िनबंधन सं या पी0ट0-40
ॢबहर गजट
[सधरण [क
ॢबहर सरकर हर क०शत
2 पष 14 श
(स पटन )
)
)
) पटन श१!वर 18
18
18
18 जनवर
जनवर
जनवर
जनवर 201
201
201
2019
laŒ 371@vkS0fu0fo0l0uhfr&2018
m|ksx foHkkx
———
ladYi
17 tuojh 2019
17 tuojh 2019
17 tuojh 2019
17 tuojh 2019
fcgkj vkS|ksfxd fuos'k izksRlkgu vf/kfu;e] 2016 dh /kkjk 14 vkSj 16 rFkk fcgkj vkS|ksfxd fuos'k
izksRlkgu fu;ekoyh] 2016 ds fu;e 13 ds v/khu iznÙk 'kfDr;ksa dk iz;ksx djrs gq, fcgkj jkT; esa vkS|ksfxd
fuos'k gsrq vkS|ksfxd foÙk lEiks"k.k ds fy, jkT; ljdkj fuEufyf[kr fn'kk funsZ'k vf/klwfpr djrh gS%&
fcgkj vkS|ksfxd fuos'k foŸk lEiks"k.k ekxZn'kZd fl)kUr] 2019
fcgkj Hkkjr esa rhozrj fodkl'khy jkT;ksa esa ls ,d gSA jkT; ljdkj ds O;kid ?kjsyw lq/kkj dk;ZØe dk
gh ifj.kke gS fd foxr dqN o"kksZa esa fcgkj esa vkfFkZd {ks= esa gq, fodkl ,oa ifjoŸkZu ifjyf{kr gks jgs gSaA ;s lq/kkj
lkoZtfud foŸk ds izca/ku vkSj ljdkjh O;; esa lq/kkj] vk/kkjHkwr lajpukvksa ds fuekZ.k esa lkoZtfud iwath fuos'k vkSj
lcls egRoiw.kZ fof/k ,oa O;oLFkk ra= esa lq/kkj gSA bUgha ifjoŸkZu us jkT; esa futh fuos'k ,oa foLr`r vkS|ksfxd
izfrc)rk dk vuqdwy okrkoj.k miyC/k djk;k gSA
jkT; esa vkS|ksfxdhdj.k ds fy, foŸk dh O;oLFkk@ miyC/krk ,d egRoiw.kZ vo;o gSA vkS|ksfxd fuos'k
foŸk lEiks"k.k uhfr dk mÌs'; vkS|ksfxd fuos'k dks izksRlkfgr djus ds fy, m|e&lgp;Z (industry-friendly)
okrkoj.k iSnk djuk gSA bldk O;kid mÌs'; jktLo esa o`f) ,oa jkstxkj ds l`tu ds fy, jkT; ds izkd`frd
lalk/kuksa dks vf/kdre ewY; lao)Zu iznku djus ds fy, lEiw.kZ jkT; esa m|ksxksa dks lgk;rk iznku djuk gSA
vkS|ksfxd fuos'k foŸk lEiks"k.k uhfr dk fØ;kUo;u jkT; esa vkS|ksfxdhdj.k dks lqxe cukus] jkstxkj l`tu djus
vkSj lexz fodkl esa lgk;d gksxkA
2- fuEufyf[kr jkT; foŸk laLFkkuksa dks vkS|ksfxd bZdkb;ksa dks foŸkh; lgk;rk iznku djus ds fy, fpfUgr
fd;k x;k gS%&
¼d½
fcgkj jkT; vkS|ksfxd fodkl fuxe (BSIDC);
¼[k½
fcgkj jkT; lk[k ,oa fofu;ksx fuxe (BICICO);
¼x½
fcgkj jkT; foŸkh; fuxe (BSFC) A
3- fuEufyf[kr izdkj dh foŸkh; lgk;rk iznku dh tk,xh%&
¼d½
fcgkj jkT; vkS|ksfxd fodkl fuxe }kjk vkS|ksfxd bZdkbZ dks ifjoŸkZuh; izFke LosPNk okyk
bZfDoVh 'ks;j ds :i esa foŸk iks"k.k fd;k tk,xk(
2
ॢबहर गजट [सधरण 18 जनवर
जनवर
जनवर
जनवर 2019
019
019
019
¼[k½
fcgkj jkT; vkS|ksfxd fodkl fuxe rFkk fcgkj jkT; lk[k ,oa fofu;ksx fuxe }kjk Hkwfe dks
NksM+dj LFkk;h ifjlEifŸk;k¡ l`ftr djus ds fy, vkS|ksfxd bZdkbZ dks lkof/kd _.k iznku
fd;k tk,xk(
¼x½
fcgkj jkT; foŸkh; fuxe }kjk vkS|ksfxd bZdkbZ dks dk;Z'khy iw¡th ¼y?kqdkyhu _.k½ iznku
fd;k tk,xkA
4- jkT; foŸk laLFkkuksa ds }kjk vU; izdkj ds foŸkh; lEiks"k.k] ;Fkk] x`g&foŸk] okgu&foŸk vkfn tks muds
ik=rk vkSj cktkj dh ekax ij vk/kkfjr gks] Hkh fd;k tk,xkA jkT; foŸk laLFkkuksa ds }kjk foŸkh; lEiks"k.k ds fy,
vkS|ksfxd rFkk vU; ik= iz{ks= dh ijke'khZ lwph vuqlwph&1 esa nh xbZ gSA
5- fuEufyf[kr izdkj dh vkS|ksfxd bZdkb;k¡ ¼vuqlwph&1 esa lwphc) fofHkUu vkS|ksfxd iz{ks= ds vanj½
foŸkh; lgk;rk izkIr djus ds fy, ik= gksaxh%&
¼d½
ubZ vkS|ksfxd bZdkb;k¡%&ubZ vkS|ksfxd bZdkbZ ls rkRi;Z oSlh bZdkbZ ls gS tks bl uhfr ds
izHkkoh gksus ds ckn okf.kfT;d mRiknu izkjEHk dh gks(
¼[k½
fo|eku vkS|ksfxd bZdkb;k¡%&fo|eku vkS|ksfxd bZdkbZ ls rkRi;Z oSlh bZdkbZ ls gS tks bl
uhfr ds izHkkoh gksus ds iwoZ okf.kfT;d mRiknu izkjEHk dh gks(
¼x½
:X.k vkS|ksfxd bZdkb;k¡%&:X.k vkS|ksxfd bZdkbZ ls rkRi;Z oSlh lw{e] y?kq ,oa e/;e bZdkbZ
ls gS tks jk"Vªh; daiuh fof/k vfHkdj.k (NCLT) ;k lw{e] y?kq ,oa e/;e m|eksa ds iquokZl
gsrq m|ksx funs'kd dh v/;{krk esa xfBr jkT; Lrjh; lfefr ds }kjk :X.k ?kksf"kr gksA
6- vkS|ksfxd foŸk lEiks"k.k ds fy, mi;qZDr laLFkkuksa dk {ks=kf/kdkj lEiw.kZ fcgkj jkT; gksxkA fcgkj jkT;
esa vofLFkr dksbZ Hkh vkS|ksfxd bZdkbZ bl funsZf'kdk ds varxZr foŸkh; lgk;rk ds fy, fopkj.kh; gksaxsA
7- ¼1½
m|ksx funs'kd dh v/;{krk esa lw{e] y?kq ,oa e/;e m|e ds iquokZl gsrq xfBr jkT; Lrjh;
lfefr ¼'kh"kZ lfefr½ bl funsZf'kdk ds fØ;kUo;u ,oa vuqJo.k ds fy, mŸkjnk;h gksxhA
¼2½ 'kh"kZ lfefr ds }kjk vkS|ksfxd foŸk lEiks"k.k ds fy, m|ksx foHkkx] fcgkj ds vuqeksnu ls
mi;qDr 'kŸkksZa dk fu/kkZj.k fd;k tk,xkA
¼3½ 'kh"kZ lfefr vkosnu dh izkfIr] muds ewY;kadu ,oa Lohd`fr ds fy, mŸkjnk;h gksxhA vkS|ksfxd
bZdkb;ksa ls vkosnu vkeaf=r djus vkSj Lohd`fr iznku djus ds fy, ,d vkWuykbZu osc iksVZy
fodflr fd;k tk,xkA
¼4½ 'kh"kZ lfefr ds fuEufyf[kr lnL; ikf{kd vk/kkj ij foŸkh; lgk;rk gsrq izkIr izLrkoksa ds
ewY;kadu ,oa Lohd`fr ds fy, cSBd djsaxs%&
(i)
m|ksx funs'kd] fcgkj] iVuk(
(ii)
funs'kd] lkafLFkd foŸk] fcgkj] iVuk ;k funs'kd ds izkf/kd`r izfrfuf/k(
(iii)
izca/k funs'kd] fcgkj jkT; lk[k ,oa fofu;ksx fuxe ;k izca/k funs'kd ds
izkf/kd`r izfrfuf/k(
(iv)
izca/k funs'kd] fcgkj jkT; foŸkh; fuxe ;k izca/k funs'kd ds izkf/kd`r izfrfuf/k(
(v)
izca/kd] flMch] fcgkj] iVuk(
(vi)
la;kstd] jkT; Lrjh; cSadlZ lfefr(
izca/k funs'kd] fcgkj jkT; vkS|ksfxd fodkl fuxe ;k izca/k funs'kd ds izkf/kd`r izfrfuf/k Hkh mDr ikf{kd
cSBd esa Hkkx ysaxsA
¼5½
'kh"kZ lfefr foŸkh; lgk;rk gsrq izkIr izLrkoksa ds ewY;kadu ds fy, fo'ks"kK@ dk;ZØe izca/ku
laLFkk dks fu;ksftr dj ldrh gS@ cSad vkSj@;k Hkkjrh; fjtoZ cSad }kjk vuqeksfnr xSj
cSafdax foŸkh; daiuh dh lsok izkIr dj ldrh gSA foŸkh; lgk;rk gsrq izkIr izLrkoksa ij
vko';d fu.kZ; ¼Lohd`fr@ vLohd`fr@ ifjektZu½ ysus ds fy, fo'ks"kK@ dk;ZØe izca/ku
laLFkk@ cSad vkSj@;k Hkkjrh; fjtoZ cSad }kjk vuqeksfnr xSj cSafdax foŸkh; daiuh izLrko ds
ewY;kadu ,oa viuh vuq'kalk ikf{kd cSBd esa izLrqr djus ds fy, mŸkjnk;h gksaxsA
8- ¼1½ Lohd`r foŸkh; lgk;rk dk forj.k ,oa forj.k ds ckn ml ij fu;a=.k] i;Zos{k.k vkSj
vuqJo.k lacaf/kr jkT; foŸk laLFkku ¼tSlk fd dafMdk&2 esa fufnZ"V gS½ ds }kjk fd;k tk,xkA
blesa vko';d vfHkys[kksa dks rS;kj djuk] lk[k dk vuqJo.k rFkk jkf'k dk le;c)
iquHkqZxrku@ olwyh lfEefyr gksxkA
¼2½ jkT; foŸk laLFkkuksa ds }kjk bZdkbZ dks foŸkh; lgk;rk iznku djus ds fo:) nksuks izdkj
izkFkfed (Primary) ,oa izek.khd`r izfrHkwfr (Collateral Security) izkIr fd;k tk,xkA
;g 100 izfr'kr izkFkfed izfrHkwfr lfgr _.k dh jkf'k dk 200 izfr'kr rd gksxkA izek.khd`r
3
ॢबहर गजट [सधरण 18
18
18
18 जनवर
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2019
2019
2019
izfrHkwfr (Collateral Security) dk izfr'kr m|ksx ds LFkku ,oa izd`fr rFkk _.k dh izd`fr
ij fuHkZj djsxkA
¼3½ :X.k bZdkb;ksa ds ekeys esa i;kZIr izkFkfed izfrHkwfr ds vHkko esa nksuksa izkFkfed (Primary)
,oa izek.khd`r izfrHkwfr (Collateral Security) rd izek.khd`r izfrHkwfr (Collateral
Security) izkIr fd;k tk,xkA
¼4½ fuEufyf[kr ifjlEifŸk;k¡ izek.khd`r izfrHkwfr (Collateral Security) ds fy, izkFkfedrk ds
vk/kkj ij fopkj.kh; gksaxs%&
i.
ca/kd eqDr [kkyh Hkw[k.M(
ii.
Hkou@ x`g@ vikVZesaV(
iii.
fQDl fMikWftV(
iv.
fdlku fodkl i=@ jk"Vªh; cpr i=@ thou chek ikWfylh vkfn
tgk¡ vko';d gksxk] izfrHkwfr dk ewY; ,d vuqeksfnr@ lwphc) ewY;kadudŸkkZ ds }kjk izekf.kr gksuk
pkfg,A tsojkr vkfn izek.khd`r izfrHkwfr ds :i esa Lohdk;Z ugha gksaxsA
¼5½ fdlh Hkh izdkj dh foŸkh; lgk;rk dh vf/klhek :0 2 ¼nks½ djksM+ gksxhA
¼6½ fcgkj jkT; vkS|ksfxd fodkl fuxe ek= daiuh esa gh ifjoŸkZuh; izkFkfed LosPNk okyk 'ks;j
ds :i esa fuos'k djsxk tks daiuh ds isM vi 'ks;j dSfiVy ds 20 izfr'kr rd ;k :0 2
¼nks½ djksM+ :i;k] blesa ls tks de gks] rd gksxkA
9- jkT; Lrjh; lfefr ¼'kh"kZ lfefr½ ds }kjk bl uhfr ds v/khu Lohd`r ekeys esa foŸkh; lgk;rk dk
forj.k esa gqbZ izxfr rFkk olwyh dk;ZØe dk vuqJo.k Hkh fd;k tk,xk vkSj jkT; foŸk laLFkku dks vko';d funsZ'k
tkjh dj ldsxkA lacaf/kr jkT; foŸk laLFkku oSls ekeys ftUgsa foŸkh; lgk;rk Lohd`r dh xbZ gS] dh fLFkfr] fd'r
dk Hkqxrku ,oa _.k dh olwyh dh izxfr ds laca/k esa lkef;d izfrosnu lfefr dks izLrqr djsaxsA vko';drk iM+us
ij izxfr dks lqxe cukus vkSj e/;kof/k lq/kkj gsrq bl uhfr dk lkef;d ewY;kadu fd;k tk,xkA
10- jkT; foŸk laLFkku dks ;g fodYi jgsxk fd og flMch vkfn foŸkh; laLFkkuksa ls iqufoZŸk izkIr
dj ldsxkA
11- fuEufyf[kr lwph dh bZdkb;k¡ udkjkRed lwph dh bZdkb;k¡ ekuh tk,¡xh vkSj bl uhfr ds v/khu
fdlh Hkh izdkj dh lgk;rk ds fy, ik= ugha gksaxh%&
¼d½
eknd vkS"kf/k fuekZrk bZdkb;k¡(
¼[k½
vYdksgy is; fuekZrk bZdkb;k¡(
¼x½
rEckdw vk/kkfjr bZdkb;k¡(
¼?k½
,LcsLVl fuekZrk bZdkb;k¡A
jkT; ljdkj dks fdlh bZdkbZ dks udkjkRed lwph dh bZdkbZ ?kksf"kr djus dk vf/kdkj gksxk vkSj
rnuqlkj mi;qZDr lwph esa la'kks/ku dj ldrh gSA
12- lkekU; fl)kUr ds vuqlkj okrkoj.k ij foijhr izHkko Mkyus okys m|ksx dks jkT; iwath fuos'k ds
fy, grksRlkfgr djsxhA mDr izdkj ds m|e bl uhfr ds varxZr fdlh Hkh izdkj ds foŸkh; lgk;rk ds fy, ik=
ugha gksaxs rFkk mij of.kZr udkjkRed lwph esa Mky fn, tk,¡xsA
13- fdlh izdkj ds enHksn vFkok fdlh 'kCn dh O;k[;k@fookn ds lHkh ekeyksa esa fu.kZ; vkS|ksfxd
fodkl vk;qDr@ iz/kku lfpo] m|ksx foHkkx }kjk fof/k foHkkx ds ijke'kZ ds i'pkr~ fy;k tk;sxkA mDr O;k[;k@
fu.kZ; vafre vkSj lHkh lacaf/krksa ds fy, ck/;dkjh gksxkA
14- bl uhfr dh vuqlwph&1 esa nh xbZ ifjHkk"kk,¡ bl uhfr ds vax ekuh tk,¡xhA
15- ;g uhfr bl ladYi ds fuxZr gksus dh frfFk ls izHkkoh gksxhA
16- bl funsZf'kdk ds fdlh Hkh dafMdk esa la'kks/ku ;k ifjoŸkZu vkSj mudk lkef;d leh{kk dk vf/kdkj
foHkkx ds ikl lqjf{kr jgsxkA
fcgkj&jkT;iky ds vkns’k ls]
ds0 ds0 ikBd]
iz/kku lfpoA
4
ॢबहर गजट [सधरण 18 जनवर
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vuqlwph
vuqlwph
vuqlwph
vuqlwph&1
&1
&1
&1
1-
vkS|ksfxd bZdkbZ%& vkS|ksfxd bZdkbZa ls rkRi;Z gS ,slh bZdkbZ@izfr"Bku tks fuEufyf[kr Js.kh esa
[email protected]@lsok m|ksxksa esa jr gks vFkok jr gksus okyk gksA
¼d½
le;≤ ij ;Fkk la’kksf/kr vkS|ksfxd ¼fodkl ,oa fofu;eu½ vf/kfu;e] 1951 ds izFke
vuqlwph v/khu lwphc) m|ksxA
¼[k[k[k[k½
lw{e] y?kq ,oa e/;e m|e fodkl vf/kfu;e] 2006 ¼le;≤ ij ;Fkkla’kksf/kr½ ds v/khu
ifjHkkf"kr ,oa lw{e] y?kq ,oa e/;e m|eA
¼x½
vU; Jsf.k;ka %
(i)
[kuu vFkok [kku fodkl(
(ii)
fdlh Hkh rjg ds fof’k"Vrkvksa ds dksbZ midj.k vFkok okgu vFkok tgkt vFkok
eksVjcksV
vFkok Vªsyj vFkok VªSDVj ds j[k j[kko ejEer fujh{k.k vFkok lfoZflax(
(iii)
i;ZVu(
(iv)
foKkiu(
(v)
ykWftfLVDl] Hk.Mkj.k ,oa ifjogu(
(vi)
LokLF; lsok,¡(
(vii)
jh;y bLVsV(
(viii) vkoklu(
(ix)
f’k{kk(
(x)
vkbZ0 Vh0 ,oa vkbZ0 Vh0 bZuscYM lfoZlst(
(xi)
rRle; izo`Ÿk vkS|ksfxd izksRlkgu uhfr vUrxZr ekU; dksbZ vkS|ksfxd bZdkbZA
¼?k?k?k?k½
jkT; fuos’k izksRlkgu i"kZn }kjk vuqeksfnr izLrko
¼³½
fcgkj LVkVZ vi uhfr ds varxZr izekf.kr izLrko
¼p½
eq[;ea=h vuqlwfpr tkfr@ tutkfr m|eh ;kstuk ds varxZr Lohd`r izLrko
mi;qZDr lwph ladsrkRed gSa vkSj 'kh"kZ lfefr m|ksx foHkkx ds vuqeksnu ls blesa le;≤ ij ifjoŸkZu
dj ldrh gSA
5
ॢबहर गजट [सधरण 18
18
18
18 जनवर
जनवर
जनवर
जनवर 2019
2019
2019
2019
No:-SIPB/Misc. (IF)-33/2018- 371/
————
Resolution
The 17th January 2019
In exercise of the powers conferred under Section 14 and 16 of The Bihar Industrial
Investment Promotion Act, 2016 and Rule 13 of The Bihar Industrial Investment Promotion Rules,
20l6,the State Government is pleased to notify the following guidelines for industrial finance to
promote industrial investment in the State of Bihar:-
Bihar Industrial Investment Finance Guidelines, 2019
Bihar is one of the fastest growing states in India. The scale and pace of economic change
that Bihar has witnessed over past few years has been the result of a comprehensive, home-grown
reform program initiated by the government. These reforms ranged from changes in managing public
finance and reforming government expenditures, public investments in building infrastructure and
most importantly revamping the law and order machinery. All these changes have provided an
enabling environment for private investment in the state and greater industry commitment.For the
industrialization of the state, availability of finance is an important factor. Department of Industries
aims at creating industry-friendly financing environment for promoting industrial investment. The
overall objective is to maximize the value addition to state's natural resources by supporting
industries across the state, generating revenue and creating employment. The industrial finance
activity will facilitate industrialization of the state, generate employment and add to its
overall growth.
2. Following State Finance Organisations (hereinafter referred as “SFOs”) shall be
designated for extending financial assistance to the industrial units:—
(a)
Bihar State Industrial Development Corporation (BSIDC);
(b)
Bihar State Credit and Investment Corporation Limited (BICICO);
(c)
Bihar State Financial Corporation (BSFC).
3. Following types of financial assistance shall be available:—
(a) Equity financing to an industrial unit shall be done by the BSIDC only in terms of
redeemable preference shares;
(b) Term loan financing to an industrial unit shall be done by the BSIDC and BICICO
for the creation of fixed assets except land;
(c)
Working capital financing (Short term lending) to an industrial unit shall be done by
the BSFC.
4. The SFOs shall also do other kinds of financing like Housing Finance, Vehicle Finance
etc. through suitably designed financial products based on their eligibility and market requirements.
An illustrative list of industrial and other eligible sectors for financing by the SFOs is at Annexure-I.
5. Following types of industrial units (across the various industrial sectors listed in
Schedule-I) shall be eligible for availing finance:—
(a) New Industrial Units:—New Industrial Unit means an industrial unit, in which
commercial production has commenced after the commencement of this Guideline;
(b) Existing Industrial Units:—Existing Industrial Unit means an industrial unit which
has started its commercial production before commencement of this Guideline;
(c)
Sick Industrial Units:—Sick Industrial Unit means a MSME declared sick by the
National Company Law Tribunal (NCLT) or by the State Level Committee for
Rehabilitation of Micro, Small and Medium Enterprises headed by the Director of
Industries, Bihar, Patna.
6
ॢबहर गजट [सधरण 18 जनवर
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6. The jurisdiction of the abovementioned organisation for extending industrial finance shall
be the whole of Bihar. Any industrial unit located in Bihar shall be considered for financing under
this Guideline.
7. (1)
The State Level Committee (Apex Committee) for the Rehabilitation of Micro,
Small and Medium category sick units constituted under the Chairmanship of the
Director of Industries, Patna, Bihar shall be responsible for the implementation
and monitoring of these guidelines.
(2)
The Apex Committee shall formulate relevant norms for industrial financing with
the approval of the Department of Industries.
(3)
The Apex Committee shall be responsible for the receipt of application, their
appraisal and sanction of financial assistance to an industrial unit. An online web
portal shall be developed to invite the applications and provide sanctions to the
industrial units.
(4)
Following members of the Apex Committee shall meet on fortnightly basis for
assessment and approval of the proposals received for financial assistance:
(i)
Director Industries, Bihar, Patna;
(ii)
Director, Institutional Finance, Bihar, Patna or their authorised
representative;
(iii)
Managing Director, BICICO, Bihar, Patna or an authorised representative
of the MD;
(iv)
Managing Director, BSFC, Bihar, Patna or an authorised representative of
the MD;
(v)
Manager, SIDBI, Bihar, Patna;
(vi)
Convener, State Level Bankers Committee;
The Managing Director, BSIDC, Bihar, Patna or an authorised representative of the MD
shall also have to participate in the fortnightly meetings.
(5)
The Apex Committee can hire experts/ Programme Management Agency/ avail
the services of banks and/or NBFCs approved by RBI to appraise the proposals
received for financing. The experts/ Programme Management Agency/ banks
and/or NBFCs approved by RBI shall be responsible for appraisal of the proposal
for financial assistance and place their recommendation in the fortnightly
meetings for necessary decision (approval/rejection/ modification etc.).
8. (1)
Disbursement of approved financial assistance and post-disbursal control,
supervision and monitoring shall be done by the respective SFOs (as mentioned in
Clause No. 2). This shall include necessary documentation, credit monitoring and
timely repayment/recovery of the funds.
(2)
Both primary and collateral securities shall be obtained against the financial
assistance extended to the units by the SFOs. This shall be maximum up to 200%
of the loan amount, including 100% of the primary security. The percentage of
Collateral Security shall depend on the location and nature of the industry and
nature of loan.
(3)
In case of sick units, in absence of adequate primary security, the collateral
security shall be obtained up to the required extent for both primary and Collateral
Security.
(4)
Following assets shall be considered preferable as collateral security:
(i)
Non-encumbered vacant land;
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(ii)
Building/ House/ Apartments;
(ii)
Fixed Deposits;
(iv)
KVP, NSC, LIC policies etc.
Wherever applicable, value of the security should be certified by an approved/ empanelled
valuer. Further, ornaments, etc., shall not be accepted as collateral security.
(5) The maximum limit for any type of financial assistance given to a unit shall be Rs.
2 Crore.
(6) BSIDC will invest only in companies limited by shares in form of Redeemable
Preference Shares up to 25% of the paid-up share capital of the company, or Rs. 2
Crore, whichever is less.
9. The Apex Committee shall also monitor the progress of disbursement of approved
financial assistance and repayment schedule made under this guideline and issue necessary direction
to SFOs. The SFOs shall do periodic reporting to the Apex Committee on the progress status of the
cases to which financial assistance has been sanctioned, repayment of instalments and recovery of
the funds. The guidelines shall be periodically reviewed for necessary facilitation and mid-course
correction, wherever necessary.
10. The SFOs shall have the option to seek re-finance from financial institutions like
SIDBI, etc.
11. Following list of units shall be considered as the negative list of units and shall not be
eligible for any support under this Guideline:-
(a)
Units manufacturing narcotic drugs;
(b)
Units manufacturing alcoholic beverages;
(c)
Tobacco based industries;
(d)
Units manufacturing asbestos.
The State Government shall have the right to decide whether a unit falls under the negative list and
can modify the above list accordingly.
12. As a general principle, any industry which impacts the environment adversely will be
discouraged by the State Government for investment. Such industries will not be eligible for any
kind of financial assistance under this Guideline and be placed in the abovementioned negative list.
13. All matters of interpretation/disputes shall be decided by the Industrial Development
Commissioner/ Principal Secretary, Department of Industries, after consultation with the Law
Department. Such interpretation/decision shall be final and binding for all concerned parties.
14. The definitions given in the Schedule-I to this Guideline shall be treated as part of this
Guideline.
15. This Guideline will come into effect from the date of issue of this Resolution.
16. The Department reserves the authority to amend or change any of the above clauses of
the Guideline and review them periodically.
By order of Governor of Bihar,
K. K. PATHAK,
Principal Secretary,
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Schedule- I
1.
Industrial unit shall mean any unit/ establishment engaged or to be engaged in
manufacturing/processing/servicing industry under the following categories:
a.
Industries listed under the First Schedule of the Industries (Development and
Regulation) Act, 1951, as amended from time to time.
b.
Micro, Small and Medium Enterprise (MSME) as defined under MSMED Act,
2006, as updated from time to time.
c.
Other Categories:
i.
Mining or development of mines
ii.
The maintenance, repair, inspection or servicing of any type of machinery
of any description or vehicles or vessels or motorboats or trailers or
tractors.
iii.
Tourism
iv.
Advertising
v.
Logistics, Warehousing and Transportation
vi.
Healthcare
vii.
Real Estate
viii.
Housing
ix.
Education
x.
IT and ITeS
xi.
Any unit considered as industrial unit under the prevailing industrial
incentive policy
d.
Proposal approved by SIPB
e.
Proposal certified under Bihar Start Up Policy
f.
Proposal approved under Chief Minister SC/ST Entrepreneurs Scheme
2. The above list is only illustrative and can be amended/ revised by the Apex Committee
with the approval of the Department of Industries from time to time.
————
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