಸౘಮ ඩඌ౽คಡ ಕำಸൽದ౪ฉ, ಃೕ෨ಗಳඝ౬ ಈ ಅඌඛಯಮದ
ಉಪීಧಗಳ
ಅലಯย
ർಯ
ಡฤ
ಹಀౙಳ
ಃೕ෨
ಆಜ
ಪคಗಸมಞโൽಲๅಂൿ ൟัಸತಕౙൿ౪.
(4) ಭದ ಪഷದ ಲ ಆಟౣವඛಡ ಕำದ ಪൟಂൿ ඣೕഔೕನย,
ඣೕഔೕನ ൽකಂಕൽಂದ ಒಂൿ ൟಂಗಳ ಅವඌ ෨౽౨ಯ฿ಞโದಃౙ ෮ದฤ
ಭದ൞ ಪತದ ಲಪನ ಡฤ ಅಗತಪലಸತಕౙൿ౪ ಮൡ౨ ಅಂಥ ඣೕഔೕನย,
ಭದ൞ ಪತದ ಲಪನඅಡච ಃೕ෦ನ เವರಣ ಪತವඝ౬ ಸౘಮ ඩඌ౽คಡ
ಕำಸൽದ౪ฉ, ಸౘಮ ඩඌ౽ค ಸ౷ತ: ಭದ൞ ಪತದ ಲಪನ ഴ൞౨ฉ
ಮൡ౨
ಡ
ലದ
ಲಪನಃౙ, ಅಂಥ
ಭದ
ಪഷದ
ಲ
ಆಟౣವฆ
ಬದ౫ฃಜರತಕౙൿ౪ ಎಂ්ದඞ౬ ൟัಸತಕౙൿ౪.
(5) ಃೕ෨ർರඝ (4)ඡ ಉಪ ಪಕರಣದ ಅඝರ ඣೕഔೕಸඝ౬ ඩยಸฤ ತඪ౭ದฉ,
ಸౘಮ
ඩඌ౽ค,
ತನ౬
ಅൡತ౨ಮ
เๆಚච
ಅಂಥ
ಭದ൞
ಪತದ
ಲಪನ ಡತಕౙൿ౪.
XXX XXX XXX
9. ಹಣ౽ ౩ಂದ ๋ಚඣೕං౪ೕಶದ ತඬ౭เಃ.- (1) ෴โඃ ಹಣ౽
౩, ฿ಛ౪ನ ലඈ ಅವඌ තಣბತಂಡ ෬ว ಬല, ැೕನ, มಭದ
งಪದย ಅಥ฿ ಇತರ ෴โඃ งಪದย ෴โඃ ಪೕಜನದ ೯ಡ ഩವಯ
෴โඃ ಮฆർಯ ಡฤ ๋ಚඣೕං౪ೕಶൽಂದ ತඪ౭ದฉ ಅಥ฿ ഩವಡ
ಪൟ෴ಜ ಭರವ ඛೕലඈ ๅ ಸยಸฤ ෮ೕಸൽಂದ ತඪ౭ದฉ, ಪವತბಕ, ඛඃბಶಕ,
ඩฤർರ, ವವ౩ಪಕඞ คඈ ಪൟಬ౯ ವ౾౨ ಅಥ฿ ಅಂಥ ಹಣ౽ ౩ಯ
ವವರ ಅಥ฿ ౽ಯბಕมಪಗಳ ವವ౩ಪචಡ ಅಥ฿ ನഷโದಃౙ ຄൕಛರකದ
෴่ಬ౯ ಇತರ ವ౾౨ ಅಥ฿ ඥಕರඝ, ಅಪฃಧ ඛೕბತකದ ෬ว ෩ฆ ವಷბಗัಡ
ಕല෫ಲದ ಮൡ౨ ಏำ ವಷბಗಳವฉಡ เಸ౨คಸಬർದ ౽ฃ฿ಸൽಂದ ಟ ಹൡ౨
ಲౘ งඩಗಳವฉಡ เಸ౨คಸಬർದ ೩มචಂದ ඈലತකಗತಕౙൿ౪ ಮൡ౨
ಅಂಥ ಹಣ౽ ౩ ಸಹ ಐൿ ಲౘ งඩಗัಡ ಸಮකದ ෮ಬಲಜನವฉಡ
เಸ౨คಸಬർದ ಅಥ฿ ಅಂಥ ഩವಗಳඝ౬ ෮ತ౨ದ งಪದย ຂಳಬർಜದ౪ย,
ർർರ ಅಥ฿ ಸದಸඛಂದ ಗದ ಒഖౣ ඛඌಗಳ ෮ತ౨ದ ಎರഴಪഖౣ,
ಇโಗಳย ෴โൿ ກೕ ಆ ෮ತ౨ದ ೩มචಡ ಞค෴ಗತಕౙൿ౪.
เವರൕ.- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ, ಒಬ౯ ವ౾౨ಡ ಅಕಮ มಭ ಅಥ฿ ಇඣ౬ಬ౯
ವ౾౨ಡ ಅಕಮ ඛ ಉಂഖ ഴವ ಉං౪ೕಶൽಂದ ಒಂൿ ಹಣ౽ ౩, ൞ඝ
฿ಛ౪ನ ലඈ, ಬല, ැೕನ, มಭದ งಪದย, ಅಥ฿ ಇತರ ෴โඃ ಅಂಥ
งಪದ ಪೕಜನಗಳ ೯ಡ ಅಂಥ ഩವಯඝ౬ ಮฆർಯ ಡฤ ತඪ౭ದฉ
ಅಥ฿ ಅಂಥ ഩವಡ ಪൟ෴ಜ ฿ಛ౪ನ ലದ ෴โඃ ඛൽბಷౣ ๅಯඝ౬
ಒದಜಸฤ ತඪ౭ದฉ ಅಥ฿ ಅಂಥ ഩವಯඝ౬ ౷ೕಕค฿ಗ ౽ಯბಧವಲದ
ಅಥ฿ ฿ಜ ඁౣಂದ ಊ೧ბತ฿ಞ๋ತಹโ ಅಲದ ฿ಛ౪ನಗಳඝ౬ ലದ
౽ರಣൽಂದ ಉಂഓದ, ಅಂಥ ತඬ౭ಗಳඝ౬ ಅಥ฿ ഩವಗัಂದ ීದ ಹಣವඝ౬ ಅಥ฿
ಆ೧ბದ ಸ౷ತ౨ඝ౬ ಅಗತ ർ౪ಗ ಹಣವඝ౬ ಮ౨ ಪഷൿಆำโൿ ಧ฿ಗඈತಹ
ಅಂತඛბತ ಅඩಯเฆ๋ತಹ คೕൟಯย ൧ಡಜದ ౽ರಣൽಂದ ಮฆ ർಯ
15
ಡฤ ತඪ౭ದย ๋ಚඣೕං౪ೕಶൽಂದ ಡ ർಯ ಡฤ ತඪ౭ං ಎಂൿ ಅಥ฿
ඛൽბಷౣ ๅಯඝ౬ ಸยಸฤ เಫಲ฿ಜං ಎಂൿ ූเಸತಕౙൿ౪.
(2)
ಈ
ಅඌඛಯಮದ
ಅലಯย
ಈ
ಂං
ඈಡඛೕಯ
ಅಪฃಧದ
ದ౪අೕ෴ಜฆವ ෴ช ಆಗย, ತฆ฿ಯದย ಈ ಅඌඛಯಮದ ಅലಯย
ඈಡඛೕಯ฿ದ ಅಪฃಧದ ದ౪අೕ෴ದฉ, ಏำ ವಷბಗัಡ เಸ౨คಸಬർಜฆವ
ಐൿ ವಷბಗัಂತ ಕല෫ ಇರದ ಅವඌಡ ฉ฿ಸ ๏ಃ౹ಂದ ಮൡ౨ ಹൡ౨ ಲౘ
งඩಗัಜಂತ ಕല෫ ಇರದ ಮൡ౨ ಅದඝ౬ ಐವൡ౨ ಆೕഔ งඩಗัಡ
เಸ౨คಸಬർಜฆವ ೩มචಂದ ඈലತකಗತಕౙൿ౪.
(3) (i) ಈ ಅඌඛಯಮದ ಅലಯย ಅಪฃಧವඝ౬ ವ౾౨ಯඝ౬ ຄರൡಪല
ಹಣ౽
౩
ಎಸಜದ౪ย,
ಅಪฃಧವඝ౬
ಎಸಜದ
ಸಮಯದย
౩ಯ
ವವರವඝ౬ ನഷದ౪ಂಥ ಪൟಬ౯ ವ౾౨ಯඝ౬ ಅಪฃಧದ අೕಂ්ർಜ
ූเಸತಕౙൿ౪ ಮൡ౨ ಅವರ เฆದ౪ ವವಹರಣಡ ಞค෴ಗತಕౙൿ౪ ಮൡ౨ ತದඝರ฿ಜ
ඈലತฃಗತಕౙൿ౪.
(ii) ෬ยನ (i)ඡ ಘಡย ಏඡ ຂัർಟ, ಅಂಥ ෴ช ವ౾౨ ತನ౬ ಅคเಡ
ಬರං ಅಪฃಧವඝ౬ ಎಸಗมಜ౨ಂൿ ಅಥ฿ ಅಂಥ ಅಪฃಧ ಎಸಞโದඝ౬ ತഷಯฤ
ಎม
ಕ౨
ಎಚคಃಯඝ౬
ವದ౪චಂൿ
ಆತඝ
ೕൡಪലದฉ,
ಈ
ಅඌඛಯಮದย ಉಪීඌದ ෴โඃ ඈಡචಡ ಆತඝ ಞค෴ಗತಕౙದ౪ಲ;
(iii) ෬ยನ (i)ඡ ಘಡย ಏඡ ຂัർಟ, ವ౾౨ಯඝ౬ ຄರൡಪല ಒಂൿ
ಹಣ౽ ౩ ಈ ಅඌඛಯಮದ ಅലಯย ಅಪฃಧವඝ౬ ಎಸಜದ౪ย ಮൡ౨
ಅಪฃಧವඝ౬,-
(ಎ) ಸಮൟ ಅಥ฿ ಮನಛವದฌಂൽಡ ಎಸಗมಜ౨ಂൿ; ಅಥ฿
() ಹಣ౽ ౩ಯ ෴ช ඛඃბಶಕ, ವವ౩ಪಕ, ౽ಯბದ๏ბ, ಪವತბಕ,
ඩฤർರ, ඥಕರ ಅಥ฿ ಇತರ ವ౾౨ಯ ಕഷಂದ ෴โඃ ඛಲბౘತನವඝ౬
ಆฌೕඪಸಬංಂൿ ೕ൞ದฉ,
-ಅಂಥ ವ౾౨ಗಳඝ౬ ಅಪฃಧದ අೕಂൿ ಸಹ ූเಸತಕౙൿ౪ ಮൡ౨ ಅವರ
เฆದ౫ದ ವವಹರൕಡ ಟ ತದඝರ฿ಜ ඈಡචಡ ಞค෴ಗತಕౙൿ౪.
XXX XXX XXX
“9ಎ. ಅಪฃಧಗಳ ೬ౢೕಯ ಮൡ౨ ಪಕರಣಗಳඝ౬ เยೕನತัವ
ಅඌ౽ರ.-
(1) ಈ ಅඌඛಯಮದ ಅലಯยನ ಅಪฃಧโ ೬ౢೕಯ฿ಜರತಕౙൿ౪ ಮൡ౨
೦෦ೕඝರತ฿ಜರತಕౙൿ౪.
(2)
ತ൞ౙಲದย
೦คಯยฆವ
෴โඃ
ಇತರ
౽ඞඛನย
ಏඡ
ಒಳತಂലದ౪ง, ๋ಚඣೕං౪ೕಶದ ඩವൟಡ ීඌඈ ಅඃ ಆฌೕඪತ ವ౾౨
ಅಥ฿ ಹಣ౽ ౩ಯ เฆದ౫ ೧วಯ ಅಥ฿ ಕ෦ೕಷನชഡ ನ ಒಂൿ ยೕ
ഢൕಯย ಅಥ฿ ಹಲโ ยೕ ഢൕಗಳย ಅಥ฿ ฃಜದ ಹಲโ ยೕ
ഢൕಗಳย
ಹಲ฿ฆ
ಪಥಮ
ವತბನ
ವರൽಗำ
ർಖมಜದ౪ย,
ಆಗ
ඛಯ෦ಸಬർದ ಅಂಥ ಅඌ౽ค ಆඦತರದย ർಖมದ ಪಥಮ ವತბನ
ವರൽಗಳඝ౬ ෮ದยನ ಪಕರಣඅಂൽಡ เยೕನತัಸฤ ಆඃ๏ಸಬൿ ಟ
ನ ತඛಒಯඝ౬ ಅತಳฤ ಆඃ๏ಸಬൿ. ෨ಂൿವฉൿ ඈಡ ಪ౾෴
16
, 1973ರ 173ඡ ಪಕರಣದ ಅലಯย ಒಂඃ ಅಂൟಮ ವರൽಯඝ౬ ෮ದฤ
ಪಥಮ
ವತბನ
ವರൽಯඝ౬
ർಖยದ
ಅඌ౽ರ
฿ඪ౨ಳಜನ
เ๕ಷ
ක෴ಲಯದ ෨ಂං ർಖยโൿ ಟ ಅದඝ౬ ಆ เ๕ಷ ක෴ಲಯ ಅಥ฿
ಅಂಥ ಅಪฃಧದ ಅඌเೈರൕಡ ກಸคಸมದ ෴โඃ ಇತರ เ๕ಷ ක෴ಲಯโ
ಅඌเೈರൕಯඝ౬ ನഷಸತಕౙൿ౪.”
10. เ๕ಷ ක෴ಲಯ.- XXX XXX XXX
“(4) ಈ ಅඌඛಯಮದ ಅലಯย ಅಪฃಧದ ಅඌเೈರൕಯඝ౬ ನഷ฿ಗ
เ๕ಷ ක෴ಲಯโ ಈ ಅඌඛಯಮದ ಅലಯยನ ಅಪฃಧವඝ౬ ຄರൡಪല
ඈಡ
ಪ౾෴
,
1973ರ
ಅലಯย
෴ವ
เೈರൕಛಜ
අೕฌೕඪಸมಜංೕ ಆ ಅಪฃಧದ ಅඌเೈರൕಯඝ౬ ಸಹ ನഷಸಬൿ.
XXX XXX XXX
11.
ಸ౷ൡ౨ಗಳ
ನಗൿ
ಪคವತბච
ಮൡ౨
ഩವർರคಡ
ർಯಃౙ
ීඌ
เ๕ಷ ක෴ಲಯದ ಅඌ౽ರಗำ.- XXX XXX XXX
เವರൕ.- ಈ ಪಕರಣದ ಉං౪ೕಶ౽ౙಜ, `ಹಣ౽ ౩' ಎಂಬ ಪർವั, ಸದค
౩ಯ ඛඃბಶಕฆ, ඩฤർರฆ, ಪವತბಕฆ, ವವ౩ಪಕฆ ಅಥ฿ ಸದಸರඝ౬
ಅಥ฿
3ඡ
ಪಕರಣದ
ಅലಯย
෴ರ
ಸ౷ತ౨ඝ౬
ಅಥ฿
ಆ౨ಯඝ౬
ಜඹ౨
ಡมಜංೕ ಆ ෴่ಬ౯ ಇತರ ವ౾౨ಯඝ౬ ಒಳತำತ౨ං.
XXX XXX XXX
13. ൿූბವචಂದ ലದ ವಛბವൕವඝ౬ ಪഷದವನ ಸ౷ൟ౨ನ ಜඹ౨.- (1)
3ඡ ಪಕರಣದย ಉวೕฆವ ಒಂൿ ಹಣ౽ ౩ ಅಥ฿ ಇತರ ವ౾౨ಡ คฆವ,
ಜඹ౨ಛಜ ಲಭเฆವ ಆ౨ಗำ ಆ ಹಣ౽ ౩ ഩವർರคಡ ಮฆ ർಯ
ಡ౽ಜฆವ ෮ಬಲಞ ಅಥ฿ ಲ౾ౙಂತ ಕല෫ ಇๅ ಎಂൿ ಉഴීದฉ ಮൡ౨
ಸದค ಹಣ౽ ౩ ෴โඃ ಸ౷ತ౨ඝ౬ ಸർವචಂದಲං ฉ คೕൟಯย ಮൡ౨
ಕ౨ ಪൟಫಲ౽ౙಜ ಅಲං ವಛბವൕ ലංಂൿ (ಈ ಅඌඛಯಮದ ඩฏಭಃౙ
෨ಂ ಅಥ฿ ඦತರ) ඦಬฤ ಕ౨ ౽ರಣಗัದ౪โ ಎಂൿ ಅඹർเൟ౨ನ ෩ಲಕ
ಅಥ฿ ಅನ൭ เ๕ಷ ක෴ಲಯಃౙ ಮನವคಃ෴ದฉ, เ๕ಷ ක෴ಲಯโ,
ಅಂಥ ಸ౷ൟ౨ನ ವಛბವൕ ಪഷದ ෴่ಬ౯ ವ౾౨ಯඝ౬ (ಅವඝ ಸ౷ತ౨ඝ౬ ಸದค ಹಣ౽
౩ಂದ ඡರ฿ಜ ಪഷൽರย ಅಥ฿ ಇಲൽರย) ඣೕഔೕನย ඛൽბಷౣಪലಸมಞವ
ൽකಂಕඈൿ
ಜฃಞ๋
ಮൡ౨
ವಛბವൕ෴ದ
ಸ౷ൟ౨ನ
ಕ౨
ಲಃౙ
ಸನ฿ಞವౣ ಪಣದย
ವಛბವൕ ಪഷದ ವ౾౨ಯ ಸ౷ತ౨ඝ౬ ಏಃ
ಜඹ౨
ಡಁಡൿ ಎಂ්ದಃౙ ౽ರಣ ൧ೕค๋ ඣೕഔೕ ෩ಲಕ ಅಗತಪലಸಬൿ.
(2)
ಸದค
ವಛბವൕ
ಪഷದ
ವ౾౨,
ඛൽბಷౣಪലದ
ൽකಂಕඈൿ
ಜฃಗൽದ౪ย ಮൡ౨ ౽ರಣಗಳඝ౬ ൧ೕคಸൽದ౪ย ಅಥ฿ 12ඡ ಪಕರಣದ (5)ඡ ಉಪ-
ಪಕರಣದย ಉಪීඌಸมದ คೕൟಯย ತඛಒ ನഷದ ತฆ฿ಯ, ಸದค ವಛბವൕ
ಪഷದ ವ౾౨ಡ ലದ ಸ౷ൟ౨ನ ವಛბವൕ, ಸർವචಂದ ലದ౪ಲๅಂൿ ಅಥ฿
ಕ౨
ಪൟಫಲ౽ౙಜ
ലದ౪ಲๅಂൿ
เ๕ಷ
ක෴ಲಯಃౙ
ಮನವคಃ෴ದฉ,
ವಛბವൕ෴ದ ಸ౷ൟ౨ನ ಕ౨ ಲಃౙ ಸಮකൿංಂൿ เ๕ಷ ක෴ಲಯโ
ಅඩಯಪഴವ ಪಣದย ಸದค ವಛბವൕ ಪഷದ ವ౾౨ಯ ಸ౷ൟ౨ನ ಜඹ౨ಡ ಆඃಶ
ඛೕಡತಕౙൿ౪.
17
XXX XXX XXX
18. ಅಪฃಧಗัಡ ීಧಪಟౣಂ เ๕ಷ ක෴ಲಯದ ౽ಯბเඋನ
ಮൡ౨ ಅඌ౽ರಗำ.- (1) เೈರൕಛಜ ಆඩൽತನඝ౬ ತನಡ ಒඪ౭ಸං ಇർ౪ಟ เ๕ಷ
ක෴ಲಯโ ಅಪฃಧದ ೬ౢೕಯಯඝ౬ ಡൿಆಳಬൿ ಮൡ౨ ಆඩൽತ
ವ౾౨ಯ เೈರൕ ನഷ฿ಗ ಅൿ ඈಡ ಪ౾෴ 1973ರย (1974ರ ಄ಂದ
ಅඌඛಯಮ II) ೧ೕಟคಂದ ฿ฉಂഖ ෮ದಕ౪෫ಗಳ เೈರൕಛಜ ඛൽბಷౣಪലದ
౽ಯბ เඋನವඝ౬ ಅඝಸคಸತಕౙൿ౪.
(2) ඈಡ ಪ౾෴ , 1973ರ (1974ರ ಄ಂದ ಅඌඛಯಮ II) 438ඡ ಪಕರಣದ
ಉಪීಧಗಳඝ౬ ຄರൡಪല ಸದค ಯ ಉಪීಧಗำ เ๕ಷ ක෴ಲಯದ
෨ಂൽನ ವವಹರൕಗัಡ ಧ฿ಗಬർದಷౣರ ಮഔౣಡ ಅನ౷ಯ฿ಗತಕౙൿ౪ ಮൡ౨
ಸದค ಉಪීಧಗಳ ಉං౪ೕಶಗัಛಜ, เ๕ಷ ක෴ಲಯವඝ౬ ಪಥಮ ದ೬ბ කಕ
೧ೕಟರ
ಅಥ฿
ದූბඝರ
ಮನಗರ
೧ೕಟರ
ක෴ಲಯ
ಎಂ්ർಜ ූเಸತಕౙൿ౪.
18
KARNATAKA LEGISLATIVE ASSEMBLY
SIXTEENTH LEGISLATIVE ASSEMBLY
FIFTH SESSION
THE KARNATAKA PROTECTION OF INTEREST OF DEPOSITORS IN
FINANCIAL ESTABLISHMENTS (AMENDMENT) BILL, 2024
(LA Bill No. 51 of 2024)
A Bill further to amend the Karnataka Protection of Interest of Depositors in
Financial Establishments Act, 2004.
Whereas it is expedient further to amend the Karnataka Protection of Interest of
Depositors in Financial Establishments Act, 2004 (Karnataka Act 30 of 2005) for the
purposes hereinafter appearing;
Be it enacted by the Karnataka State Legislature in the Seventy Fifth year of the Republic of India,
as follows:-
1. Short title and commencement.- (1) This Act may be called the Karnataka
Protection of Interest of Depositors in Financial Establishments (Amendment) Act,
2024.
(2) It shall come into force at once.
2. Amendment section 2.- In the Karnataka Protection of Interest of Depositors
in Financial Establishments Act, 2004 (Karnataka Act 30 of 2005) (hereinafter referred to
as the principal Act), in section 2,-
(1) for clause (3), the following shall be substituted, namely:-
“ (3) "Depositor" means a person who has made deposits with Financial
Establishment hereinafter defined but excludes any former or present promoter, owner,
partner in any form, Director, manager, member, administrator, accountant or
collaborator, employee or any other person with the said establishment or its
subsidiaries, whose complicity in the fraudulent activity is proved.
(2) for clause (4a), the following shall be substituted, namely:-
“(4-a) "Market intelligence" means and includes the process of gathering
actionable information from all available sources, but not restricted to resources on the
internet, regulatory departments, media publications, advertisements whether in print or
electronic media or inducing another person to invest in, or become a member or
participant of any scheme, social media, surveys and polls, complaints and grievances
submitted online manually or orally, or representations from advocates or associations
authorized by depositors, about a financial establishment regarding its qualitative and
Performance Indicators, financial position and market quantitative Key trends, current
and former owners, directors, promoters, partners, agents etc, schemes, regulatory
compliances, promotional activities and analysis using suitable tools for the purpose of
accurate and confident decision making in determining and regulating fraudulent
activities, if any with an objective of protecting the interest of depositors under this Act.”
3. Amendment of section 3.- In section 3 of the principal Act,-(1) for sub-section
(1), the following shall be substituted, namely:-
“ (1) The Government or the nodal officer notified by the Government or the
District Magistrates in their respective jurisdiction, suo moto or based on the market
19
intelligence reports or Police Authority on receipt of any complaint, may investigate or
cause investigation of a complaint or fraudulent transaction through its
functionaries, collect the information regarding the properties and money believed to
have been acquired by any financial establishment, from public or organizations or
other institutions as deemed appropriate. The district magistrate shall forward his
report together with the complaints and market intelligence reports, if any, received
by him along with the investigation or inquiry report from the Authorized Authority
under section 4 including Police Authorities or Investigation Agencies at District level
or State level, to the Government (Revenue Department) or the nodal officer notified
by the Government.”
(2) in sub-section (1c), for the words, figures and brackets, “section 193 and
section 228 of the Indian Penal Code,1860 (Central Act 45 of 1860)”, the words,
figures and brackets, “section 229 and section 267 of the Bharatiya Nyaya Sanhita,
2023 (Central Act 45 of 2023)”, shall be substituted.
(3) in sub-section (2), for clause (iii), the following shall be substituted namely:-
“(iii) The Government or any authority notified by the Government, in order
to protect the interests of the depositors of such Financial Establishment, after
recording reasons in writing, issue an order directing any newspaper or
publication agency to desist from issuing advertisement promoting, soliciting
deposits for, or inducing any person to become a member of any scheme of any
Financial Establishment under investigation or enquiry and also issue directing or
barring the Financial Establishment from issuance of any further advertisement or
publication or operation of any scheme of such nature and in case of any violation
of such notification, direct the concerned Police Authorities to proceed against
such person or agency as per concerned law.
Explanation.- for the purpose of this section,-
(i) "Financial Establishment" includes the directors, partners, promoters,
managers or members and former directors, partners, promoters who have
demitted or resigned from establishment provided their liability is limited to
the period of office of said establishment or any other person whose property
or assets have been attached under this section.
(ii) “Publication agency” shall include newspapers, periodicals, pamphlets, posters,
hoardings, visual media, social media, radio and podcast.
4. Amendment of section 4.- In section 4 of the principal Act,- (1) In sub-
section (2),-
(i) in the proviso for the words, figures and brackets “the Code of Criminal
Procedure, 1973 (Central Act II of 1974), the words, figures and brackets “The Bharatiya
Nagarika Suraksha Sanhita, 2023 (Central Act 46 of 2023)”, shall be substituted.
(ii) after proviso, the following shall be inserted, namely:-
“Explanation- For the purpose of this section “Certain Documents” shall include
electronic form or records within the meaning of sub-clause (r) of clause (1) of sections 2
and 4 of the information Technology Act, 2000 (central Act, 21 of 2000} ”.
(2) After sub-section (2), the following shall be inserted, namely:-
“(3) Proclamation for person absconding,-
(i) If the Special Court has reason to believe (whether after taking evidence or
not) that any person against whom a notice or summons or warrant has been
issued who has absconded or is concealing himself so that such notice or
summons or warrant shall not be executed, such Special Court may publish a
written proclamation requiring him to appear at a specified place and at a
specified time not less than thirty days from the date of publishing such
proclamation.
20
(ii) The proclamation shall be published in the following manner, namely:-
(a) it shall be publicly read in some conspicuous place of the town or village in
which such person ordinarily resides;
(b) it shall be affixed to some conspicuous part of the house or homestead in
which such person ordinarily resides or to some conspicuous place of such
town or village;
(c) a copy of the proclamation shall be affixed to some conspicuous part of the
Special Court-house;
(d) the Special Court may also, if it thinks fit, direct a copy of the proclamation
to be published in two daily newspaper (at least one kannada news paper)
circulating in the place in which such person ordinarily resides.
(e) A statement in writing by the Special Court issuing the proclamation to the
effect that the proclamation was duly published on a specified day, in the
manner specified in clause (i) shall be conclusive evidence that the
requirements of this section have been complied with, and that the
proclamation was published on such day. If such person fails to appear at
the specified place and time required by the proclamation, the Special
Court may, after making such inquiry as it thinks fit, pronounce him a
proclaimed offender and make a declaration to that effect.
5. Amendment of section 5.- In the principal Act in section 5, in sub-section (2),
in the proviso, for the words “fifteen days” the words “thirty days” shall be substituted.
6. Amendment of section 6.- In section 6 of the principal Act, in sub-section (2,)
(1) After clause (h), the following shall be inserted, namely:-
“(i) summon to produce document or other thing. Whenever any Special Court
or any Competent Authority considers that the production of any document or
other thing is necessary or desirable for the purposes of any investigation,
inquiry, trial or other proceeding under this Act by or before such Special
Court or Authority, such Special Court or Authority may issue a summons, to
the person in whose possession or power such document or thing is believed to
be, requiring him to attend and produce it, or to produce it, at the time and
place specified in the summons or order:
Provided that, the order of Special Court or Competent Authority as the
case may be to be construed, to be order made by a Court or a Judge for a
special cause in the application of sections 5, 6 and 7 of the Bankers' Books
Evidence Act, 1891 (Central Act 13 of 1891), to any investigation or inquiry.
Explanation: for the purpose of this section, “document or thing” shall include
electronic record within the meaning of sub clause (r) of the clause (1) of
section 2 and section 4 of the Information Technology Act, 2000( Central Act
21 of 2000).
(j) Nothing in this section shall be deemed,-
(a) to affect sections 129 and 130 of the Bharathiya Sakshya Adhiniyam, 2023
(Central Act 47 of 2023); or
(b) to apply to a letter, postcard, telegram or other document or any parcel or
thing in the custody of the postal or telegraph authority:”
(2) For the Explanation the following shall be substituted, namely:-
“Explanation: For the purpose of this section "Financial Establishment"
includes the Directors, Partners, Promoters, Managers or Members and
Former Directors, Partners, Promoters who have demitted or resigned from
21
establishment provided their liability is limited to the period of office of said
establishment or any other person whose property or assets have been
attached under section 3.”
7. Amendment of section 7.- In principal Act, in section 7,-
(1) after sub-section (2), the following shall be inserted, namely,-
“Explanation- for the purpose of this section,-
(i) “Effective media publication” shall mean Publication in the public
media, with State wide or multi State wide circulation as the case may be,
including social media, and providing option of both online and offline
submission of claims.
(ii) for the purpose of this sections “Proper proof to establish claim” shall
include,-
(a) Suitable proof of identity and right to payment;
(b) Suitable proof of security, deposit contract, bond or agreement
and financial transactions if any; and
(c) Judicial decree.”
(2) after sub-section (4), the following shall be inserted, namely,-
“Provided that, in respect of claims filed by secured creditors with
respect to Unfunded Exposures, the valuation thereof after due assessment
shall be admitted as contingent claims as and when, the Unfunded
Exposures expire or no longer payable by the financial establishments, the
amount thereof shall be reduced from such Unfunded Exposures”
Explanation- For the purpose of this sub-section “Unfunded Exposures”
shall mean bank guarantees, letter of credit or other financial commitments
made through a registered document where exposures do not involve any
current outlay of funds and there is no immediate but only contingent
obligation to disburse.”
(3) After sub-section (5), the following shall be inserted namely,-
“(6) In case of periodical payments like Rent, Lease Charges and other
payments, a claimant may claim only for any amount due and unpaid up to
a period of one month from the date of provisional attachment”
8. Amendment of section 9.- In the Principal Act, in section 9.- (1) in sub-
section (1),-
(i) for the words “along with any benefit”, the words “or on demand or otherwise
by the depositor or his successor along with or without benefit”, shall be substituted; and
(ii) after the words “promoter, director, partner, manager”, the words “former
directors, partners, promoters who have demitted or resigned from establishment
provided their liability is limited to the period of office”, shall be inserted.
(2) in sub-section (3), in clause (iii), in sub-clause (b), after the words “any
negligence on the part of any”, the words “such current or former”, shall be inserted.
9. Amendment of section 9A.- In section 9A of the principal Act, in sub-section
(2), for the words and figures “section 173 of the Code of Criminal Procedure,1973”, the
words, figures and brackets, “section 193 of the Bharatiya Nagarika Suraksha Sanhita,
2023 (Central Act 46 of 2023)”, shall be substituted.
10. Amendment of section 10.- In section 10 of the principal Act, in sub-section
(4), for the words and figures, “the Code of Criminal Procedure, 1973”, the words, figures
22
and brackets, “The Bharatiya Nagarika Suraksha Sanhita, 2023 (Central Act 46 of
2023)”, shall be substituted.
11. Amendment of section 11.- In the Principal Act, in section 11, in
Explanation, after the words “member of said establishment”, the words “and former
directors, partners, promoters who have demitted or resigned from establishment
provided their liability is limited to the period of office”, and shall be inserted.
12. Amendment of section 13.- In the Principal Act, in section 13 after sub-
section (2), the following shall be inserted, namely:-
“(3) Where any Director, Promoter, Office Bearer, Accountant, Agent or Partner of
the Financial Establishment or former directors, partners, promoters who have demitted
or resigned from establishment provided their liability is limited to the period of office
has,-
(i) within the relevant period; and
(a) Wilfully concealed any property or part of such property of the Financial
Establishment or concealed any debt due to, or from, the Financial Establishment, or
(b) fraudulently removed any part of the property of the Financial Establishment;
or
(c) Wilfully concealed, destroyed, mutilated or falsified any book or paper affecting
or relating to the property of the Financial Establishment or its affairs, or
(d) Wilfully made any false entry in any book or paper affecting or relating to the
property of the Financial Establishment or its affairs; or
(e) fraudulently parted with, altered or made any omission in any document
affecting or relating to the property of the Financial Establishment or its affairs; or
(f) wilfully created any security interest over, transferred or disposed of any
property of the Financial Establishment which has been obtained on credit and has not
been paid for unless such creation, transfer or disposal was in the ordinary course of the
business of the Financial Establishment; or
(g) Wilfully concealed the knowledge of the doing by others of any of the acts
mentioned in clauses (c), (d) or (e); or
(ii) at any time after the commencement date of inquiry or investigation,
committed any of the acts mentioned in sub-clause (a) to (f) of clause (i) or has the
knowledge of the doing by others of any of the things mentioned in sub-clauses (c) to (e)
of clause (i); or
(iii) at any time after attachment commencement date under section 3 of this Act,
taken in pawn or pledge, or otherwise received the property knowing it to be so attached,
transferred or disposed, such person shall be punishable with imprisonment for a term
which shall not be less than three years but which may extend to five years, or with fine,
which shall not be less than Rupees one lakh, but may extend to rupees ten lakh, or with
both:
Provided that, nothing in this section shall render a person liable to any
punishment under this section if he proves that he had no intent to defraud or to conceal
the state of affairs of the Financial Establishment.
(4) Where any Director, Promoter, Office Bearer, Accountant, Agent or Partner of
the Financial Establishment or former directors, partners, promoters who have demitted
or resigned from establishment provided their liability is limited to the period of office,-
(a) Makes a gift to a person; or
(b) enters into a transaction with a person which involves the transfer of one or
more assets by the Financial Establishment for a consideration the value of which is
significantly less than the value of the consideration provided by the Financial
Establishment, and such transaction has not taken place in the ordinary course of
business of the Financial Establishment,
-Where the Financial Establishment has entered into an undervalued transaction
and the Special Court on application filed by the Competent Authority or any other
23
authority nominated for this purpose, is satisfied that such transaction was deliberately
entered into by such Financial Establishment, -
(a) for keeping assets of the Financial Establishment beyond the reach of any
person who is entitled to make a claim against the Financial Establishment; or
(b) in order to adversely affect the interests of such a person in relation to the
claim, the Special Court shall make an order-
(i) restoring the position as it existed before such transaction as if the transaction
had not been entered into; and
(ii) protecting the interests of persons who are victims of such transactions:
Provided that, an order under this section -
(a) shall not affect any interest in property which was acquired from a person
other than the Financial Establishment and was acquired in good faith, for value and
without notice of the relevant circumstances, or affect any interest deriving from such an
interest; and
(b) shall not require a person who received a benefit from the transaction in good
faith, for value and without notice of the relevant circumstances to pay any sum unless
he was a party to the transaction.
(5) Where the Competent Authority or any other authority notified for this purpose
on an examination of the transactions of the Financial Establishment determines that
certain transactions were made during the relevant period which were undervalued or
made against the provisions of this section he shall make an application to the Special
Court to declare such transactions as void and reverse the effect of such transaction. The
Special Court if satisfied prima facie on such application by the Competent Authority
shall dispose of the matter through enquiry including examination of parties. If the
Special Court chooses to reject such application, it shall assign specific reasons for such
rejection.
Explanation- for purposes of this section,- (i) ‘Relevant period’ shall mean the
period of time between registration or commencement of the activities of the Financial
Establishment, whichever was earlier and the dates of the attachment of property under
section 3.
(ii) a person shall be deemed to have sufficient information or opportunity to avail
such information if a public notice regarding the attachment process has been made
under section 3.
(iii) With reference to this section specifically and the Act in general, "Transfer",
shall be construed to mean transfer by any instrument or agreement, gift or assignment,
whether registered or not.
13. Amendment to section 18.- In section 18 of the principal Act,-
(i) in sub-section (1), for the words, figures and brackets “the Code of Criminal
Procedure, 1973 (Central Act II of 1974)”,the words, figures and brackets “The Bharatiya
Nagarika Suraksha Sanhita, 2023 (Central Act 46 of 2023)”, shall be substituted;
(ii) in subsection (2), for the words, figures and brackets “the Code of Criminal
Procedure, 1973 (Central Act II of 1974) except the provisions of section 438”,the words,
figures and brackets “the Bharatiya Nagarika Suraksha Sanhita, 2023 (Central Act 46 of
2023) except the provisions of section 482”, shall be substituted.
14. Insertion of new section 21A.- After section 21 of the Principal Act, the
following section shall be inserted, namely:-
“21A. Power to make scheme.- (1) The Government may by notification
published in the official Gazette make such scheme similar to SEBI (Grant of reward of
informant under recovery proceedings) Guidelines, 2023 not inconsistent with the
provisions of this Act and rules made thereunder to incentivize whistle blowers to
disclose any deposit related illegal activities and or provide original information related to
the assets of the defaulters to help the Government to recover monies from fraudsters
and to repay the depositors their deposits.
(2) Every scheme made under this section shall as soon as may be after it is made,
be laid before both the houses of the State Legislature.”
24
STATEMENT OF OBJECTS AND REASONS
As discussed in the meeting of the State Level Co-ordination Committee (SLCC), for
Karnataka held at Reserve Bank of India, it is considered necessary further to amend the
Karnataka Protection of Interest of Depositors in Financial Establishment Act, 2004
(Karnataka Act 30 of 2005) to,-
(1) re-define the words “Depositor” and “Market Intelligence”, in view of the current
trends by inducing the depositor for investing;
(2) empower the Government or the nodal officer notified by the Government or the
District Magistrate, to investigate a complaint or fraudulent transaction by suo-
moto or based on Market Intelligence Report or Police Authority;
(3) empower the Government or any Authority notified by the Government, to direct
any news paper or publication agency to desist from issuing advertisement in
favour of any scheme of any financial establishment which is under investigation
or enquiry;
(4) make provisions for proclamation for person absconding;
(5) empower any special court or any competent authority to issue summons to
produce document or things in who’s procession or power such documents or
thing is believe to be, requiring him to attend and produce such document;
(6) give explaination for the words “certain documents”, “document or thing”,
“effective media publication”, “proper proof to established claim”, “unfunded
exposures” and “Relevant period”,;
(7) establish the liability of any Director, Promoter, Office Bearer, Accountant, Agent
or Partner of the establishment or former Directors, Partners, Promoters who have
resign from establishment; and
(8) Empower the Government to make schemes.
Hence, the Bill.
FINANCIAL MEMORANDUM
There is no extra expenditure involved in the proposed Legislative
measure.
SIDDARAMAIAH
Chief Minister
M.K. VISHALAKSHI
Secretary
Karnataka Legislative Assembly
25
ANNEXURE
EXTRACT FROM THE KARNATAKA PROTECTION OF INTEREST OF
DEPOSITORS IN FINANCIAL ESTABLISHMENTS ACT, 2004
(KARNATAKA ACT NO. 30 OF 2005)
XXX
XXX
XXX
2. Definitions.- IXXX
XXX
XXX
(3) “Depositor” means a person who has made deposits with Financial
Establishment;
XXX
XXX
XXX
(4a) “Market intelligence” means and includes the process of gathering
information from all available sources about a financial establishment regarding
its financial position and market trends and analysis for the purpose of accurate
and confident decision making in determining the fraudulent activities, if any.
XXX
XXX
XXX
3. Attachment of properties on default of return of deposits.- (1) The
Government or the District Magistrates in their respective jurisdiction, suo moto
or based on the market intelligence reports or Police Authority on receipt of any
complaint may cause investigation of a complaint or fraudulent transaction
referred to in this section through its functionaries, collect the information
regarding the properties and money believed to have been acquired by any
financial establishment, from public or organisations or other institutions as
deemed appropriate. The district magistrate shall forward his report together with
the complaints, if any, received by him along with the investigation or inquiry
report from the Authorised Authority under section 4 including Police Authorities
or Investigation Agencies at District level or State level to the Government
(Revenue Department) at the earliest.
XXX
XXX
XXX
(1c) Every proceeding under this section shall be deemed to be a judicial
proceeding within the meaning of section 193 and section 228 of the Indian Penal
Code, 1860 (Central Act 45 of 1860).
XXX
XXX
XXX
(2) Not withstanding anything contained in any other law for the time
being in force,-
(i) Where, suo-moto or based on the market intelligence reports or upon
complaint received from any depositors or otherwise, the Secretary to
Government, Revenue Department is satisfied that any financial establishment
has failed,-
(a) to return the deposit after maturity or on demand by depositor; or
(b) to pay interest or other assured benefit; or
(c) to provide the service against such deposit; or;
(ii) Where the Government has reason to believe that any Financial
Establishment is acting in and detrimental to the interest of the depositors with
an intention to defraud them; or
(iii) Where the Government is satisfied that such Financial Establishment is
not likely to return the deposits or make payment of interest or other benefits
assured or to provide the services against which the deposit is received.
the Government may, in order to protect the interests of the depositors of
such Financial Establishments, after recording reasons in writing, issue an order
by publishing it in the official gazette, attaching the money or property believed to
have been acquired by such financial establishment either in its own name or in
26
the name of any other person from and out of the deposits collected by the
financial establishments, and where it transpires that such money or other
property is not available for attachment or not sufficient for the repayment of the
deposits, such other property of the said financial establishments, or the personal
assets of the promoters, partners, directors, managers or members or any other
person of the said Financial Establishments.
4. Power to enter premises and inspect certain documents.-
XXX
XXX
XXX
(2) Every person having in his custody or maintaining such register, book,
record, paper, application, instrument or proceedings shall at all reasonable
times produce or permit the Competent Authority or Police Authority or any other
authority authorised by the Government or the District Magistrate or the
Competent Authority to inspect them and to take notes and extracts as it may
deem necessary and if necessary seize and impound them:
Provided that no residential accommodation (not being a place of business
cum residence) shall be so entered into and searched except on the authority of a
search warrant issued by a Magistrate having jurisdiction over the area, and all
searches under this section shall, so far as may be made in accordance with the
provisions of the Code of Criminal Procedure, 1973 (Central Act II of 1974).
XXX
XXX
XXX
5. Competent Authority.- XXX
XXX XXX
(2) The Competent Authority shall within thirty days from the date of
receipt of the order made under section 3, apply to the special Court for further
order of attachment absolute.
Provided that, the Secretary to Government, Revenue Department, may on
the request of the Competent Authority, extend this period by another fifteen days
in cases having valid reasons and based on the merits of the case.
XXX
XXX
XXX
6. Duties and powers of Competent Authority.- XXX XXX XXX
(2) Without prejudice to the generality of the powers vested under sub-
section (1), the Competent Authority may carry out the purposes of this Act and
shall be entitled to,-
(a) Require assistance of any police authority or any other authority or
person and on such requisition it shall be the duty of the police authority or such
other authority or person to extend necessary assistance;
(b) Open bank accounts in any scheduled commercial bank and credit all
monies realized and operate the bank accounts while dealing with the money
received in his capacity as Competent Authority;
(c) require any person believed to be in possession of control over any
money or assets of the financial establishment, to furnish necessary information,
and to hand over possession of such assets to the Competent Authority and such
person shall comply with the requisition without any loss of time;
(d) Appoint legal practitioner or chartered accountant or any other person
whose services are necessary for taking possession of assets and realization of the
assets of the Financial Establishment;
(e) Sell, receive, transfer, endorse, negotiate, or otherwise deal with any
marketable security or negotiable instrument belonging to or in the control of the
Financial Establishment and give proper discharge for the same;
(f) sell, transfer or otherwise realise any movable or immovable property
belonging to or in the control of the Financial Establishment or sell the property
27
belonging to or in the control of the Financial Establishment, by public auction or
with the prior approval of the Special Court by private arrangements; Provided
that the perishable items of assets shall be sold by public auction as soon as the
Competent Authority deems fit.
(g) Make payment as per the orders passed by the Special Court from out of
the bank accounts, and
(h) Do all and every acts which would be necessary for the speedy
realization of the assets of the Financial Establishment.
Explanation. - For the purpose of this section the expression ”Financial
Establishment” includes the directors, partners, promoters, managers or member
of said establishment or any other person whose property or assets have been
attached under section 3.
XXX
XXX
XXX
7. Assessment of assets and deposit liabilities:- (1) Within sixty days
from the date of appointment or within sixty days from the date of permission
received from the Government under section 3 whichever is later the Competent
Authority shall assess the deposit liabilities and the assets of the Financial
Establishment and submit a report thereof to the Special Court.
(2) The Competent Authority thereafter shall issue notice either individually
or by means of effective media publication, inviting the claims by secured
creditors, if any, and also the depositors of the Financial Establishments to
submit their claims with proper proof to establish the same
(3) Every notice under sub section (2) sent to or deemed to have been
effected to claimants shall state that if the statement or claim is not sent to the
Competent Authority before the expiry of the period of one month from the date of
notice, the claims shall not be treated as claim entitled to be paid under the
provision of this Act.
(4) Every notice sent to a secured creditor shall require him to value the
security before the expiry of the period of one month from the date of the notice
and such notice shall also state that if the statement of the claim together with
the valuation of the security is not sent to the Competent Authority, the
Competent Authority itself shall value the security and its valuation shall be
binding on such secured creditors.
(5) If the claimant fails to comply with the notice as per sub section (4),
such security shall be valued by the Competent Authority to the best of its
judgment.
XXX
XXX
XXX
9. Fraudulent default by Financial Establishment.- (1) Any Financial
Establishment, which fraudulently defaults any repayment of deposit on maturity
along with any benefit in the form of interest, bonus, profit or in any other form
as promised or fraudulently fails to render service as assured against the deposit,
every person including the promoter, director, partner, manager or any other
person or an employee responsible for the management or conducting of the
business or affairs of such Financial Establishment, shall on conviction, be
punished with imprisonment for a term not less than three years and which may
extend to seven years and with fine which may extend to ten lakh rupees and
such Financial Establishment also shall be liable for a fine which may extend to
an amount equivalent to five lakh rupees or where such deposits is quantifiable
in terms of money twice the amount of aggregate funds collected from subscriber
or member whichever is more.
28
Explanation.- For the purpose of this section a Financial Establishment,
which commits default in repayment of such deposit with such benefits in form of
interest, bonus, profit or in any other form as promised or fails to render any
specific service promised against such deposit, or fails to render any specific
service agreed against the deposit with an intention of causing wrongful gain to
one person or wrongful loss to another person or commits such defaults due to
its inability arising out of impracticable or commercially not viable promises made
while accepting such deposit or arising out of deployment of money or assets
acquired out of the deposits in such manner as it involves inherent risk in
recovering the same when needed shall, be deemed to have committed a default
or failed to render the specific service, fraudulently.
(2) Whoever having been previously convicted of an offence punishable
under this Act, is subsequently convicted of an offence punishable under this Act,
shall be punished with imprisonment for a term of not less than five years which
may extend to seven years and a fine which shall not be less than ten lakh rupees
and which may extend to fifty crore rupees.
(3) (i) Where an offence under this Act has been committed by a financial
establishment other than an individual, every person who, at the time the offence
was committed, was in conduct of its business, as well as the financial
establishment, shall be 15 deemed to be guilty of the offence and shall be liable to
be proceeded against and punished accordingly.
(ii) Nothing contained in clause (i) above, shall render any such person
liable to any punishment provided in this Act, if he proves that the offence was
committed without his knowledge or that he exercised all due diligence to prevent
the commission of such offence.
(iii) Notwithstanding anything contained in clause (i) above, where an
offence under this Act has been committed by a financial establishment other
than an individual, and it is proved that the offence,-
(a) has been committed with the consent or connivance: or
(b) is attributable to any negligence on the part of any Director, Manager,
Secretary, Promoter, Partner, Employee or other Officer of the financial
establishment;
such persons shall also be deemed to be guilty of that offence and shall be
liable to be proceeded against and punished accordingly.
XXX
XXX
XXX
9A. Cognizance of offence and power to club cases.- (1) Offence under
this Act are cognizable and Non bailable.
(2) Notwithstanding anything contained in any other law for time being in
force, if multiple First Information Reports are registered either in one Police
station or in various police stations of the District or Commissionerate or in
various police stations of the State against the same accused person or Financial
Establishment relating to fraudulent default, then such an officer as may be
prescribed may order for clubbing of subsequent registered First Information
Reports into the earliest case and order to carry on common investigation.
Further the common Final Report be filed under section 173 of Code of Criminal
Procedure, 1973 before the Special Court, within which jurisdiction the earliest
First Information report was registered and that Special Court or any other
Special Court designated for trial of such offence shall try the same.
29
10. Special Court.- XXX XXX XXX
(4) When trying an offence under this Act, the Special Court may also try
an offence, other than an offence under this Act, with which the accused may,
under the Code of Criminal Procedure, 1973, be charged at the same trial.
XXX
XXX
XXX
11. Powers of the Special Court regarding realization of assets and
payment to depositors.- XXX XXX XXX
Explanation.- For the purpose of this section, the expression “Financial
Establishment” includes the directors, partners. Promoters, managers or member
of said 18 establishments or any other person whose property or assets have
been attached under section 3.
XXX
XXX
XXX
13. Attachment of property of malafide transferees.- (1) Where the
assets available for attachment of a Financial Establishment or other person
referred to in section 3 are found to be less than the amount or value which such
Financial establishment is required to repay to the depositors and where the
Special Court is satisfied, by affidavit or otherwise, that there is reasonable cause
for believing that the said Financial Establishment has transferred (whether
before or after the commencement of this Act) any of the property otherwise than
in good faith or for proper consideration, the Special Court may, by notice,
require any transferee of such property (whether or not he received the property
directly from the said Financial Establishment) to appear on a date to be specified
in the notice and show cause why so much of the transferee’s property as is
equivalent to the proper value of the property transferred should not be attached.
(2) Where the said transferee does not appear and show cause on the
specified date, or where after investigation in the manner provided in sub-section
(5) of section 12 the Special Court is satisfied that the transfer of the property to
the said transferee was not in good faith or for proper consideration, the Special
court shall order attachment of so much of the said transferee’s property as is in
the opinion of the Special Court equivalent to the proper value of the property
transferred.
XXX
XXX
XXX
18. Procedure and powers of Special Court regarding offences.- (1) The
Special Court may take cognizance of the offence without the accused being
committed to it for trial and in trying the accused person, shall follow the
procedure specified in the Code of Criminal Procedure, 1973 (Central Act II of
1974) for the trial of warrant cases by Magistrates.
(2) The provisions of the Code of Criminal Procedure, 1973 (Central Act II of
1974) except the provisions of section 438 shall, so for as may be, apply to the
proceedings before a Special Court and for the purpose of the said provisions,
Special Court shall be deemed to be a Court of Judicial Magistrate, First class or
Metropolitan Magistrate as the case may be.
XXX
XXX
XXX
ಮುದῢಕರು‍ಾಗೂಪῢ΅ಾಶಕರು:- ಸಂಕಲಾ⁃΅ಾ⁋ಗಳು, ಕಾῇಟಕ ಾಜῡಪತῢ, ಸ΅ಾῇ⁋⁓ೕಂದῢಮುದῢῺಾಲಯ, ಂಗಳೂರು
R.N.I. No. KARBIL/2001/47147 POSTAL REGN. No. RNP/KA/BGS/2202/2017-19
Licensed to post without prepayment WPP No. 297
THAMMAIAH
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postalCode=560059, street=BANGALORE, pseudonym=ca58c76cf7e2445d7a4f3f51407e025e,
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Date: 2024.12.16 15:33:48 +05'30'