Ǔनबंधन संÉ या पी0टȣ0-40

असाधारण अंक

ǐबहार सरकार Ʈारा Ĥकािशत

21 वैशाख 1948 (श0)

(सं0 पटना 452) पटना, सोमवार, 11 मई 2026

fof/k foHkkx

———

vf/klwpuk

11 ebZ 2026

laŒ ,yŒthŒ&01&07@2026&3663@ystA—fcgkj fo/kku eaMy }kjk ;Fkkikfjr fuEufyf[kr vf/kfu;e]

ftl ij ekuuh; jkT;iky }kjk fnukad 03 ebZ] 2026 dks vuqefr ns pqds gSa] blds }kjk loZ&lk/kkj.k dh lwpuk ds fy;s izdkf'kr

fd;k tkrk gS A

fcgkj&jkT;iky ds vkns’k ls]

ckluks ‘kadj esgjks+=k]

ljdkj ds fo’ks”k lfpo&lg&izHkkjh lfpoA

ǐबहार गजट (असाधारण), 11 मई 2026

[fcgkj vf/kfu;e la[;k&11] 2026]

fcgkj esa dk;Zjr lw{e foÙk laLFkkvksa ¼,e0,Q0vkbZ0½ vkSj NksVs _.k çnkrkvksa ¼,l0,y0ih0½ dks

fofu;fer djuk] izihM+d vkSj vuSfrd olwyh çFkkvksa ij jksd yxkuk] mfpr C;kt njksa ds lkFk ikjn'kÊ m/kkj

lapkyu lqfuf'pr djuk] O;kid lqj{kk mik;ksa ds ekè;e ls detksj mèkkjdrkZvksa dks 'kks"k.k ls cpkuk] rFkk

foÙkh; lekos'ku dks c<+kok nsus okys larqfyr fofu;ked <k¡ps dks cuk, j[krs gq, fookn lekèkku vkSj mèkkjdrkZ

jkgr ds fy, çHkkoh ra= LFkkfir djukA

vkSj tcfd jkT; dk ç;kl Lo;a lgk;rk lewgksa ds fgrksa dh j{kk djuk rFkk èku mèkkj nsus okyh lw{e

foÙkh; laLFkkvksa }kjk èku mèkkj nsus ds ysu&nsu dks fofu;fer djds mUgsa vuqfpr dfBukbZ ls jkgr çnku djuk

gS] tks Lo;a lgk;rk lewgksa dks vuqfpr :Ik ls vR;fèkd C;kt njksa ij _.k çnku dj jgh gSa rFkk olwyh ds fy,

izihM+d rjhds viuk jgh gSa] ftlds ifj.kkeLo:i os nfjæ gks jgs gSa rFkk dHkh&dHkh mèkkjdrkZ vkRegR;k rd dj

jgs gSaA

blfy,] Hkkjr x.kjkT; ds lrgÙkjosa o"kZ esa fcgkj jkT; foèkkueaMy }kjk fuEufyf[kr :i esa

vf/kfu;fer gks %&

¼1½ bl vfèkfu;e dks fcgkj lw{e foÙk laLFkk,¡ ¼èku mèkkj fofu;eu ,oa çihM+d dkjZokbZ fuokj.k½

vfèkfu;e] 2026 dgk tk ldsxkA

¼2½ bldk foLrkj lEiw.kZ fcgkj jkT; esa gS] ftlesa jkT; ds {ks=h; vfèkdkfjrk ds varxZr vkus okys lHkh

ftys] vuqeaMy] iz[kaM vkSj iapk;rsa 'kkfey gSaA

¼3½ ;g ml rkjh[k ls izo`Ÿk gksxk ftls jkT; ljdkj vfèklwpuk }kjk fu;r djsA

¼1½

;g vfèkfu;e fcgkj dh çknsf'kd lhekvksa ds Hkhrj lw{e _.k ;k y?kq _.k nsus ds O;olk; esa yxs

lHkh O;fä;ksa] lk>snkjh QeksZa] lhfer ns;rk Hkkxhnkjh] daifu;ksa] lkslkbfV;ksa] VªLVksa] fMftVy m/kkj

IysVQkeksZa] eksckby vuqç;ksxksa vkSj fdlh Hkh vU; bdkb;ksa ;k O;fä;ksa ij ykxw gksxk] pkgs mudk

fuxeu] jftLVªhdj.k ;k fuokl LFkku dgha Hkh gksA

¼2½

bl vfèkfu;e ds çkoèkku fuEufyf[kr bdkb;ksa ij muds m/kkj ifjpkyu ds lacaèk esa ykxw ugha gksaxs:

¼d½ cSafdax fofu;eu vfèkfu;e] 1949 ds v/khu ifjHkkf"kr vuqlwfpr okf.kfT;d cSad(

¼[k½ {ks=h; xzkeh.k cSad vfèkfu;e] 1976 ds v/khu LFkkfir {ks=h; xzkeh.k cSad(

¼x½ Hkkjrh; fjt+oZ cSad vfèkfu;e] 1934 ds v/khu Hkkjrh; fjt+oZ cSad }kjk tkjh oSèk jftLVªhdj.k

çek.ki= j[kus okyh vkSj vkjchvkbZ ds fn'kkfunZs'kksa ds rgr dke djus okyh xSj&cSafdax

foÙkh; daifu;k¡(

¼?k½ jk"Vªh; vkokl cSad vfèkfu;e] 1987 ds v/khu fofu;fer vkokl foÙk daifu;k¡(

¼³½ ykxw lgdkjh dkuwuksa ds v/khu jftLVªhd`r çkFkfed —f"k _.k lkslkbfV;k¡] ftyk dsaæh;

lgdkjh cSad vkSj jkT; lgdkjh cSad(

¼p½ ljdkjh foHkkx] oSèkkfud fuxe] lkoZtfud {ks= ds miØe] vkSj ,tsafl;k¡ ftUgsa jkT; ljdkj

}kjk fodklkRed m/kkj ;k foÙkh; lekos'ku dk;ZØeksa ds fy, fo'ks"k :i ls vfèklwfpr fd;k

x;k gksA

¼3½

mi&èkkjk ¼2½ esa micaf/kr NwV ds gksrs gq, Hkh] izihM+d olwyh ds rjhdksa] mèkkjdrkZ laj{k.k mik;ksa

vkSj mfpr olwyh çFkkvksa ds fuokj.k ls lacafèkr bl vfèkfu;e ds lHkh çkoèkku mi&èkkjk ¼2½ esa

mfYyf[kr çR;sd bdkbZ ij ykxw gksaxs tc os fcgkj jkT; ds Hkhrj mèkkjdrkZvksa ls _.k dh olwyh

esa layXu gksaA

bl vfèkfu;e esa] tc rd fd lanHkZ ls vU;Fkk visf{kr u gks:

¼d½

ls fcgkj jkT; ljdkj vfHkizsr gS(

¼[k½ ''

ls vfHkizsr gS dksbZ Hkh O;fä] deZpkjh] Bsdsnkj] olwyh ,tsalh] laxzg vfHkdrkZ] {ks=

inkfèkdkjh] ;k r`rh;&i{k lsok çnkrk tks m/kkjnkrk }kjk ,sls m/kkjnkrk dh vksj ls _.k] laforj.k]

vuqJo.k] laxzg ;k olwyh xfrfofèk;ksa dks djus ds fy, yxk;k tkrk gks] fu;ksftr] fu;qä ;k vfèk—

r fd;k tkrk gks] vkSj blesa fMftVy olwyh IysVQ‚eZ vkSj Lopkfyr olwyh ç.kkyh 'kkfey gSa(

¼x½ ''

'' ls vfHkizsr gS dksbZ Hkh O;fä] ;k O;fä;ksa dk lewg ;k ljdkjh dk;ZØeksa ds rgr

xfBr Lo;a lgk;rk lewg] la;qä ns;rk lewg] efgyk lewg] fdlku mRiknd laxBu] lw{e m|e] ;k

leku vkfFkZd fgr j[kus okys O;fä;ksa dk dksbZ lewg tks fdlh mRiknd mís'; ds fy, lw{e foÙk

laLFkkvksa ;k èku mèkkj nsus okyh ,tsafl;ksa ;k laxBuksa ls bl fuca/ku vkSj 'krksZa ds lkFk ,d djkj ds

ǐबहार गजट (असाधारण), 11 मई 2026

rgr _.k ds :i esa èku çkIr djrk gS fd èku dks ,sls lw{e foÙk laLFkkvksa ;k èku mèkkj nsus okyh

,tsafl;ksa ;k laxBuksa dks ,d fuf'pr le; vofèk ds Hkhrj pqdk;k tk,xk] tSlk Hkh ekeyk gks(

¼?k½ "

" ls vfHkizsr gS bl vfèkfu;e dh èkkjk 7 ds v/khu fofufnZ"V vkSj fuf"k) dksbZ

Hkh dk;Z] vkpj.k] O;ogkj ;k vH;kl] tc fdlh _.k jkf'k] C;kt] 'kqYd ;k çHkkjksa ds iquHkZqxrku ds

fy, etcwj djus ds mís'; ls fd;k tkrk gks(

¼³½ ''

'' ls vfHkçsr gksxk foÙk foHkkx] fcgkj ljdkj] vU;Fkk vfHkO;Dr :i ls mfYyf[kr(

¼p½ "

" ls vfHkizsr gS fdlh Hkh osclkbV] eksckby vuqiz;ksx] l‚¶Vos;j IysVQ‚eZ ;k

bysDVª‚fud ç.kkyh] ftlds ekè;e ls fMftVy çkS|ksfxdh vkSj baVjusV lEidZrk dk mi;ksx djds

_.k mRiUu] lalkfèkr] Loh—r] forfjr] vuqJo.k ;k olwy fd, tkrs gSa] ftlesa ih;j&Vw&ih;j

m/kkj eap vkSj fQuVsd vuqiz;ksx 'kkfey gSa(

¼N½ "

" ls vfHkizsr gS ifr@iRuh] nŸkd larku lfgr cPps] ekrk&firk] nknk&nknh]

HkkbZ&cgu] lkl&llqj] dkuwuh cPps vkSj dksbZ vU; O;fä tks thfodk ds fy, iwjh rjg ;k dkQh

gn rd mèkkjdrkZ ij fuHkZj gS vkSj vkerkSj ij mèkkjdrkZ ds lkFk jgrk gS(

¼t½ "

" esa dksbZ Hkh O;fä] fganw vfoHkkftr ifjokj] lk>snkjh QeZ] lhfer ns;rk Hkkxhnkjh]

daiuh] lkslkbVh] VªLV] fMftVy IysVQ‚eZ v‚ijsVj] ;k bl vfèkfu;e ds v/khu vkPNkfnr _.k dks

vkxs c<+kus ds O;olk; esa yxs fdlh Hkh vU; bdkbZ 'kkfey gS] ysfdu blesa èkkjk 2 dh mi&èkkjk ¼2½

ds v/khu NwV çkIr bdkb;k¡a 'kkfey ugha gSa(

¼>½ "

" ls vfHkizsr gS mèkkjdrkZ dks vfxze èkujkf'k ;k udn ;k oLrq ds :i esa lerqY; ewY;] tks

m/kkjnkrk }kjk mèkkjdrkZ dks Li"V :i ls izHkkfjr C;kt ij ;k fdlh vU; çfrQy ;k ykHk ds

fy, fn;k tkrk gS vkSj blesa 'kkfey gSa:

¼i½ fMftVy IysVQ‚eZ ;k eksckby vuqiz;ksx ds ekè;e ls forfjr _.k(

¼ii½ mRiknd xfrfofèk;ksa] miHkksx vko';drkvksa] vkikrdkyhu mís';ksa ;k fdlh vU; oSèk mís';ksa

ds fy, fn, x, _.k(

¼iii½ ifjØkeh _.k lqfoèkk,¡ vkSj _.k ykbusa vFkok vf/kfod'kZ ¼vksHkjMªk¶V½(

¼iv½ Lo.kZ] laifÙk ;k vU; ifjlaifÙk;ksa }kjk lqjf{kr _.k(

¼¥½ ''

'' ls funs'kd ¼laLFkkxr foÙk½ ;k ,slk dksbZ inkfèkdkjh vfHkizsr gS ftls fcgkj

ljdkj }kjk vfèklwpuk }kjk bl vfèkfu;e ds vèkhu iathdj.k çkfèkdkjh ds —R;ksa dk ikyu djus

ds fy, fu;qä fd;k tk,(

¼V½ "

" ls fcgkj ljdkj ds foÙk foHkkx ds çèkku lfpo ;k ,slk dksbZ inkfèkdkjh

vfHkizsr gS ftls fcgkj ljdkj }kjk bl vf/kfu;e ds v/khu vfèklwpuk }kjk vihyh; çkfèkdkjh ds

dk;ksZa ds fu"iknu ds fy, fu;qä fd;k tk,(

¼B½ bl vf/kfu;e ds izko/kkuksa ds v/khu ifjHkkf"kr inksa ds iz;kstukFkZ '

' ls ,e,QvkbZ }kjk

mèkkjdrkZ dks mèkkj nh xbZ jkf'k ij okilh vfHkizsr gksxkA

¼M½ "

" ls vfHkizsr gS dksbZ Hkh O;fä] lk>snkjh QeZ] O;fä;ksa dk lewg] ftlesa daiuh

vfèkfu;e] 2013 ds çkoèkkuksa ds v/khu iathd`r daiuh] Hkkjrh; fjtoZ cSad vfèkfu;e] 1934 ds v/khu

ifjHkkf"kr ,d xSj&cSafdax foÙk daiuh] lkslkbVh jftLVªhdj.k vfèkfu;e] 1860 ds v/khu iathd`r ,d

lkslkbVh] vkSj blh rjg] ftl Hkh rjhds ls vkSj ftl Hkh uke ls xfBr fd;k x;k gks] ftldk

çeq[k ;k vkdfLed dk;Z t:jrean m/kkjdrkZvksa dks iSlk m/kkj nsuk ;k fdlh Hkh izdkj dh foÙkh;

lgk;rk iznku djuk gS(

¼<½ "

" ls vfHkizsr gS vkSj blesa 'kkfey gSa:

¼i½

efgyk mèkkjdrkZ] fo'ks"k :i ls ,dy efgyk,¡] foèkok,¡] vkSj gkf'k, ds leqnk;ksa dh

efgyk,¡(

¼ii½

fdlku] —f"k etnwj] fdjk;snkj fdlku vkSj lac) —f"k xfrfofèk;ksa esa yxs O;fä(

¼iii½

Hkkjr ds lafoèkku esa ifjHkkf"kr vuqlwfpr tkfr;ksa vkSj vuqlwfpr tutkfr;ksa ds lnL;(

¼iv½

nSfud osru Hkksxh] çoklh Jfed vkSj vlaxfBr {ks= ds jkstxkj esa yxs O;fä(

¼v½

fnO;kaxtu vfèkdkj vfèkfu;e] 2016 ds v/khu ifjHkkf"kr fnO;kaxtu(

¼vi½

lkB o"kZ ls vfèkd vk;q ds ofj"B ukxfjd(

¼vii½ ljdkjh loZs{k.kksa }kjk igpkus x, xjhch js[kk ls uhps ds ifjokjksa ls lacafèkr mèkkjdrkZ(

¼viii½ mHk;fyaxh ¼VªkaltsaMj½ O;fä(

¼ix½

lM+d foØsrk] ?kjsyw dkexkj vkSj gkf'k, ij jgus okys vU; O;olk; lewg(

ǐबहार गजट (असाधारण), 11 मई 2026

¼x½

lkekftd&vkfFkZd ladsrdksa ds vkèkkj ij jkT; ljdkj }kjk vlqjf{kr ds :i esa

vfèklwfpr O;fä;ksa dh dksbZ vU; Js.khA

¼.k½ "

" ls ,sls ifjokj dks fn;k x;k _.k vfHkizsr gS ftldh okf"kZd

ikfjokfjd vk; rhu yk[k #i;s rd gks ;k ,slh lhek tks ljdkj le;≤ ij vfèklwpuk }kjk

fu;r djsA

:- bl [kaM ds ç;kstu ds fy,] ifjokj ls ,d O;fäxr ifjokj bdkbZ] vFkkZr ifr]

iRuh vkSj mudk vfookfgr iq=ksa vkSj iqf=;k¡ vfHkizsr gksxkA

¼r½ bl vfèkfu;e esa ç;qä fdUrq vifjHkkf"kr 'kCnksa ds ogh vFkZ gksaxs tks lqlaxr vfèkfu;eksa esa muds

fy, leuqnsf'kr gSaA

¼1½

ljdkj vfèklwpuk }kjk èku mèkkj nsus okyh laLFkkvksa ds iathdj.k çkfèkdkjh ds :i esa inkfèkdkfj;ksa

dh fu;qfä dj ldsxh rFkk ,sls çkfèkdkjh dh vfèkdkfjrk ds {ks= dks ifjHkkf"kr dj ldsxhA

¼2½

iathdj.k çkfèkdkjh ,slh 'kfä;ksa dk ç;ksx djsxk rFkk ,sls drZO;ksa dk ikyu djsxk tks fofgr fd,

tk,¡A

¼3½

bl vfèkfu;e ds izkjaHk gksus dh frfFk dks jkT; esa dk;Zjr ;k bl vfèkfu;e ds izkjaHk gksus ds i'pkr~

èku mèkkj nsus dk O;olk; 'kq: djus dk bjknk j[kus okyh dksbZ Hkh èku mèkkj nsus okyh bdkbZ] bl

vfèkfu;e ds v/khu iathdj.k çek.ki= çkIr fd, fcuk dksbZ _.k ugha nsxh ;k dksbZ _.k olwy ugha

djsxh:

ijUrq] bl vfèkfu;e ds çkjaHk gksus dh rkjh[k dks jkT; esa dk;Zjr çR;sd èku mèkkj nsus okyh

bdkbZ] bl vfèkfu;e ds çkjaHk dh rkjh[k ls uCcs fnu ds Hkhrj] bl vfèkfu;e ds rgr iathdj.k

çkfèkdkjh ls iathdj.k çek.ki= çkIr djsxhA

¼4½ èku mèkkj nsus okyh bdkbZ ds iathdj.k ds fy, çR;sd vkosnu v‚uykbu iksVZy ds ekè;e ls çLrqr

fd;k tk,xk] tSlk fd ljdkj }kjk vfèklwfpr fd;k tk;] vkSj ;g ,sls bysDVª‚fud :i esa] ,sls

nLrkostksa vkSj Qhl ds lkFk gksxk tks fofgr fd;k tk;%

¼5½ ,sls vkosnu dh çkfIr ij] iathdj.k çkfèkdkjh èku mèkkj nsus okyh bdkbZ }kjk çLrqr C;kSjksa dk

lR;kiu djsxk vkSj mièkkjk ¼2½ esa fufnZ"V v‚uykbu iksVZy ds ekè;e ls ,sls bysDVª‚fud :i esa

vkSj ,sls le; ds Hkhrj iathdj.k çek.ki= çnku djsxk ;k çnku djus ls badkj djsxk tks fofgr

fd;k tk;%

ijUrq ,slk dksbZ Hkh vkosnu vkosnd dks lquokbZ dk volj fn, fcuk rFkk mlds dkj.k dks

vfHkfyf[kr fd, fcuk vLohdkj ugha fd;k tk,xkA

¼6½ ;fn lacafèkr iathdj.k çkfèkdkjh }kjk mièkkjk ¼3½ ds vèkhu fu/kkZfjr iathdj.k ds fy, vkosnu ij

dksbZ fu.kZ; ugha fy;k tkrk gS] rks vkosnu izLrqr djus dh rkjh[k ls 90 fnuksa ds Hkhrj iathdj.k

izek.ki= Lor% rS;kj gks tk,xk vkSj fu/kkZfjr izk:Ik esa v‚uykbu çnku fd;k tk,xkA

¼7½ mièkkjk ¼3½ ;k ¼4½ ds vèkhu iznku fd;k x;k çek.ki=] mlesa fofufnZ"V fucaèkuksa vkSj 'krksZa dh iwfrZ

ds vèkhu] iznku fd, tkus dh rkjh[k ls rhu o"kZ dh vofèk ds fy, oSèk gksxk:

ijUrq ;fn dksbZ èku mèkkj nsus okyh bdkbZ ml ftys ;k {ks= ds vykok fdlh vU; ftys ;k

{ks= esa viuk dkjksckj pykus dk bjknk j[krh gS] tgk¡ mlus iathdj.k djk;k gS] rks og ,sls

iathdj.k dk C;kSjk ,sls bysDVª‚fud :i esa çLrqr djsxh] tSlk fd lacafèkr ftys ;k {ks= ds

iathdj.k çkfèkdkjh dks fofgr fd;k tk;] tgk¡ og viuk dkjksckj pykus dk bjknk j[krh gSA

¼8½ çR;sd iathdj.k çek.ki= dk uohdj.k rhu o"kZ dh vofèk ds fy,] ,slh jhfr ls vkSj ,slh Qhl ds

Hkqxrku rFkk ,slh 'krksZa dh iwfrZ ij fd;k tk,xk] tSlk fd fofgr fd;k tk,A

¼9½ bl vfèkfu;e ds vèkhu Lohd`r iathdj.k çek.ki= ds uohdj.k ds fy, çR;sd vkosnu] ,sls

çek.ki= dh vofèk dh lekfIr dh rkjh[k ls de ls de lkB fnu iwoZ fd;k tk,xkA

ijUrq iathdj.k çkfèkdkjh iwokZsä vofèk dh lekfIr ds i'pkr~ fdUrq çek.k i= dh fu/kkZfjr

vofèk dh lekfIr ls iwoZ uohdj.k ds fy, vkosnu ij fopkj dj ldsxk] ;fn mldk lekèkku gks

tkrk gS fd vkosnd i;kZIr dkj.k ls le; ij uohdj.k ds fy, vkosnu djus ls fuokfjr gqvk FkkA

¼10½ mièkkjk ¼2½ ds vèkhu vkosnu çkIr gksus ij] iathdj.k çkfèkdkjh èku mèkkj nsus okyh laLFkk }kjk fn,

x, C;kSjksa dk lR;kiu djsxk vkSj iathdj.k dh lekfIr dh rkjh[k ls iwoZ] fofgr bysDVª‚fud çk:i

esa iathdj.k çek.ki= dk uohdj.k djsxk ;k uohdj.k djus ls badkj djsxk:

ijUrq ,slk dksbZ vkosnu] vkosnu ij lquokbZ dk volj fn, fcuk rFkk dkj.k vfHkfyf[kr

fd, fcuk vLohdkj ugha fd;k tk,xkA

ǐबहार गजट (असाधारण), 11 मई 2026

¼11½ ;fn lacafèkr iathdj.k çkfèkdkjh }kjk mièkkjk ¼6½ ds vèkhu fofgr le;&lhek ds Hkhrj vkosnu ij

dksbZ fu.kZ; ugha fy;k tkrk gS] rks iathdj.k çek.ki= dk uohdj.k Lor% rS;kj fd;k tk,xk rFkk

v‚uykbu ,sls izk:i esa iznku fd;k tk,xk tks fofgr fd;k tk;A

¼12½

iathdj.k izkf/kdkjh }kjk iathdj.k izek.ki= nsus ls budkj djus] iathdj.k izek.k i= ds fuyacu

;k izfrlagj.k ds fo#) vihy dh tk ldrh gS] rFkk iathdj.k çek.k i= nsus ls badkj djus]

iathdj.k çek.ki= ds fuyacu ;k izfrlagj.k ds rkjh[k ls 60 fnuksa ds Hkhrj vihyh; çkfèkdkjh ds

le{k vihy dh tk ldsxhA

vihyh; çkfèkdkjh ls ,slh vihy çLrqr djus ds 30 fnuksa ds Hkhrj viuk fu.kZ; nsus

dh vis{kk dh tkrh gSA

¼13½

¼1½ çR;sd iathdj.k çkfèkdkjh viuh vfèkdkfjrk ds varxZr vkus okys {ks= ds fy, oSèk

iathdj.k okys lHkh ,e,QvkbZ dk jftLVj ,sls çk:i esa j[ksxk tks fofgr fd;k tk;A

¼2½ mièkkjk ¼1½ ds vèkhu j[ks x, jftLVj ,slh jhfr ls vkSj ,sls varjkyksa ij çdkf'kr fd,

tk,¡xs] tks fofgr fd, tk,¡A

¼14½ fMftVy m/kkj nsus okys IysVQ‚eZ blds vfrfjä dsUæh; ljdkj }kjk fofgr lwpuk çkS|ksfxdh lqj{kk

ekudksa] ykxw gksus okys MsVk LFkkuh;dj.k vko';drkvksa vkSj fcgkj ljdkj }kjk lqlaxr dsUæh;

çkfèkdkfj;ksa ds ijke'kZ ls ;Fkk fofgr xzkgd laj{k.k fn'kkfunZs'kksa dk vuqikyu djsaxsA

¼15½ dksbZ O;fä ;k bdkbZ tks mfpr iathdj.k vkSj çek.khdj.k ds fcuk _.k nsrh gS] mls voSèk èku

mèkkj nsus dk O;olk; djus okyk ekuk tk,xk vkSj bl vfèkfu;e ds rgr naM ds fy, mÙkjnk;h

gksxk] c'krZs fd ,sls O;fä dks fofgr le; lhek ds Hkhrj vius dk;ksZa dks fu;fer djus dk mfpr

volj fn;k tk,A

¼1½

m/kkjnkrkvksa }kjk yh tkus okyh çHkkoh C;kt nj dks mlds lHkh dk;kZy;ksa] mldh osclkbV rFkk

foojf.kdk ;k czks'kj ;k foKkiu uksfVl esa] tSlk Hkh ekeyk gks] çeq[krk ls çnf'kZr fd;k tk,xkA

¼2½

dksbZ Hkh lw{e foÙk laLFkk ¼,e,QvkbZ½ ;k èku mèkkj nsus okyh ,tsalh ;k laxBu] bl vfèkfu;e ds

ykxw gksus ls igys ;k ckn esa] mlds }kjk fn, x, fdlh _.k ds lacaèk esa mèkkjdrkZ ls C;kt ds

:i esa ewy jkf'k ls vfèkd jkf'k ugha olwysxkA

¼3½

çR;sd lw{e foÙk laLFkk ¼,e,QvkbZ½ ;k èku mèkkj nsus okyh ,tsalh ;k laxBu dks ,d dS'kcqd] ,d

[kkrk cgh vkSj vU; ys[kk iqLrdsa ,sls çk:i esa vkSj ,sls rjhds ls j[kuh vkSj cuk, j[kuh gksaxh]

tSlk fd fofgr fd;k tk;A

¼4½

çR;sd _.k vkosnu i= esa vko';d tkudkjh 'kkfey gksuh pkfg, tks mèkkjdrkZ ds fgr dks

çHkkfor dj ldrh gS] rkfd vU; èku mèkkj nsus okyh bdkb;ksa }kjk çLrqr fuca/ku vkSj 'krksZa ds

lkFk lkFkZd rqyuk dh tk lds vkSj mèkkjdrkZ }kjk mfpr fu.kZ; fy;k tk ldsA ,slk vkosnu i=]

vkosnu i= ds lkFk tek fd, tkus okys vko';d nLrkost+ksa dks bafxr djsxkA

¼5½

çR;sd iathÑr m/kkjnkrk dks fdlh Hkh _.k dk forj.k djus ls igys fuEufyf[kr çdVhdj.k vkSj

ikjnf'kZrk vko';drkvksa dk vfuok;Z :i ls vuqikyu djuk gksxk:

¼d½

fganh Hkk"kk esa ,d fyf[kr _.k le>kSrk çnku djuk ftlesa ewy _.k jkf'k] ?kVrh 'ks"k jkf'k

i)fr ij x.kuk dh xbZ C;kt dh okf"kZd çfr'kr nj] çlaLdj.k 'kqYd] chek çhfe;e] ;fn

dksbZ gks] nsjh ls Hkqxrku ds fy, naMkRed 'kqYd] _.k dh dqy ykxr] ekfld fdLr jkf'k

vkSj ns; frfFk;ksa ds lkFk iw.kZ iquHkZqxrku le;&lkj.kh Li"V :i ls crkbZ xbZ gks(

¼[k½

_.k forj.k ls de ls de cgÙkj ?kaVs igys mèkkjdrkZ dks ,d O;kid _.k&iwoZ çdVhdj.k

fooj.k çnku djuk] ftlesa lHkh fuca/ku vkSj 'krZsa] bl vfèkfu;e ds rgr mèkkjdrkZ ds

vfèkdkj vkSj nkf;Ro] pwd ds ifj.kke] miyCèk f'kdk;r fuokj.k ra= vkSj fofu;ked

çkfèkdj.kksa ds laidZ fooj.k dh O;k[;k djuk(

¼x½

fcgkj jkT; esa mèkkjdrkZ lsokvksa] f'kdk;r lekèkku vkSj nLrkost+ HkaMkj.k ds fy, i;kZIr

cqfu;knh <kaps ds lkFk ,d dk;kZy; LFkkfir djuk vkSj mldk j[kj[kko djuk] tks fuèkkZfjr

O;kolkf;d ?kaVksa ds nkSjku mèkkjdrkZvksa ds fy, lqyHk jgs(

¼?k½

;g lqfuf'pr fd;k tkuk fd mèkkjdrkZvksa ds lkFk lHkh lapkj] nLrkost] uksfVl vkSj

i=kpkj fganh ;k mèkkjdrkZ }kjk le>h tkus okyh LFkkuh; Hkk"kk esa çnku fd, tk,¡] vkSj

fdlh Hkh mèkkjdrkZ dks fganh ;k LFkkuh; Hkk"kk ds vykok fdlh vU; Hkk"kk esa nLrkostksa dks

le>us ;k gLrk{kj djus ds fy, ckè; ugha fd;k tk,(

ǐबहार गजट (असाधारण), 11 मई 2026

¼³½

mèkkjdrkZ ls çkIr çR;sd iquHkZqxrku ds fy, m/kkjnkrk dk uke] irk vkSj iathdj.k la[;k

okyh daI;wVj&mRiUu ;k mfpr :i ls gLrk{kfjr jlhnsa tkjh djuk] pkgs og udn] psd ;k

fMftVy Hkqxrku eksM ds ekè;e ls gks] vkSj ,slh jlhnksa esa çkIr jkf'k] Hkqxrku dh rkjh[k

vkSj cdk;k jkf'k dk Li"V :i ls n'kkZ;k tkuk(

¼p½

fyf[kr vuqjksèk ds lkr dk;Z fnolksa ds Hkhrj mèkkjdrkZ dks _.k le>kSrs] iquHkZqxrku

le;&lkj.kh vkSj ysunsu bfrgkl lfgr lHkh _.k&lacafèkr nLrkostksa dh QksVksd‚ih fu%'kqYd

çnku djuk(

¼N½

lHkh 'kk[kk dk;kZy;ksa] osclkbVksa vkSj lHkh foKkiuksa esa yh tkus okyh vfèkdre C;kt njsa]

çlaLdj.k 'kqYd] naMkRed çHkkj] _.k ds ekud fuca/ku vkSj 'krZsa rFkk f'kdk;r fuokj.k

laidZ tkudkjh çeq[krk ls çnf'kZr djukA

¼6½

çR;sd m/kkjnkrk] mèkkjdrkZ dks ,d _.k iklcqd ;k fMftVy _.k fooj.k çnku djsxk ftlesa

fuEufyf[kr vfuok;Z tkudkjh gksxh:

¼d½

m/kkjnkrk dk uke] irk vkSj iathdj.k fooj.k rFkk mèkkjdrkZ dk iwjk fooj.k(

¼[k½ Loh—r ewy /ku vkSj frfFk;ksa ds lkFk okLro esa forfjr jkf'k(

¼x½

çHkkoh okf"kZd çfr'kr C;kt nj vkSj x.kuk dh fofèk(

¼?k½

lHkh izHkkjksa] Qhlksa] chek ykxrksa vkSj vfrfjä [kpksZa dk foLr`r fooj.k(

¼³½

fdLr dh jkf'k vkSj ns; frfFk;ksa dks n'kkZrs gq, iw.kZ iquHkZqxrku le;&lkj.kh(

¼p½

pkyw 'ks"k ds lkFk çkIr lHkh iquHkZqxrkuksa dh ikorh vkSj rkjh[k(

¼N½

çR;sd Hkqxrku ds ckn orZeku cdk;k ewyèku vkSj C;kt jkf'k(

¼t½

_.k dh iw.kZ pqdkSrh ij vafre eqfä çek.k i=A

¼7½

dksbZ Hkh m/kkjnkrk ,slh dksbZ jkf'k] Qhl ;k 'kkfLr izHkkfjr ugha djsxk ftldk _.k le>kSrs vkSj

mèkkjdrkZ }kjk gLrk{kfjr _.k&iwoZ çdVhdj.k fooj.k esa Li"V :i ls [kqyklk u fd;k x;k gksA

¼8½

çR;sd m/kkjnkrk dks mèkkjdrkZvksa ds ç'uksa] f'kdk;rksa vkSj lgk;rk ds fy, çf'kf{kr dfeZ;ksa }kjk

lapkfyr ,d Vksy&Ýh gsYiykbu uacj LFkkfir djuk gksxk] vkSj ,slh gsYiykbu lHkh dk;Z fnolksa esa

O;kolkf;d ?kaVksa ds nkSjku pkyw jgsxhA

¼9½

& çR;sd ,e,QvkbZ dks çR;sd ekg dh 10 rkjh[k

ls igys iathdj.k çkfèkdkjh dks ekfld fooj.k çLrqr djuk gksxk] ftlesa mèkkjdrkZvksa dh lwph]

çR;sd dks fn;k x;k _.k rFkk dh xbZ vnk;xh ij yh tkus okyh C;kt nj dk fooj.k nsuk gksxkA

¼10½

izR;sd ,e,QvkbZ dks izR;sd o’kZ 31 ekpZ dks lekIr

gksus okyh foÙkh; o’kZ ds fy, okf’kZd fjVuZ vxys foÙkh; o’kZ ds ^^ebZ** ekg ds var rd iathdj.k

izkf/kdkjh dks izLrqr djuk gksxkA

¼11½

1½

xSj&cSafdax foÙkh; daiuh ¼,uch,Qlh½ & lw{e foÙk laLFkk ¼,e,QvkbZ½ mu O;fäxr

mèkkjdrkZvksa dks m/kkj ns ldrs gSa tks la;qä ns;rk lewg ¼ts,yth½ ;k Lo;a lgk;rk lewg

¼,l,pth½ ds lnL; ugha gSa ;k mu mèkkjdrkZvksa dks tks la;qä ns;rk lewg ¼ts,yth½ ;k

Lo;a lgk;rk lewg ¼,l,pth½ ds lnL; gSaA

2½

dksbZ mèkkjdrkZ ,d ls vfèkd Lo;a lgk;rk lewg ¼,l,pth½ ;k la;qä ns;rk lewg

¼ts,yth½ dk lnL; ugha gks ldrkA

3½

nks ¼02½ ls vfèkd lw{e foÙk laLFkk ¼,e,QvkbZ½ ;k èku mèkkj nsus okyh ,tsalh ;k laxBu

,d gh mèkkjdrkZ dks _.k ugha nsaxsA

4½

_.k Loh—r gksus vkSj igyh fdLr dh vnk;xh dh fu;r frfFk ds chp ,d U;wure

vf/kLFkxu vofèk gksxhA ;g vf/kLFkxu] vnk;xh dh vko`fÙk ls de ugha gksxkA mnkgj.k ds

fy, lkIrkfgd vnk;xh ds ekeys esa] vf/kLFkxu ,d lIrkg ls de ugha gksxkA

5½

olwyh ekunaMksa dk mYya?ku djds fd, x, _.k dh olwyh rc rd LFkfxr dj nh tk,xh

tc rd fd lHkh iwoZ ekStwnk _.kksa dk iw.kZ Hkqxrku ugha dj fn;k tkrkA

6½

_.kksa dh lHkh Loh—fr vkSj forj.k dsoy ,d dsaæh; LFkku ij gh fd;k tk,xk vkSj bl

dk;Z esa ,d ls vfèkd O;fä 'kkfey gksaxsA blds vfrfjä] forj.k dk;Z ij utnhdh i;Zos{k.k

j[kk tk,xkA

¼1½

dksbZ m/kkjnkrk bl vfèkfu;e ds rgr jkT; ljdkj }kjk fofgr jkf'k ls vfèkd _.k ds fy, fdlh

Hkh çdkj dh lqj{kk] laikf'oZd xkjaVh ;k rhljs i{k ds vkÜoklu dh ekax ugha djsxk] çkIr ugha

djsxk ;k cuk, ugha j[ksxk] vkSj ,sls _.k dsoy mèkkjdrkZ dh _.k ik=rk] iquHkZqxrku {kerk] vk;

ewY;kadu vkSj ,sls vU; ekunaMksa ds vkèkkj ij fn, tk,axs] tks fofgr fd, tk;saA

ǐबहार गजट (असाधारण), 11 मई 2026

¼2½

ljdkj bl vfèkfu;e ds izkjaHk gksus ds 90 fnuksa ds Hkhrj fu;eksa }kjk og lhek jkf'k fofgr djsxh]

ftl rd dksbZ çfrHkwfr ;k laikf'oZd dh vko';drk ugha gksxh] blesa mèkkjdrkZvksa dh vkfFkZd

fLFkfr] vk; Lrjksa esa {ks=h; fHkUurk] eqækLQhfr nj vkSj mèkkjnkrkvksa dk mfpr laj{k.k lqfuf'pr

djrs gq, foÙkh; lekos'ku dks c<+kok nsus dh vko';drk dks è;ku esa j[kk tk,xkA

¼3½

bl vfèkfu;e ds çkjaHk ls iwoZ mièkkjk ¼1½ ds varxZr vkPNkfnr _.kksa ds fy, fdlh m/kkjnkrk }kjk

çkIr dksbZ çfrHkwfr] laikf'oZd ;k xkjaVh 'kwU; vkSj vçorZuh; ekuh tk,xh] vkSj mls ,sls çkjaHk ls

rhl fnu ds Hkhrj fcuk fdlh ykxr ;k 'krZ ds mèkkjdrkZ ;k xkjaVhdrkZ dks okil dj nh tk,xhA

¼4½

fofgr lhek jkf'k ls vfèkd ds _.kksa ds fy,] ysfdu bl vfèkfu;e esa fofufnZ"V lexz _.k lhek ds

Hkhrj jgus ij] m/kkjnkrk dsoy fuEufyf[kr Lohdk;Z :iksa esa izfrHkwfr çkIr dj ldrs gSa:

¼d½

mfpr ewY;kadu vkSj HkaMkj.k lqj{kk mik;ksa ds lkFk lksus ds vkHkw"k.kksa dks fxjoh j[kuk(

¼[k½

cSad tek ;k ljdkjh çfrHkwfr;ksa ij /kkj.kkf/kdkj(

¼x½

mèkkjdrkZ ds çkFkfed fuokl ;k O;fäxr :i ls [ksrh dh tk jgh —f"k Hkwfe ds vfrfjDr

vU; vpy laifÙk dk caèkd(

¼?k½

foÙkh; :i ls lq–<+ r`rh; i{kksa ls mudh Li"V fyf[kr lgefr vkSj nkf;Ro ds iw.kZ

çdVhdj.k ds lkFk xkjaVh(

ijUrq ,slh çfrHkwfr dk ewY; _.k jkf'k ls iPphl çfr'kr ls vfèkd u gks vkSj çfrHkwfr O;oLFkk ls

mèkkjdrkZ ;k xkjaVhdrkZ ij vuqfpr dfBukbZ u vk,A

¼5½

dksbZ Hkh m/kkjnkrk] mèkkjdrkZ ds nSfud thou ;k vkthfodk ds fy, vko';d fdlh Hkh nLrkost

dks vius ikl ugha j[ksxk] tCr ugha djsxk ;k izfrHkwfr ds :i esa ek¡x ugha djsxk] ftlesa okLrfod

fuokl ds fy, mi;ksx dh tkus okyh vkoklh; laifÙk ds ewy nLrkost] O;fäxr :i ls [ksrh dh

tk jgh —f"k Hkwfe] jk'ku dkMZ] vkèkkj dkMZ] ernkrk igpku i=] Mªkbfoax ykblsal] 'kSf{kd çek.k i=]

tkfr çek.k i=] vk; çek.k i=] isa'ku nLrkost ;k dksbZ ljdkj }kjk tkjh dksbZ vU; gdnkjh

nLrkost 'kkfey gksaxsA

¼6½

tgk¡ Lohdk;Z çfrHkwfr yh tkrh gS] ogk¡ m/kkjnkrk ,d mfpr çfrHkwfr le>kSrk fu"ikfnr djsxk

ftlesa çnku dh xbZ çfrHkwfr] eqfä dh 'krZsa rFkk mèkkjdrkZ ds vfèkdkjksa dk Li"V mYys[k gksxk] rFkk

_.k dh iw.kZ pqdkSrh ds rqjar ckn ,slh çfrHkwfr okil dj nsxkA

¼7½

fcgkj ljdkj le;≤ ij vkfFkZd fLFkfr] mèkkjdrkZ dh çfriqf"V vkSj lw{e foŸk ¼ekbØksQkbusal½

{ks= dh dk;Zç.kkyh ds vkèkkj ij mi&èkkjk ¼2½ ds vUrxZr fofgr lhek jkf'k dh leh{kk vkSj

iqujh{k.k dj ldsxh] ijUrq lhek dks de djus okyk dksbZ Hkh iqujh{k.k ekStwnk mèkkjdrkZvksa vkSj ,sls

iqujh{k.k ls igys Loh—r _.kksa ij ykxw ugha gksxkA

III

fdlh Hkh m/kkjnkrk dh vksj ls dk;Z djus okyk dksbZ Hkh m/kkjnkrk] vfHkdrkZ ¼,tsaV½] deZpkjh] Bsdsnkj ;k

çfrfufèk fdlh Hkh _.k jkf'k] C;kt] izHkkj] 'kkfLr ;k ns; gksus dk nkok dh xbZ fdlh Hkh vU; jkf'k dks

olwyus ds mís'; ls fuEufyf[kr dk;ksZa] i)fr;ksa ;k leku xfrfofèk;ksa esa 'kkfey ugha gksxk] ç;kl ugha

djsxk] èkedh ugha nsxk] lqfoèkk ugha nsxk ;k çksRlkfgr ugha djsxk %

¼1½

¼d½ m/kkjdrkZ] ikfjokfjd lnL;ksa ;k lg;ksfx;ksa ds

f[kykQ 'kkjhfjd geyk] ekjihV] lnks"k vojks/k] vkijkfèkd vfHk=kl ;k fgalk( ¼[k½ m/kkjdrkZ ls tqM+s

fdlh Hkh O;fä dks 'kkjhfjd vigkfu ;k fgalk dh èkedh nsuk( ¼x½ cy ;k èkedh ds ekè;e ls

m/kkjdrkZ ;k ifjokj ds lnL;ksa dh eqä vkoktkgh dks izfrcaf/kr djuk] vojks/k djuk ;k jksduk(

¼?k½ m/kkjdrkZ ;k xkjaVhnkrk ls lacafèkr fdlh Hkh laifÙk dks uqdlku igq¡pkuk] u"V djuk ;k

uqdlku igqapkus dh èkedh nsuk( ¼³½ oSèk vfèkdkj ds fcuk m/kkjdrkZ ds fuokl] dk;ZLFky ;k ifjlj

esa tcju ços'k djuk ;k NksM+us ds fy, dgs tkus ds ckn Hkh ogk¡ jgukA

¼2½

¼d½ fdlh Hkh laizs"k.k esa viekutud] v'yhy]

èkedh] tkfroknh] lkaçnkf;d ;k HksnHkkoiw.kZ Hkk"kk dk ç;ksx djuk( ¼[k½ ckj&ckj d‚y] lans'k ;k

eqykdkr djuk ftlls ekufld ijs'kkuh gks ;k nSfud thou esa ckèkk mRiUu gks( ¼x½ fyf[kr lgefr

ds fcuk] dk;Zfnolksa esa lqcg 7%00 cts ls igys ;k 'kke 8%00 cts ds ckn ;k jfookj vkSj Nqfê;ksa ds

fnu fdlh Hkh le; mèkkjdrkZvksa ls laidZ djuk( ¼?k½ mèkkjdrkZvksa dks my>kus ;k etcwj djus ds

fy, mudh foÙkh; fLFkfr ;k O;fäxr tkudkjh dks lkoZtfud :i ls mtkxj dj 'kfeZank djuk ;k

viekfur djuk( ¼³½ mèkkjdrkZvksa ds fuokl] dk;ZLFky ;k iM+ksl esa lkoZtfud :i ls fo?u mRiUu

djuk( ¼p½ fof/kd ifj.kkeksa ds ckjs esa xyr c;ku nsuk ;k Hkqxrku ds fy, —f=e vkxzg iSnk

djukA

ǐबहार गजट (असाधारण), 11 मई 2026

¼3½

¼d½ ,l,e,l] OgkV~l,si] bZesy ;k lks'ky ehfM;k

IysVQ‚eZ ds ekè;e ls èkedh] Hk;Hkhr djus okys ;k viekutud lans'k Hkstuk( ¼[k½ Li"V fyf[kr

lgefr ds fcuk O;fäxr tkudkjh] foÙkh; fooj.k] rLohjsa ;k futh MsVk dk [kqyklk ;k çdk'ku(

¼x½ udyh fof/kd uksfVl] vnkyrh leu ;k èkks[kkèkM+h okys dkuwuh nLrkost cukuk ;k forfjr

djuk( ¼?k½ iqfyl inkfèkdkfj;ksa] vnkyr ds inkfèkdkfj;ksa] odhyksa ;k ljdkjh inkfèkdkfj;ksa dk

çfr:i.k djuk( ¼³½ vyx ls fyf[kr lgefr ds fcuk mèkkjdrkZ ds Qksu laidZ] d‚y y‚x ;k

fMftVy MsVk rd igq¡puk ;k mldk mi;ksx djuk( ¼p½ oSèk çkfèkdkj ds fcuk mèkkjdrkZ ds

midj.kksa ij VªSfdax ;qfDr ;k fuxjkuh l‚¶Vos;j LFkkfir djuk( ¼N½ fMftVy IysVQ‚eZ ij udyh

çksQkby cukuk ;k mèkkjdrkZ dh igpku dk nq#i;ksx djukA

¼4½

: ¼d½ nLrkostksa] çek.ki=ksa ;k ljdkj }kjk tkjh fd,

x, gdnkjh i=ksa dks vfHkx`ghr djuk] vf/kâr djuk ;k voSèk :i ls vius ikl j[kuk( ¼[k½

mèkkjdrkZ dh dk;ZLFky mifLFkfr] jkstxkj ;k O;kolkf;d dk;ksZa esa ck/kk Mkyuk( ¼x½ is'ksoj lacaèkksa

dks [krjs esa Mkyus ds fy, fu;ksäkvksa] lgdfeZ;ksa ;k O;kolkf;d lg;ksfx;ksa ls laidZ djuk( ¼?k½

ncko esa laifÙk dk fuiVku djus ds fy, ckè; djuk( ¼M-½ cSad [kkrksa ;k oSèk vk; lzksrksa rd igq¡p

dks vo#) djukA

¼5½

: ¼d½ ikfjokfjd lnL;ksa] fj'rsnkjksa] nksLrksa ;k iM+ksfl;ksa

ij izfrlank; ds fy, lkekftd izihM+u gsrq ncko Mkyuk( ¼[k½ cPpksa ds fo|ky;ksa ;k 'kS{kf.kd

laLFkkvksa esa tkdj mUgsa 'kfeZank djuk( ¼x½ olwyh ds mís'; ls èkkfeZd LFkkuksa] lkekftd lekjksgksa]

R;ksgkjksa ;k lkeqnkf;d lekjksgksa esa O;oèkku Mkyuk

¼6½

¼d½ vkijkfèkd i`"BHkwfe ;k fgalk dh i`"BHkwfe okys O;fä;ksa dks

olwyh ,tsaV ds :i esa fu;qä djuk( ¼[k½ vjftLVªhd`r ;k vufèk—r olwyh ,tsafl;ksa ;k laxzg

dfeZ;ksa dk mi;ksx djuk( ¼x½ bl vfèkfu;e ;k vU; ykxw dkuwuksa ds rgr fofgr lhek ls vfèkd

jkf'k dh ek¡x djuk( ¼?k½ fNis gq, “kqYd ;k v?kksf"kr 'kqYd olwyuk( ¼³½ mfpr dkuwuh çfØ;kvksa ds

fcuk xkjaVj ;k ifjokj ds lnL;ksa ls olwyh dk ç;kl djukA

¼1½ iathdj.k çkfèkdkjh fdlh Hkh le;] Loçsj.kk ls ;k mèkkjdrkZ ;k fdlh vU; çHkkfor O;fä ls

f'kdk;r çkIr gksus ij] m/kkjnkrk dks dkj.k crkvks uksfVl tkjh dj ldsxk fd bl vfèkfu;e ds

rgr muds vuqikyu çek.ku ;k iathdj.k dks jí D;ksa ugha fd;k tkuk pkfg,] ;fn mudk ekuuk

gS fd m/kkj us bl vfèkfu;e ;k blds rgr cuk, x, fu;eksa ds fdlh çkoèkku dk mYya?ku

fd;k gSA

¼2½ mÙkj ij fopkj djus ds ckn] ;fn dksbZ gks] rFkk m/kkjnkrk dks lquokbZ dk volj çnku djus ds

ckn] iathdj.k çkfèkdkjh fyf[kr esa dkj.k ntZ djds ,sls iathdj.k dks jí ;k fuyafcr dj ldsxkA

¼3½ mièkkjk ¼1½ ds rgr tk¡p yafcr jgus rd] iathdj.k çkfèkdkjh fyf[kr :i esa dkj.k ntZ djds

vuqikyu çek.khdj.k ;k iathdj.k dks fuyafcr dj ldsxkA

¼4½ ftl m/kkjnkrk dk iathdj.k ;k çek.ku fuyafcr ;k jí dj fn;k x;k gS] og fuyacu dh vofèk ds

nkSjku ;k jíhdj.k ds ckn dksbZ u;k _.k forfjr ugha djsxk ;k ekStwnk _.kksa dh olwyh ugha

djsxkA

¼1½ iathdj.k çkfèkdkjh ;k mlds }kjk çkfèk—r dksbZ Hkh inkfèkdkjh fdlh Hkh m/kkjnkrk ;k m/kkj nsus dh

xfrfofèk;ksa esa yxs gq, O;fä ds ifjlj esa ços'k dj ldsxk] rFkk bl vfèkfu;e ds vuqikyu dks

lqfuf'pr djus ds fy, vfHkys[kksa vkSj nLrkostksa dk fujh{k.k dj ldsxk ;k mUgsa çLrqr djus dh

ek¡x dj ldsxkA

¼2½ çkfèk—r inkf/kdkjh ijh{kk] tk¡p ;k dkuwuh dk;Zokgh ds fy, vko';d le>s tkus okys fdlh Hkh

nLrkost+ dks tCr dj ldsxkA ,sls nLrkost+ dsoy ml vofèk rd gh j[ks tk,¡xs ftruh vofèk bu

mís';ksa ds fy, vko';d gksA

¼3½ iathdj.k çkfèkdkjh ;k çkfèk—r inkfèkdkjh m/kkjnkrk ls tqM+s fdlh Hkh O;fä dks cqykdj iwNrkN

dj ldsxk] ;fn mls yxrk gS fd mlds ikl lqlaxr tkudkjh gSA

ǐबहार गजट (असाधारण), 11 मई 2026

¼1½ dksbZ Hkh mèkkjdrkZ fdlh m/kkjnkrk }kjk bl vfèkfu;e ds mYya?ku dk vkjksi yxkrs gq, f'kdk;r

ntZ djk ldsxk %

¼d½ iathdj.k çkfèkdkjh ds ikl ftlus vuqikyu çek.khdj.k tkjh fd;k gSA

¼[k½ ml iathdj.k çkfèkdkjh ds ikl] ftldh {ks=h; vf/kdkfjrk gS] tgk¡ mYya?ku gqvk Fkk( ;k

¼x½ 'kkjhfjd fgalk] vkijkfèkd èkedh ;k xaHkhj èkefd;ksa ls tqM+s mYya?kuksa ds fy, vf/kdkfjrk

okys Fkkuk ds iklA

¼2½ mièkkjk ¼1½ esa mfYyf[kr çR;sd çkfèkdkjh bl vfèkfu;e ds varxZr nk;j çR;sd f'kdk;r dks lkr

dk;Z fnolksa ds Hkhrj çkIr djus] iathd`r djus] vfHkLoh—fr nsus vkSj lalkfèkr djus ds fy, ckè;

gksxk] vkSj f'kdk;rdrkZ dks dfe;ksa dks lqèkkjus dk mfpr volj çnku fd, fcuk rduhdh vkèkkj

ij fdlh Hkh f'kdk;r dks vLohdkj ;k [kkfjt ugha fd;k tk,xkA

¼3½ iathdj.k çkfèkdkjh èkkjk 8 esa mfYyf[kr çfØ;kvksa ds leku çfØ;kvksa dk ikyu djsxk rFkk mfpr

le>s tkus ij ,sls vkns'k ikfjr dj ldsxkA

¼4½ tgk¡ çFke–"V~;k laKs; vijkèk dk lk{; ik;k tkrk gS] ogka iathdj.k çkfèkdkjh f'kdk;r dks

vf/kdkfjrk okys iqfyl Fkkus dks vxzsf"kr djsxkA

¼5½ dksbZ Hkh iqfyl inkfèkdkjh ,slh f'kdk;r çkIr djus ;k ntZ djus ls budkj ugha djsxkA

¼1½ fcgkj ljdkj vfèklwpuk }kjk mèkkjdrkZvksa vkSj mèkkjnkrkvksa ds chp flfoy fooknksa ds lekèkku ds

fy, ,d ;k ,d ls vfèkd yksdikyksa dh fu;qfä dj ldsxhA

¼2½ yksdiky dh 'kfä;k¡] dk;Z] ;ksX;rk,¡] vfèkdkj {ks= vkSj çfØ;k,¡ fcgkj ljdkj }kjk fofgr dh

tk,¡xh A

¼3½ bl èkkjk esa dksbZ Hkh ckr i{kdkjksa ds chp fooknksa dk U;k;fu.kZ;u djus ds fy, flfoy U;k;ky;ksa

dh vf/kdkfjrk dks ckfèkr ugha djsxhA

dksbZ Hkh O;fä ;k laLFkk tks èkkjk&4 dk mYya?ku djrs gq, ¼iathdj.k

vkSj vuqikyu çek.ku çkIr fd, fcuk½ _.k nsus dk dk;Z djrk gS] mls rhu o"kZ rd ds dkjkokl vkSj ik¡p

yk[k #i;s rd ds tqekZus ;k nksuksa ls nafMr fd;k tk ldsxkA

dksbZ Hkh m/kkjnkrk tks

¼ad½ èkkjk&5 ds rgr mèkkjdrkZvksa dks vko';d çdVhdj.k] _.k izys[khdj.k ;k jlhnsa çnku djus esa

foQy jgrk gS( ;k

¼[k½ bl vfèkfu;e ds rgr iathd`r dk;kZy;] gsYiykbu LFkkfir djus ;k _.k&iwoZ çdVhdj.k nsus esa

foQy jgrk gS( ;k

¼x½ bl vfèkfu;e dh /kkjk&5¼10½ ds vèkhu visf{kr okf"kZd fooj.kh izLrqr djus esa vlQy jgus ij de

ls de nl gtkj #i;s ds tqekZus ls n.Muh; gksxk tks c<k+dj ,d yk[k #i;s rd vkfFkZd n.M

fn;k tk ldsxk A

dksbZ Hkh m/kkjnkrk ;k ,tsaV tks èkkjk 8 dk mYya?ku djrs gq, fdlh Hkh

çdkj dh izihM+d olwyh esa layXu gksrk gS] lqfoèkk çnku djrk gS] ;k ç;kl djrk gS] mls nafMr fd;k

tk,xk

¼ad½ èkkjk&7 ds [kaM ¼1½] ¼2½ ,oa ¼6½ ds rgr 'kkjhfjd izihM+u] ihNk djus] mRihM+u ;k èkedh ds fy,

rhu lky rd dh dSn ;k ik¡p yk[k #i;s rd dk tqekZuk] ;k nksuksa(

¼[k½ fMftVy izihM+u] igpku dk nq#i;ksx] voSèk fuxjkuh ;k èkkjk&7 ds [kaM ¼3½ ds rgr çfr:i.k ds

ekè;e ls èkedh ;k èkkjk&7 ds [kaM ¼4½ vkSj ¼5½ ds rgr vko';d nLrkostksa dh tCrh ;k ifjokj

vkSj cPpksa ij ncko ds fy,] ik¡p lky rd dh dSn ;k ik¡p yk[k #i;s rd dk tqekZuk ;k nksuksaA

tgk¡ dksbZ mèkkjdrkZ ;k muds ikfjokfjd lnL; vkRegR;k dj ysrk gS]

vkSj ;g lkfcr gks tkrk gS fd èkkjk&7 esa ifjHkkf"kr izihM+d olwyh i)fr;ksa dk mi;ksx ,slh vkRegR;k ls

rqjar igys fd;k x;k Fkk] m/kkjnkrk ;k muds ,tsaVksa dks vkRegR;k ds fy, nq"izsjd ekuk tk,xk] vkSj os

Hkkjrh; U;k; lafgrk] 2023 dh èkkjk 108 ds rgr naMuh; gksaxs A

tks O;fä bl vfèkfu;e ds vèkhu naMuh; fdlh vijkèk ds

fy, igys Hkh nks"kfl) gks pqdk gS] mls dkjkokl ls] ftldh vofèk ik¡p o"kZ ls de ugha gksxh] fdUrq tks

nl o"kZ rd c<+k;h tk ldsxh] rFkk tqekZus ls] tks nl yk[k #i, ls de ugha gksxk] fdUrq ftls ik¡p djksM+

#i, rd c<+k;k tk ldsxk] naMuh; gksxkA

ǐबहार गजट (असाधारण), 11 मई 2026

bl vfèkfu;e ;k blds vèkhu cuk, x, fu;eksa dk dksbZ mYya?ku] ftlds fy, dksbZ

fof'k"V naM dk çkoèkku ugha gS] nl gtkj #i, rd ds tqekZus ls naMuh; gksxkA

èkkjk 13 vkSj 17 dks NksM+dj /kkjk 12] 14] 15 vkSj 16 ds varxZr

lHkh vijk/k laKs; vkSj xSj&tekurh gksaxsA

tgk¡ bl vfèkfu;e ds rgr dksbZ mYya?ku fdlh daiuh] lk>snkjh

QeZ] lkslk;Vh ;k vU; bdkbZ }kjk fd;k tkrk gS] ogk¡ çR;sd funs'kd] Hkkxhnkj] çcaèkd ;k inkfèkdkjh tks

mYya?ku ds le; O;olk; ds lapkyu ds fy, çHkkjh vkSj ftEesnkj Fkk] mYya?ku dk nks"kh ekuk tk,xk vkSj

naM ds fy, mÙkjnk;h gksxk] tc rd fd ,slk O;fä ;g lkfcr ugha dj nsrk fd mYya?ku mldh tkudkjh

ds fcuk gqvk Fkk vkSj mUgksaus ,sls mYya?ku dks jksdus ds fy, mfpr rRijrk cjrh FkhA

bl vè;k; ds v/khu fdlh Hkh _.knkrk ;k

vfHkdrkZ ds nks"kflf) ij] iathdj.k çkfèkdkjh bl vfèkfu;e ds rgr muds vuqikyu çek.ku ;k iathdj.k

dks fuyafcr ;k jí dj nsxkA

: viath—r mèkkjnkrkvksa }kjk fn, x, lHkh _.k] bl

vfèkfu;e esa fofufnZ"V C;kt nj lhek dk mYya?ku djus okys _.k] izihM+d lk/kuksa ls çkIr _.k]

;k bl vfèkfu;e ds vU; çkoèkkuksa dk mYya?ku djus okys _.kksa dks mYya?ku dh lhek rd

mUeksfpr ekuk tk,xk] vkSj mèkkjdrkZvksa ij ,slh vfrfjä jkf'k dks pqdkus dk dksbZ dkuwuh nkf;Ro

ugha gksxkA

: dksbZ Hkh flfoy U;k;ky;] U;k;kfèkdj.k] çkfèkdj.k ;k

eè;LFk mièkkjk ¼1½ ds v/khu mUeksfpr le>s x, _.kksa ;k jkf'k;ksa dh olwyh ds fy, fdlh okn]

vkosnu] ;kfpdk ;k dk;Zokgh ij fopkj ugha djsxk vkSj ,slh voSèk jkf'k;ksa dh olwyh ds fy, lHkh

yafcr dk;Zokfg;ka ,slh voSèkrk dk fuèkkZj.k gksus ij rRdky lekIr gks tk,axhA

: tgk¡ fdlh mèkkjdrkZ us bl vfèkfu;e ds v/khu fuèkkZfjr lhekvksa ls

vfèkd jkf'k igys gh pqdk nh gS] ,slk mèkkjdrkZ( mèkkjdrkZ laj{k.k fufèk ls ;k lhèks m/kkjnkrk ls

ckjg çfr'kr çfr o"kZ dh nj ls C;kt ds lkFk vfrfjä jkf'k dh okilh dk gdnkj gksxkA

VII

¼1½ fcgkj ljdkj ,d çkfèkdj.k] pkgs fo|eku gks ;k xfBr fd;k tkus okyk gks] dks vfHkfgr dj

ldsxh] tks fcgkj esa dk;Zjr m/kkjnkrkvksa dh lwpuk ds fy, ,d v‚uykbu MkVkcsl dk l`tu]

vuqj{k.k vkSj lapkyu djsxk rFkk ftlesa m/kkjnkrkvksa dks iathdj.k] uohdj.k vkfn ds fy, vkosnu

djus rFkk iathdj.k çkfèkdkjh }kjk çek.k i= tkjh djus vkSj lHkh lacafèkr ekeyksa ds fy, lqfoèkk

gksxhA

¼2½ mi&èkkjk ¼1½ ds v/khu vfHkfgr çkfèkdkjh fdlh Hkh fu;ked ;k l{ke çkfèkdkjh ls mèkkjnkrkvksa ds

ckjs esa ,slh tkudkjh lk>k djus dh vis{kk dj ldsxk] tSlk fd fofgr fd;k tk;A

¼1½ bl vfèkfu;e ds ç;kstu ds fy,] ljdkj iVuk mPp U;k;ky; ds eq[; U;k;kèkh'k dh lgefr ls]

jkti= esa vfèklwpuk }kjk] ,sls {ks= ;k {ks=ksa ds fy, ;k ,sls ekeys ;k ekeyksa ds oxZ ;k lewg ds

fy,] tSlk fd vfèklwpuk esa fofufnZ"V fd;k tk;] ,0Mh0ts0 lfgr vèkhuLFk U;k;kèkh'k ds laoxZ esa

,d ;k vfèkd vfHkfgr U;k;ky;ksa dk xBu dj ldsxhA

¼2½ vfHkfgr U;k;ky; ds vykok] çsflMsalh uxj fnokyk vfèkfu;e] 1909 vkSj çkarh; fnokyk vfèkfu;e]

1920 ds v/khu xfBr U;k;ky; lfgr fdlh Hkh U;k;ky; dks ,sls fdlh Hkh ekeys ds lacaèk esa

vfèkdkfjrk ugha gksxh] ftl ij bl vfèkfu;e ds çkoèkku ykxw gksrs gSaA

¼3½ fdlh vU; U;k;ky; esa yafcr dksbZ ekeyk] ftl ij bl vfèkfu;e ds çkoèkku ykxw gksrs gSa] bl

vfèkfu;e ds çdk'ku dh frfFk dks vfHkfgr U;k;ky; dks LFkkukarfjr gks tk,xkA

ljdkj] vkns'k }kjk] vfHkfgr U;k;ky; esa

ekeyksa ds lapkyu ds ç;kstukFkZ] lacafèkr ftys ds ftyk ,oa l= U;k;kèkh'k ds ijke'kZ ls] de ls de 7 o"kZ

dk vuqHko j[kus okys ,d ;k vfèkd vfèkoäkvksa dks fo'ks"k yksd vfHk;kstd@fo'ks"k ljdkjh vf/koDrk ds

:i esa fu;qä dj ldsxhA

¼1½ vfHkfgr U;k;ky;] jkT; ljdkj }kjk bl fufeÙk çkfèk—r fdlh inkfèkdkjh }kjk dh xbZ f'kdk;r

ij] bl vfèkfu;e ds vèkhu vijkèk xfBr djus okys rF;ksa dh iqfyl fjiksVZ dk voyksdu djus ds

i'pkr~] vfHk;qä dks fopkj.k ds fy, U;k;ky; dks lkSais fcuk vijkèk dk laKku ys ldsxkA

ǐबहार गजट (असाधारण), 11 मई 2026

¼2½ vfHk;qä O;fä ij fopkj.k djrs le; vfHkfgr U;k;ky; Hkkjrh; ukxfjd lqj{kk lafgrk] 2023 ds

çkoèkku esa fofgr çfØ;k dk ikyu djsxkA

¼3½ vfHkfgr U;k;ky; mls Hksts x, O;fä ds lacaèk esa fjekaM dh 'kfä dk ç;ksx djsxk tSlk fd Hkkjrh;

ukxfjd lqj{kk lafgrk] 2023 ds çkoèkku ds v/khu ;Fkk micaf/kr gSA

¼4½ vfHkfgr U;k;ky;] bl vfèkfu;e ds vèkhu vijkèk dk fopkj.k djrs le;] bl vfèkfu;e ds vèkhu

vijkèk ds vykok fdlh vU; vijkèk dk Hkh fopkj.k dj ldsxk] ftlds fy, vfHk;qä ij Hkkjrh;

ukxfjd lqj{kk lafgrk] 2023 ds vèkhu mlh fopkj.k esa vkjksi yxk;k tk ldsxkA

¼1½ vfHkfgr U;k;ky; }kjk ikfjr vafre vkns'k ds fo#) vafre vkns'k dh frfFk ls 60 fnuksa ds Hkhrj

mPp U;k;ky;] iVuk ds U;k;{ks= esa vihy dh tk ldsxhA

¼2½ vfHkfgr U;k;ky; }kjk fd, x, fopkj.k esa nks"kfl) dksbZ O;fä@,e,QvkbZ mPp U;k;ky;] iVuk

esa vihy dj ldsxkA

bl vfèkfu;e ds vèkhu ln~HkkoiwoZd dh xbZ ;k fd, tkus ds

fy, vk'kf;r fdlh ckr ds fy, ljdkj ;k iathdj.k çkfèkdkjh ;k ljdkj ds fdlh inkfèkdkjh ;k deZpkjh ds

fo#) dksbZ okn ;k vU; dk;Zokgh ugha dh tk,xhA

¼1½ jkT; ljdkj] vfèkfu;e ds ç;kstuksa dks dk;kZfUor djus ds fy, jkti= esa vfèklwpuk }kjk fu;e

cuk ldsxhA

¼2½ bl èkkjk }kjk fu;e cukus dh çnÙk 'kfä bl 'krZ ds vèkhu gksxh fd fu;e iwoZ çdk'ku ds i'pkr~

cuk, tk,¡A

¼3½ bl vfèkfu;e ds vèkhu cuk;k x;k çR;sd fu;e ;k vfèklwpuk] cuk, tkus ds i'pkr~ ;Fkk'kh?kz]

jkT; foèkkueaMy ds çR;sd lnu ds le{k] tc og l= esa gks] dqy rhl fnu dh vofèk ds fy,

j[kk tk,xk] tks ,d l= esa vFkok nks ;k vfèkd vkuqØfed l=ksa esa lekfo"V gks ldsxh vkSj ;fn

ml l= ds ;k iwokZsä vkuqØfed l=ksa ds Bhd ckn ds l= ds volku ds iwoZ nksuksa lnu ml

fu;e ;k vfèklwpuk esa dksbZ mikarj.k djus ds fy, lger gks tk,¡ ;k nksuksa lnu lger gks tk,¡

fd fu;e ;k vfèklwpuk ugha cukbZ tkuh pkfg, rks fu;e ;k vfèklwpuk ml rkjh[k ls] tc ,slk

mikarj.k ;k fu"çHkkou vfèklwfpr fd;k tkrk gS] dsoy ,sls mikarfjr :i esa gh çHkkoh gksxh ;k

mldk dksbZ çHkko ugha gksxk] tSlk Hkh ekeyk gksA rFkkfi] ,slk dksbZ mikarj.k ;k fu"çHkkou ml

fu;e ;k vfèklwpuk ds vèkhu igys dh xbZ fdlh ckr dh fofèkekU;rk ij çfrdwy çHkko ugha

MkysxkA

¼4½ fcgkj ljdkj] bl vfèkfu;e ds micaèkksa dks dk;kZfUor djus ds fy, fu;e cuk ldsxh vkSj tc

rd fd muds fdlh fof'k"V fnu dks ço`Ùk gksus dk mYys[k u fd;k x;k gks] os ml fnu ço`Ùk gksaxs

ftl fnu os bl çdkj çdkf'kr gksaA bl vfèkfu;e ds vèkhu tkjh dh xbZ lHkh vfèklwpuk,¡] tc

rd fd muds fdlh fof'k"V fnu dks ço`Ùk gksus dk mYys[k u fd;k x;k gks] ml fnu ço`Ùk gksaxh

ftl fnu os bl çdkj çdkf'kr gksaA

bl vfèkfu;e ds çkoèkkuksa ds v/khu dk;Z djus okyk çR;sd

inkfèkdkjh] iathdj.k çkfèkdkjh] yksdiky ;k O;fä] Hkkjrh; U;k; lafgrk] 2023 dh èkkjk 2¼28½ ds

vFkkZUrxZr yksd lsod ekuk tk,xk A

bl vfèkfu;e ds micaèk rRle; ço`Ùk fdlh vU;

fofèk ds vfrfjä gksaxs] u fd mlds vYihdj.k esaA ijUrq fdlh fookn dh fLFkfr esa] fcgkj jkT; ds Hkhrj

lw{e foÙk vkSj y?kq _.k olwyh ls lacafèkr ekeyksa esa bl vfèkfu;e ds micaèk ,sls fookn dh lhek rd

vfHkHkkoh gksaxsA

jkT; ljdkj le;≤ ij] mèkkjnkrkvksa] iathdj.k

çkfèkdkfj;ksa] yksdikyksa ;k bl vfèkfu;e ds dk;kZUo;u ds fy, fu;ksftr fdlh vU; inkfèkdkjh ;k O;fä

dks ,sls funZs'k tkjh dj ldsxh tks bl vfèkfu;e ;k mlds vèkhu cuk, x, fu;eksa ds çkoèkkuksa ls vlaxr

u gksa] tSlk fd og mfpr le>s] vkSj ,sls lHkh O;fä ,sls funZs'kksa dk ikyu djsaxsA

bl vf/kfu;e ds vuqokfnr laLdj.k ds vFkZ vkSj O;k[;k esa fdlh folaxfr ds ekeys esa vaxzsth Hkk’kk

laLdj.k lHkh izdkj ls ck/;dkjh rFkk izcy gksxkA

;fn bl vfèkfu;e ds çkoèkkuksa dks çHkkoh djus esa dksbZ dfBukbZ

mRiUu gksrh gS] rks fcgkj ljdkj ] jkti= esa çdkf'kr vkns'k }kjk] bl vfèkfu;e ds çkoèkkuksa ls vlaxr u

gksus okys ,sls çkoèkku dj ldsxh tks mls dfBukbZ dks nwj djus ds ç;kstu ds fy, vko';d ;k lehphu

çrhr gksaA

ǐबहार गजट (असाधारण), 11 मई 2026

ijUrq bl vfèkfu;e ds çkjEHk dh rkjh[k ls nks o"kZ dh vofèk dh lekfIr ds i'pkr~ bl èkkjk ds vèkhu

,slk dksbZ vkns'k ugha fd;k tk,xkA

ckluks ‘kadj esgjks+=k]

ljdkj ds fo’ks”k lfpo&lg&izHkkjh lfpoA

11 ebZ 2026

laŒ ,yŒthŒ&01&07@2026&3662@yst—fcgkj fo/kku eaMy }kjk ;Fkkikfjr vkSj ekuuh; jkT;iky }kjk fnukad

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[Bihar Act No.- 11, 2026]

The Bihar Micro Finance Institutions (Regulations of Money Lending and

Prevention of Coercive Actions) Act, 2026

To regulate micro finance institutions (MFI) and small loan providers (SLP) operating in

Bihar, prohibit coercive and unethical recovery practices, ensure transparent lending operations with

fair interest rates, protect vulnerable borrowers from exploitation through comprehensive safeguards,

and establish effective mechanisms for dispute resolution and borrower relief while maintaining a

balanced regulatory framework that promotes financial inclusion.

And whereas the endeavor of the State is protect the interests of SHGs and relieve them

from the undue hardship by regulating money lending transactions by the money lending MFIs, who

are providing loans to SHGs with unfairly high interest rates and resorting to coercive means of

recovery resulting in impoverishment and at times leading to suicides of the borrowers.

THEREFORE, be it enacted by the legislature of the State of Bihar in the

Seventy-seventhYear of the Republic of India as follows:

CHAPTER I

PRELIMINARY

Short title, extent, and commencement.-

(1) This Act may be called The Bihar Micro Finance Institutions (Regulations of Money

Lending and Prevention of Coercive Actions) Act 2026.

(2) It extends to the whole of the State of Bihar including all districts, sub-divisions,

blocks, and panchayats within the territorial jurisdiction of the State.

(3) It shall come into force on such date as the State Government may, by notification,

appoint.

Application and scope.-

(1)

This Act shall apply to all individuals, partnership firms, limited liability

partnerships, companies, societies, trusts, digital lending platforms, mobile

applications, and any other entities or persons engaged in the business of advancing

micro loans or small loans within the territorial limits of Bihar, irrespective of their

place of incorporation, registration, or domicile.

(2)

The provisions of this Act shall not apply to the following entities in respect of

their lending operations:

(a) Scheduled commercial banks as defined under the Banking

Regulation Act, 1949;

(b) Regional Rural Banks established under the Regional Rural Banks

Act, 1976;

ǐबहार गजट (असाधारण), 11 मई 2026

registration issued by the Reserve Bank of India under the Reserve

Bank of India Act, 1934, and operating under RBI guidelines;

(d) Housing Finance Companies regulated under National Housing Bank

Act, 1987;

(e) Primary agricultural credit societies, district central cooperative

banks, and state cooperative banks registered under applicable

cooperative laws;

(f) Government departments, statutory corporations, public sector

undertakings, and agencies specifically notified by the State

Government for developmental lending or financial inclusion

programs.

(3)

Notwithstanding the exemptions provided in sub-section (2), all provisions

of this Act relating to prohibition of coercive recovery methods, borrower

protection measures, and fair recovery practices shall apply to every entity

mentioned in sub-section (2) when they engage in recovery of loans from

borrowers within the State of Bihar.

Definitions.-In this Act, unless the context otherwise requires:

(a) “Government” means the State Government of Bihar;

(b) “agent” means any person, employee, contractor, recovery agency, collection agent,

field officer, or third-party service provider who is engaged, employed, appointed,

or authorized by a lender to carry out loan disbursement, monitoring, collection, or

recovery activities on behalf of such lender, and includes digital recovery platforms

and automated recovery systems;

constituted under government programs, joint liability group, women’s collective,

farmer producer organization, micro enterprise, or any group of persons having

common economic interests who avails money in the form of a loan for any

productive purpose from Micro Finance Institutions or Money Lending Agencies or

Organizations under an agreement with terms and conditions that the money shall be

repaid within a certain periods of time to such Micro Finance Institutions or Money

Lending Agencies or Organizations, as the case may be;

(d) “coercive actions” means any act, conduct, behavior, or practice specified and

prohibited under Section 7 of this Act when employed for the purpose of compelling

repayment of any loan amount, interest, fees, or charges;

(e) “Department” shall mean Department of Finance, Government of Bihar otherwise

expressly mentioned;

(f)

“digital lending platform” means any website, mobile application, software

platform, or electronic system through which loans are originated, processed,

sanctioned, disbursed, monitored, or recovered using digital technology and internet

connectivity, including peer-to-peer lending platforms and fintech applications;

(g) “family member” means spouse, children including adopted children, parents,

grandparents, siblings, parents-in-law, children-in-law, and any other person who is

wholly or substantially dependent on the borrower for sustenance and ordinarily

resides with the borrower;

(h) “lender” includes any person, Hindu undivided family, partnership firm, limited

liability partnership, company, society, trust, digital platform operator, or any other

entity engaged in the business of advancing loans covered under this Act, but does

not include entities exempted under sub-section (2) of Section 2;

(i)

“loan” means money advance to the borrower or equivalent value in cash or kind

made by a lender to a borrower at interest explicitly charged or for any other

consideration or benefit and includes:

ǐबहार गजट (असाधारण), 11 मई 2026

(i) loans disbursed through digital platforms or mobile applications;

(ii) loans given for productive activities, consumption needs, emergency

purposes, or any other lawful purposes;

(iii) revolving credit facilities and credit lines or overdrafts;

(iv) loans secured by gold, property, or other assets;

(j)

“Registering Authority” means the Director (Institutional Finance) or any such

official as may be appointed by the Government of Bihar by notifications, to

perform the functions of a Registering Authority under this Act;

(k) “Appellate Authority” means Principal Secretary, Finance, Government of Bihar or

any such official as may be appointed by the Government of Bihar by notifications,

to perform the functions of a Appellate Authority under this Act;

(l)

‘Interest’ for the purposes of the terms defined under the provisions of this Act

would mean a return on the amount lent by the MFI to a borrower.

(m) “Micro Finance Institution (MFI) or Money Lending Agencies or Organizations

or Small Loan Provides” means any person, partnership firm, group of persons,

including a Company registered under the provisions of the Companies Act, 2013, a

Non-Banking Finance Company as defined under the Reserve Bank of India Act,

1934 a Society registered under, the Societies Registration Act, 1860, and the like,

in whichever manner formed and by whatever name called, whose principal or

incidental activity is to lend money or offer financial support of whatsoever nature

to the needy borrower;

(n) “vulnerable person” means and includes:

(i)

women borrowers, particularly single women, widows, and women

from marginalized communities;

(ii)

farmers, agricultural laborers, tenant farmers, and persons engaged in

allied agricultural activities;

(iii)

members of Scheduled Castes and Scheduled Tribes as defined in the

Constitution of India;

(iv)

daily wage earners, migrant workers, and persons engaged in

unorganized sector employment;

(v)

persons with disabilities as defined under the Rights of Persons with

Disabilities Act, 2016;

(vi)

senior citizens above the age of sixty years;

(vii) borrowers belonging to families below the poverty line as identified

by government surveys;

(viii) transgender persons;

(ix)

street vendors, domestic workers, and other marginalized occupation

groups;

(x)

any other category of persons notified as vulnerable by the State

Government based on socio-economic indicators.

(o) “Micro Loan or Small Loan” means a loan given to the household having

annual household income upto three lakh rupees or such limit as the

Government may fix from time to time, by notification.

Explanation: For the purpose of this clause, a household shall mean an

individual family unit, i.e. husband, wife and their unmarried sons and

daughters.

(p) Words used but not defined in this Act, shall have the same meaning

assigned to them under the relevant Acts.

ǐबहार गजट (असाधारण), 11 मई 2026

CHAPTER II

REGISTRATION AND REGULATORY COMPLIANCE FOR LENDERS

Registration Requirement.—

(1) The Government may, by notification, appoint such number of officers to be the

Registering Authority of money lending entities and define the areas of jurisdiction of

such authority.

(2) The Registering Authority shall exercise such powers and perform such duties as may

be prescribed.

(3) No money lending entity functioning in the State on the date of commencement of this

Act or intending to start the business of money lending after the commencement of this

Act, shall grant any loan or recover any loan without obtaining a Certificate of

Registration under this Act:

Provided that, every money lending entity functioning in the State as on the

date of the commencement of this Act, shall, within ninety days from the date of

commencement of this Act, obtain a Certificate of Registration from the Registering

Authority under this Act.

(4) Every application for registration of money lending entity shall be submitted through

the online portal as may be notified by the Government, in such electronic form, along

with such documents and fees as may be prescribed.

(5) On receipt of such application, the Registering Authority shall verify the details

furnished by the money lending entity and grant or refuse to grant a Certificate of

Registration through online portal referred to in sub-section (2) in such electronic form

and within such time as may be prescribed:

Provided that no such application shall be rejected without giving

opportunity of being heard to the applicant and for reasons to be recorded.

(6) If no decision is made on the application for registration prescribed under sub-section

(3) by the Registering Authority concerned, within 90 days from the date of submission

of applications, the Certificate of Registration shall be auto-generated and granted

online in such form as may be prescribed.

(7) The certificate granted under sub-section (3) or (4) shall be valid for a period of three

years from the date on which it is granted, subject to fulfillment of such terms and

conditions specified therein:

Provided that if any money lending entity intends to carry on its business in

any other district or region other than the district or region where it has registered, it

shall furnish the details of such registration in such electronic form as may be

prescribed, to the Registering Authority of the district or region concerned where it

intends to carry on its business.

(8) Every Certificate of Registration shall be renewed for a period of three years, in such

manner and on payment of such fees and fulfillment of such conditions, as may be

prescribed.

(9) Every application for renewal of the Certificate of Registration granted under this Act

shall be made not less than sixty days before the date of expiry of the period of such

certificate.

Provided that the Registering Authority may entertain the application for

renewal after the expiry of the prescribed aforesaid period but before the expiry of the

period of the certificate, if it is satisfied that the applicant was prevented by sufficient

cause from applying for renewal in time.

(10) On receipt of the application under sub-section (2), the Registering Authority shall

verify the details furnished by the money lending entity and renew or refuse to renew

the Certificate of Registration in such electronic form as may be prescribed, before the

date of expiry of registration:

Provided that no such application shall be rejected without giving

opportunity of being heard to the application and for reasons to be recorded.

ǐबहार गजट (असाधारण), 11 मई 2026

(11) If no decision is made on the application within the time limit prescribed under sub-

section (6) by the Registering Authority concerned, the renewal of Certificate of

Registration shall be auto-generated and granted online in such form as may be

prescribed.

(12) Provision for appeal.—Appeal against refusal to grant a certificate of Registration,

Suspension or Revocation of certificate of registered by the registering authority, and

appeal can be made before appellate authority within 60 days from the date of such

refusal to grant certificate of Registration, Suspension or Revocation of certificate of

registration.

The appellate authority is expected to give its decision within 30 days of

submission of such appeal.

(13) Register of MFIs. –

(1) Every registering authority shall maintain for the area under its jurisdiction

registers of all MFIs having valid registration in such form as may be

prescribed.

(2) The registers maintained under sub-section (1) shall be published in such

manner and at such intervals as may be prescribed.

(14) Digital lending platforms shall additionally comply with information technology

security standards prescribed by the Central Government, data localization requirements

as applicable, and customer protection guidelines as may be prescribed by the

Government of Bihar in consultation with relevant central authorities.

(15) Any person or entity who advances loans without proper registration and certification

shall be deemed to be carrying on illegal money lending business and shall be liable for

penalties under this Act, provided that such person is given reasonable opportunity to

regularize their operations within the prescribed time frame.

Transparency and disclosure obligations.—

(1) The effective rate of interest charged by the lenders shall be prominently

displayed in all its offices, its website, and in the prospectus or brochure or

advertisement notices, as the case may be.

(2) No Micro Finance Institution (MFI) or Money Lending Agency or

Organization shall recover from the borrower towards interest in respect of any

loans advanced by it, whether before or after commencement of this Act, an

amount in excess of the principal amount.

(3) Every Micro Finance Institution (MFI) or Money Lending Agency or

Organization shall keep and maintain a cashbook, a ledger and such other

books of account in such form and in such manner as may be prescribed.

(4) Every loan application form shall include necessary information which may

affect the interest of the borrower, so that a meaningful comparison with the

terms and conditions offered by other money lending entities can be made and

a proper decision can be taken by the borrower. Such application form shall

indicate the documents required to be submitted with the application form.

(5) Every registered lender shall mandatorily comply with the following disclosure

and transparency requirements before disbursing any loan:

(a)

provide a written loan agreement in Hindi language clearly stating the

principal loan amount, annual percentage rate of interest calculated on

reducing balance method, processing charges, insurance premium if any,

penal charges for delayed payment, total cost of credit, monthly installment

amount, and complete repayment schedule with due dates;

(b)

deliver a comprehensive pre-loan disclosure statement to the borrower at

least seventy-two hours before loan disbursement, explaining all terms and

conditions, borrower’s rights and obligations under this Act, consequences

ǐबहार गजट (असाधारण), 11 मई 2026

of default, available grievance redressal mechanisms, and contact details of

regulatory authorities;

(c)

establish and maintain an office within the State of Bihar with adequate

infrastructure for borrower services, complaint resolution, and document

storage, which shall remain accessible to borrowers during prescribed

business hours;

(d)

ensure that all communications, documents, notices, and correspondence

with borrowers are provided in Hindi or the local language understood by

the borrower, and no borrower shall be compelled to understand or sign

documents in any language other than Hindi or the local language;

(e)

issue computer-generated or properly signed receipts bearing the name,

address, and registration number of the lender for every repayment received

from the borrower, whether in cash, cheque, or through digital payment

modes, and such receipts shall clearly show the amount received, date of

payment, and outstanding balance;

(f)

supply photocopies of all loan-related documents including the loan

agreement, repayment schedule, and transaction history to the borrower free

of cost within seven working days of written request;

(g)

display prominently at all branch offices, on websites, and in all

advertisements the maximum interest rates charged, processing fees, penal

charges, standard terms and conditions of loans, and grievance redressal

contact information.

(6) Every lender shall provide the borrower a loan passbook or digital loan

statement containing the following mandatory information:

(a)

name, address, and registration details of the lender and complete

details of the borrower;

(b)

principal amount sanctioned and actually disbursed with dates;

(c)

effective annual percentage rate of interest and method of calculation;

(d)

detailed breakdown of all charges, fees, insurance costs, and

additional expenses;

(e)

complete repayment schedule showing installment amounts and due

dates;

(f)

acknowledgment and date of all repayments received with running

balance;

(g)

current outstanding principal and interest amounts after each

payment;

(h)

final discharge certificate upon complete repayment of the loan.

(7)

No lender shall charge any amount, fee, or penalty that is not explicitly

disclosed in the loan agreement and pre-loan disclosure statement signed by

the borrower.

(8)

Every lender shall establish a toll-free helpline number staffed by trained

personnel for borrower queries, complaints, and assistance, and such helpline

shall be operational during business hours on all working days.

(9)

Submissions of monthly statement by MFIs – Every MFI shall submit a

Monthly Statement to the Registering Authority before 10^th day of every

month giving therein the list of borrowers, the loan given to each and the

interest rate charged on the repayment made.

(10) Provision of submissions of annual returns – Every MFI shall submit annual

returns for the financial year ending 31^st March every year before to the Registering

Authority latest by the end of month “May” of next financial year.

ǐबहार गजट (असाधारण), 11 मई 2026

(11) Multiple-lending Over-borrowing.—

1) Non-Banking Financial Company (NBFC) – Micro Finance Institutions

(MFIs) can lend to individual borrowers who are not member of Joint

Liability Group (JLG) or Self Help Group (SHG) or to borrowers that

are members of Joint Liability Group (JLG) or Self Help Group (SHG).

2) A borrower cannot be a member of more than one Self Help Group

(SHG) or Joint Liability Group (JLG).

3) Not more than two (02) Micro Finance Institutions (MFI) or Money

Lending Agency or Organization shall lend to the same borrower.

4) There shall be a minimum period of moratorium between the grant of

the loan and the due date of the repayment of the first installment. The

moratorium shall not be less than the frequency of repayment. For

Example: In the case of weekly repayment, the moratorium shall not be

less than one week.

5) Recovery of loan made in violation of the recovery norms shall be

deferred till all prior existing loans are fully repaid.

6) All sanctioning and disbursement of loans shall be done only at a

central location and more than one individual shall be involved in this

function. In addition, there shall be close supervision of the

disbursement function.

Prohibition of security requirements for Micro loans.—

(1) No lender shall demand, obtain, or retain any form of security, collateral, guarantee,

or third-party assurance for loans not exceeding such amount as may be prescribed

by the State Government under this Act, and such loans shall be advanced solely on

the basis of borrower's creditworthiness, repayment capacity, income assessment,

and such other criteria as may be prescribed.

(2) The Government of Bihar shall within 90 days of the commencement of this Act,

prescribe by rules, the threshold amounts up to which no security or collateral may

be required, taking into consideration the economic conditions of borrowers,

regional variations in income levels, inflation rates, and the need to promote

financial inclusion while ensuring reasonable protection to lenders.

(3) Any security, collateral, or guarantee obtained by any lender for loans covered under

sub-section (1) prior to the commencement of this Act shall be deemed void and

unenforceable, and shall be returned to the borrower or guarantor within thirty days

of such commencement without any cost or condition.

(4) For loans exceeding the prescribed threshold amounts but remaining within the

overall loan limits specified in this Act, lenders may obtain security only in the

following permissible forms:

(a)

pledge of gold ornaments with proper valuation and storage safeguards;

(b)

lien on bank deposits or government securities;

(c)

mortgage of immovable property other than the borrower's primary

residence or agricultural land being personally cultivated;

(d)

guarantee from financially sound third parties with their explicit written

consent and full disclosure of liability;

provided that the value of such security does not exceed the loan amount by more

than twenty-five percent and the security arrangement does not impose undue

hardship on the borrower or guarantor.

(5) No lender shall retain, confiscate, or demand as security any document that is

essential for the borrower’s daily life or livelihood, including original documents of

residential property used for actual residence, agricultural land being personally

cultivated, ration cards, Aadhaar cards, voter identity cards, driving licenses,

ǐबहार गजट (असाधारण), 11 मई 2026

educational certificates, caste certificates, income certificates, pension documents,

or any other government-issued entitlement documents.

(6) Where permissible security is taken, the lender shall execute a proper security

agreement clearly specifying the security provided, conditions for release, and

borrower’s rights, and shall return such security immediately upon full repayment of

the loan.

(7) The Government of Bihar may, from time to time, review and revise the prescribed

threshold amounts under sub-section (2) based on economic conditions, borrower

feedback, and the functioning of the microfinance sector, provided that any revision

reducing the threshold limits shall not apply to existing borrowers and loans

sanctioned before such revision.

CHAPTER III

PROHIBITION OF COERCIVE RECOVERY

Prohibited coercive recovery methods and practices..—No lender, agent, employee,

contractor, or representative acting on behalf of any lender shall engage in, attempt, threaten,

facilitate, or encourage any of the following acts, practices or similar activities for the

purpose of recovering any loan amount, interest, charges, penalties, or any other amount

claimed to be due:

(1) Physical coercion, violence, and intimidation.— (a) Physical assault, battery,

wrongful restraint, criminal intimidation, or violence against the borrower, family

members, or associates; (b) Threatening physical harm or violence to any person

connected with the borrower; (c) Confining, restraining, or preventing free

movement of the borrower or family members through force or intimidation; (d)

Damaging, destroying, or threatening to damage any property belonging to the

borrower or guarantors; (e) Forcibly entering the borrower's residence, workplace,

or premises without lawful authority or remaining after being asked to leave.

(2) Psychological harassment and mental torture.— (a) Using abusive, obscene,

threatening, casteist, communal, or discriminatory language in any communication;

(b) Making repeated calls, messages, or visits causing mental distress or disrupting

daily life; (c) Contacting borrowers before 7:00 AM or after 8:00 PM on weekdays,

or anytime on Sundays and holidays, without express written consent; (d) Publicly

shaming, humiliating, or exposing the borrower's financial status or personal

information to embarrass or coerce; (e) Creating public disturbances at the

borrower's residence, workplace, or neighborhood; (f) Making false representations

about legal consequences or creating artificial urgency for payment.

(3) Digital harassment and cyber coercion.— (a) Sending threatening, intimidating, or

abusive messages through SMS, WhatsApp, email, or social media platforms; (b)

Disclosing or publishing personal information, financial details, photographs, or

private data without explicit written consent; (c) Creating or distributing fake legal

notices, court summons, or fraudulent legal documents; (d) Impersonating police

officers, court officials, lawyers, or government authorities; (e) Accessing or using

the borrower's phone contacts, call logs, or digital data without separate written

consent; (f) Installing tracking devices or monitoring software on borrower's devices

without lawful authority; (g) Creating fake profiles or misusing borrower's identity

on digital platforms.

(4) Economic coercion and livelihood interference.— (a) Seizing, confiscating, or

unlawfully retaining documents, certificates, or government-issued entitlement

papers; (b) Interfering with the borrower's workplace attendance, employment, or

business operations; (c) Contacting employers, colleagues, or business associates to

jeopardize professional relationships; (d) Compelling disposal of property under

duress; (e) Blocking access to bank accounts or legitimate income sources.

ǐबहार गजट (असाधारण), 11 मई 2026

(5) Social pressure and community harassment.— (a) Pressuring family members,

relatives, friends, or neighbors to create social coercion for repayment; (b) Visiting

children's schools or educational institutions to create embarrassment; (c) Disrupting

religious places, social functions, festivals, or community gatherings for recovery

purposes

(6) Illegal and unethical recovery practices.— (a) Engaging persons with criminal

background or history of violence as recovery agents; (b) Using unregistered or

unauthorized recovery agencies or collection personnel; (c) Demanding amounts

exceeding limits prescribed under this Act or other applicable laws; (d) hidden

charges, or undisclosed fees; (e) Attempting recovery from guarantors or family

members without proper legal procedures.

CHAPTER IV

POWERS OF THE REGISTERING AUTHORITY

Power to cancel or suspend registration.—

(1) The Registering Authority may, at any time, either suo motu or upon receipt of a

complaint from a borrower or any other affected person, issue a notice to the lender

to show cause as to why their compliance certification or registration under this Act

should not be cancelled, if it is of the opinion that the lender has contravened any

provision of this Act or rules made thereunder.

(2) Upon consideration of the reply, if any, and after providing the lender an

opportunity of being heard, the Registering Authority may cancel or suspend such

registration, by recording reasons in writing.

(3) Pending the inquiry under sub-section (1), the Registering Authority may suspend

the compliance certification or registration, for reasons to be recorded in writing.

(4) A lender whose registration or certification is suspended or cancelled shall not

disburse any new loans or recover existing ones during the period of suspension or

after cancellation.

Power to inspect, summon, and seize documents.—

(1) The Registering Authority or any officer authorised by it may enter the premises of

any lender or person believed to be engaged in lending activities, and inspect or

demand production of records and documents to ensure compliance with this Act.

(2) The authorised officer may seize any documents deemed necessary for examination,

investigation, or legal proceedings. Such documents shall be retained only for such

period as necessary for these purposes.

(3) The Registering Authority or authorised officer may summon and examine any

person connected with a lender if believed to possess relevant information.

CHAPTER V

DISPUTE RESOLUTION AND COMPLAINTS

10.

Complaints mechanism.—

(1)

Any borrower may lodge a complaint alleging violation of this Act by a lender:

with the Registering Authority that issued the compliance

certification;

with the Registering Authority having territorial jurisdiction where

the violation occurred; or

with the jurisdictional police station for violations involving physical

violence, criminal intimidation, or serious threats.

(2)

Every authority mentioned in sub-section (1) shall be bound to receive, register,

acknowledge, and process every complaint filed under this Act within seven

working days, and no complaint shall be refused or rejected on technical grounds

without providing the complainant reasonable opportunity to rectify deficiencies.

ǐबहार गजट (असाधारण), 11 मई 2026

(3)

The Registering Authority shall follow procedures similar to those outlined in

Section 8 and may pass such orders as deemed fit.

(4)

Where prima facie evidence of a cognizable offence is found, the Registering

Authority shall forward the complaint to the jurisdictional police station.

(5)

No police officer shall refuse to receive or register such complaint.

11.

Appointment of Ombudspersons.—

(1) The Government of Bihar may, by notification, appoint one or more

Ombudspersons for the resolution of civil disputes between borrowers and lenders.

(2) The powers, functions, qualifications, jurisdiction, and procedures for the

Ombudsperson shall be prescribed by the Government of Bihar.

(3) Nothing in this section shall bar the jurisdiction of civil courts to adjudicate disputes

between the parties.

CHAPTER VI

OFFENCES AND PENALTIES

12.

Offence of unregistered lending.—Any person or entity who carries on the business

of lending loans in violation of Section 4 (without obtaining registration and

compliance certification) shall be punishable with imprisonment for a term which

may extend to three years, and with a fine which may extend to five lakh rupees, or

with both.

13.

Failure to comply with transparency and reporting requirements.—Any lender

who

(a)

fails to provide required disclosures, loan documentation, or receipts to

borrowers under Section 5; or

(b)

fails to establish a registered office, helpline, or deliver pre-loan disclosure

under this Act; or

(c)

fails to submit annual returns as required under section-5 (10) of this Act

shall be punishable with a fine not less than ten thousand rupees but which

may extend to one lakh rupees.

14.

Prohibited coercive recovery practices.—Any lender or agent who engages in,

facilitates, or attempts any form of coercive recovery in violation of Section 8 shall

be punished

(a)

for physical coercion, stalking, harassment, or threats under clauses (1), (2)

and (6) of Section 7, with imprisonment up to three years or with fine up to

five lakh rupees, or both;

(b)

for acts involving digital coercion, misuse of identity, illegal surveillance, or

intimidation through impersonation under clause (3) of Section 7 or for

seizure of essential documents or pressure on family and children under

clause (4) and (5) of Section 7 with imprisonment up to five years or fine up

to five lakh rupees, or both.

15.

Abetment of suicide.—Where a borrower or their family member commits suicide,

and it is proven that coercive recovery practices as defined in Section 7 were used

immediately prior to such suicide, the lender or their agents shall be deemed to have

abetted the suicide, and shall be punishable under Section 108 of the Bharatiya

Nyaya Sanhita, 2023.

16.

Punishment for repeat offenders.—Who ever having been previously convicted of

an offence punishable under this Act; shall be punishable with imprisonment for a

term which shall not be less than five years but which may extend to ten years and

with fine which shall not be less than ten lakh rupees but which may extend to five

crore rupees.

ǐबहार गजट (असाधारण), 11 मई 2026

17.

General penalty.—Any contravention of this Act or the rules made thereunder, for

which no specific penalty is provided, shall be punishable with a fine up to ten

thousand rupees.

18.

Cognizable and Non-bailable Offence.— All offences under Sections 12, 14, 15 and

16 shall be cognizable and non-bailable except sections 13 and 17.

19.

Corporate and institutional liability.—Where any violation under this Act is

committed by a company, partnership firm, society, or other entity, every director,

partner, manager, or officer who was in charge of and responsible for the conduct of

business at the time of violation shall be deemed guilty of the violation and shall be

liable for punishment, unless such person proves that the violation occurred without

their knowledge and they exercised due diligence to prevent such violation.

20.

Suspension or cancellation of registration upon conviction.—Upon conviction of

any lender or agent under this Chapter, the Registering Authority shall suspend or

cancel their compliance certification or registration under this Act.

21.

Relief measures for affected borrowers.—

(1) Discharge of illegal and excessive loans.—All loans advanced by unregistered

lenders, loans that violate the interest rate caps specified in this Act, loans obtained

through coercive means, or loans that violate other provisions of this Act shall be

deemed discharged to the extent of violation, and borrowers shall have no legal

obligation to repay such excess amounts.

(2) Prohibition on civil recovery of illegal amounts.—No civil court, tribunal, authority,

or arbitrator shall entertain any suit, application, petition, or proceeding for recovery

of loans or amounts that are deemed discharged under sub-section (1), and all

pending proceedings for recovery of such illegal amounts shall abate immediately

upon determination of such illegality.

(3) Relief from excessive recovery.—Where any borrower has already repaid amounts

exceeding the limits prescribed under this Act such borrower shall be entitled to

refund of excess amounts with interest at the rate of twelve percent per annum from

the Borrower Protection Fund or directly from the lender.

CHAPTER VII

MISCELLANEOUS PROVISIONS

22.

Bihar database.—

(1) The Govt. of Bihar may designate an Authority, whether existing or to be

constituted, which shall create, maintain and operate an online database for

information on lenders operating in Bihar and which shall have the facility

for lenders to apply for registration, renewal etc. and issuance of certificate

by registering authority and all the related matters.

(2) The authority designated under sub-section (1) may require any Regulator or

the Competent Authority to share such information on lenders, as may be

prescribed.

23.

Designated Court.—

(1) For the purpose of this Act, the Government may, with the concurrence of the

Chief Justice of the Patna High, Court, by notification in the Official Gazette,

constitute one or more Designated Courts in the cadre of Subordinate Judge

including ADJ for such area or areas or for such case or class or group of

cases, as maybe specified in the notification.

ǐबहार गजट (असाधारण), 11 मई 2026

(2) No court, including the court constituted under the Presidency Towns

Insolvency Act, 1909 and the Provincial Insolvency Act, 1920, other than the

Designated Court, shall have jurisdiction in respect of any matter to which the

provisions of this Act are invoked.

(3) Any pending case in any other court to which the provisions of this Act apply

shall, on the date of publication of this Act, stand transferred to the

Designated Court.

24.

Special Public Prosecutor and Special Government Pleaders.—The Government

may, by order appoint one or more Advocates of not having less than 7 years

practice as Special Public Prosecutor/Special Government Pleader in consultation

with the District and Sessions Judge of the concerned District for the purpose of

conduction the cases in the Designated Court.

25.

Procedure and powers of designated Court regarding offences.—

(1) The Designated Court may, on perusal of the police report of the facts constituting an

offence under this Act upon a complaint made by an officer authorized in this behalf

by the State Government take cognizance of the offence without the accused being

committed to it for trial.

(2) While trying the accused person the Designated Court shall follow the procedure

prescribed in the provision of The Bharatiya Nagarik Suraksha Sanhita, 2023.

(3) The Designated Court will exercise the power of remand with regard to person

forwarded to it as provided under the provision of The Bharatiya Nagarik Suraksha

Sanhita, 2023.

(4) The Designated Court, while trying the offence under this Act, may also try an

offence other that the offence under this Act with which, the accused may be charged

at the same trial under The Bharatiya Nagarik Suraksha Sanhita, 2023.

26.

Appeal.—

(1) An appeal shall lie against the final order passed by the Designated Court in the

judicature of High Court, Patna within 60 days from the date of final order.

(2) Any Person/MFIs convicted on a trail held by the Designated Court may appeal to

the judicature of High Court, Patna.

27.

Protection of Action taken in good faith.—No suit or other proceedings shall lie against the

Government or the Registry authority or any officer or employee of the Government for

anything which is in good faith done or intended to be done under this Act.

28.

Power to make rules.—

(1) The State Government may, by notification in the Official Gazette make rules to

carry out the purpose of the Act.

(2) The power to make rules conferred by this section shall be subject to the condition of

the rules being made after previous publication.

(3) Every rule or notification made under this Act shall be laid as soon as may be after it

is made, before each House of the State Legislature while it is in session, for a total

period of thirty days which may be comprised in one session or in two or more

successive sessions and if before the expiry of the session immediately following the

session or the successive sessions aforesaid, both Houses agree in making any

modification in the rule or notification or both Houses agree that the rule or

notification should not be made, the rule or notification shall, from the date on which

the modification or annulment is notified have effect only in such modified form or

be of no effect as the case may be; so, however, that any such modification or

annulment shall be without, prejudice to the validity of anything previously done

under that rule or notification.

ǐबहार गजट (असाधारण), 11 मई 2026

(4) The Government of Bihar may, make rules to carry out the provisions of this Act and

unless they are expressed to come into force on a particular day, shall come into force

on the day on which they are so published. All notifications issued under this Act

shall, unless they are expressed to come into force on a particular day, come into

force on the day on which they are so published.

29.

Officers

public

servants.—Every

officer,

Registering

Authority,

Ombudsperson, or person acting under the provisions of this Act shall be deemed to

be a public servant within the meaning of Section 2(28) of the Bharatiya Nyaya

Sanhita, 2023.

30.

Act to be in addition to other laws.—The provisions of this Act shall be in addition

to, and not in derogation of, any other law for the time being in force. Provided that

in the event of any conflict, the provisions of this Act shall prevail to the extent of

such conflict in matters relating to micro finance and small loan recovery within the

State of Bihar.

31.

Power of State Government to issue directions.—The State Government may, from

time to time, issue such directions not inconsistent with the provisions of this Act or

rules made thereunder to lenders, Registering Authorities, Ombudspersons, or any

other officers or persons employed for implementation of this Act, as it may deem

fit, and all such persons shall comply with such directions.

32.

English language version of the act shall prevail in the meaning and

interpretation of the translated version.—In case of any discrepancy in the meaning

and interpretation of the translated version of this Act, the English language version

shall be binding in all respect and shall prevail.

33.

Power to remove difficulties.—If any difficulty arises in giving effect to the

provisions of this Act, the Government of Bihar may, by an order, published in the

Official Gazette, Make such provisions not inconsistent with the provisions of this

Act which appear to it to be necessary or expedient for the purposed of removing the

difficulty.

Provided that, no such order shall be made under this section after the expiry of the

period of two years from the date of commencement of this Act.

Basno Shanker Mehrotra,

Special Secretary –cum- Secretary

in charge to the Government.

————

अधी¢क, सिचवालय मुġणालय,

ǐबहार, पटना Ʈारा Ĥकािशत एवं मुǐġत।

ǐबहार गजट (असाधारण) 452-571+400-डी0टȣ0पी0।

Website: https://egazette.bihar.gov.in